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ByAnngelli Abenes
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Are you feeling overwhelmed managing several debt payments every month? If your home doesn’t hold much value but you’re looking for an easy way to combine your debts, a NON-QM 95% LTV debt Consolidation Refinance is what you need. This guide is here to make it simple for you to get all the details about…
ByAnngelli Abenes
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In this blog, we will discuss the rules for getting an FHA loan in Maryland when paying back debt under Chapter 13 Bankruptcy. If you’re buying a house or already own one, you can still qualify for an FHA loan even if you’re in the middle of your repayment plan, approved by a trustee. You…
ByAnngelli Abenes
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Today, an FHA cashout refinance mortgage loan can be a great option if you own a home and want to improve your financial situation. Let’s break down what this is all about, including its perks, who can get it, how to apply, the interest rates, the terms, and everything else you might want to…
ByAnngelli Abenes
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A cash-out refinance mortgage allows homeowners to use the value they’ve built up in their house. It means getting a new mortgage bigger than the one you already have, and you get the extra money in cash. This guide will show you all you need to understand about cash-out refinance mortgages in 2024. You’ll learn…
ByAnngelli Abenes
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Are you looking for a big loan while running your own business? You’re in the right spot. Getting a big mortgage, called a jumbo mortgage, can be tough without regular paychecks like other workers get. Right after the 2008 Real Estate and Credit Meltdown, self-employed home buyers had a difficult time trying to qualify for…
ByAnngelli Abenes
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If you’re considering buying a house and need a loan, getting the lowdown on the main types of loans is super important. Let’s talk about the difference between conventional loans versus FHA loans. People in the United States consider these two main options when they need money to buy a home. Each type of loan…
ByAnngelli Abenes
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Many people reestablish themselves sooner than others after bankruptcy and foreclosure. These folks can qualify for a mortgage sooner than the mandatory waiting period on government and conventional loans. Gustan Cho Associates has non-QM loans one day out of bankruptcy and foreclosure with a 30% down payment.
ByAnngelli Abenes
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Buying a home represents a significant achievement in one’s life that many high school graduates might view as somewhat of an elusive dream, particularly given their limited work experience at this stage. However, armed with the right information and insightful guidance, even those freshly out of high school can skillfully navigate the mortgage process. This…
ByAnngelli Abenes
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Buying foreclosure can be a smart move if you want to own a property for less than its market rate. The key to maximizing this opportunity is pairing it up with the advantages of an FHA 203k renovation loan. This comprehensive guide is designed to help you get familiar with the ins and outs of…
ByAnngelli Abenes
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Navigating a Seller’s Market When Buying a Home When you are interested in buying a home in a sellers market, you’re stepping into a highly competitive arena. Imagine a situation where there are a lot more people looking to buy houses than there are houses for sale. This scenario drives up the prices of homes…
ByAnngelli Abenes
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Comprehensive Guide to TSAHC DPA Mortgage Program for Texas Homebuyers Exciting news for everyone looking to buy a home in Texas! Gustan Cho Associates is thrilled to announce that we’re now part of the TSAHC DPA Mortgage program. For those who might not be familiar, TSAHC DPA Mortgage stands for Texas State Affordable Housing Corporation…
ByAnngelli Abenes
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When it comes to getting home loans, buyers sometimes need extra support to qualify for their dream home. This is exactly when bringing in a non-occupying co-borrower can make a huge difference. If you’re stepping into the housing market for the first time, or even if you’re well-versed in real estate dealings, it’s crucial to…
ByAnngelli Abenes
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Is it possible to get a mortgage with a recent eviction? It’s a common worry – can someone get a mortgage if they’ve just faced eviction? If you’re in this boat, you’re definitely not sailing alone. At Gustan Cho Associates, it’s a question that often lands in our inbox. The uplifting news here is that,…
ByAnngelli Abenes
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Looking for the best Minnesota mortgage lenders for bad credit might seem daunting, but it doesn’t have to be. If you’ve faced rejection because of a low credit score or are just starting to explore your mortgage options, this detailed guide is here to light the way. It’s designed to break down the process…
ByAnngelli Abenes
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What are the VA Agency Guidelines to qualify for a VA loan during Chapter 13 Bankruptcy
ByAnngelli Abenes
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Are you trying to buy a house but find out you have unpaid court fees on your credit? It feels like a stop sign, but there’s a way to go ahead. You can actually get a mortgage with outstanding judgments. This guide makes it simple to understand. We will cover the must-haves for your application,…
ByAnngelli Abenes
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Understanding FHA 203k Rehab Loans After Bankruptcy Securing a home loan after experiencing bankruptcy can be challenging. Still, the FHA 203k Rehab Loan provides a viable path for home buyers looking to purchase and renovate a property. This type of loan is particularly beneficial for those who have faced financial hardships but are ready to…
ByAnngelli Abenes
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Mortgage Approval Process on Manual Underwriting: A Comprehensive Guide for 2024 The mortgage approval process can be overwhelming, especially with manual underwriting involved. Unlike automated underwriting, which relies on algorithms, manual underwriting involves a human underwriter meticulously reviewing your financial history and documents. This guide aims to demystify the mortgage approval process on manual underwriting…
ByAnngelli Abenes
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Simple Guide on Getting a Hard Money Loan With Federal Tax Lien in 2024 If you owe money to the government and need cash for your property projects, it might seem hard to get a loan. But, there’s still hope with a hard money loan with federal tax lien. This easy 2024 guide will show…
ByAnngelli Abenes
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An auto loan can be a deal killer when it comes to getting qualified for a mortgage. The average monthly auto loan on a new car is $500 per month. $500 per month is equivalent to a $100,000 mortgage payment.
ByAnngelli Abenes
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Your All-Inclusive Manual to Getting a Mortgage with Poor Credit in Illinois. Do you fear poor credit could dash your hopes of homeownership in Illinois? Worry no more! This manual will provide a step-by-step approach to securing an Illinois mortgage, even if you have bad credit. We shall review your alternatives, ways to enhance your…
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