The Pros and Cons of Conventional and FHA Loans
This guide covers the pros and cons of Conventional and FHA loans. The pros and cons of Conventional and FHA…
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This guide covers the pros and cons of Conventional and FHA loans. The pros and cons of Conventional and FHA…
This guide covers how credit card balance affect debt-to-income ratio for mortgage borrowers. We will discuss the negative impact how…
This guide covers what do lenders look in bank statements during the mortgage process. Every mortgage lenders require borrowers to…
This guide covers how does FHA define family member. In this blog post, we’ll explore FHA’s criteria for defining a…
In this blog, we will cover how to write a letter of explanation to mortgage underwriters. Borrowers planning on…
In this blog, we will discuss and extensively cover everything you need to know about the loan estimate. The Loan…
This guide covers excluding debts from DTI calculations on debts paid by others. Higher debt-to-income ratios is one of the…
This guide covers manual underwriting versus automated approval. There are two types of Automated Underwriting Systems (AUS): Fannie Mae’s Automated…
In this blog, we will cover and discuss getting a fully underwritten TBD mortgage approval as pre-approvals. Fully Underwritten TBD…
This guide covers the mortgage process leading to closing for borrowers. The home buying and mortgage process leading to closing…
This guide covers Fannie Mae waiting period after deed-in-lieu and short sale on conventional loans. Freddie Mac and Fannie Mae…
This guide covers buying house next to power lines. Some home buyers will run into their dream home when…
This guide covers mortgage approval with 580 FICO credit score. The Federal Housing Administration, a subsidiary of the United States…
This article covers Freddie Mac foreclosure guidelines on Conventional loans. Fannie Mae and Freddie Mac is the nations largest buyers…
Mortgage Underwriters will require one or more compensating factors for borrowers with higher debt to income ratio on manual underwrites to offset the risk of the higher DTI.
This guide covers closing mortgage on time without stress during the mortgage process. All mortgage loans should not be delayed…
This guide covers getting a mortgage with student loans with high debt-to-income ratio. Getting a mortgage with student loans can…
This guide covers the 7 VA loan myths veterans need to know before buying a house. We know that buying…
This guide covers the importance of job stability when buying a house with a mortgage. Income is the most important…
This article will cover and discuss refer-eligible per automated underwriting system findings. All mortgage loan applicants need to go through…
This guide cover FHA versus conventional mortgage after bankruptcy. There are differences in when and how you can qualify for…