ByJohn Strange, NMLS: 230932
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When And Why Do Mortgage Lenders Ask For Reserves? On VA and FHA manual underwriting, one month’s reserves are required. Multi-family units require reserves by homebuyers.
ByMike Gracz, NMLS: 1160212
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In this article, we’ll talk about reaffirming home loan after bankruptcy, a frequently inquired topic. Milwaukee-based Attorney James Miller of…
ByGustan Cho, NMLS 873293
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This guide covers investmetn home pruchase mortgage guidelines. Investment home mortgage loans can be conventional or non-qm loans. Investment home…
ByJohn Strange, NMLS: 230932
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This article will explore the HUD CAIVRS Guidelines for FHA loans when obtaining a mortgage. Government-backed mortgage loans are an…
ByDale Elenteny, NMLS: 904444
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In this blog, we will discuss and cover bank statement loans for self-employed borrowers. Non-QM Loans and Bank Statement Loans…
ByMike Gracz, NMLS: 1160212
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This article analyzes the advantages and disadvantages of buying versus renting in California. The state has some of the highest real…
ByGustan Cho, NMLS 873293
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In guide covers buying house with new job and gaps in employment. Many homebuyers are concerned about qualifying for a…
ByJohn Strange, NMLS: 230932
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In this blog, we’ll explain the qualifying credit score that lenders use for mortgages. Mortgage underwriters determine this score by…
ByGustan Cho, NMLS 873293
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In this blog, we will cover and discuss qualifying for mortgage with collection accounts guidelines. Homebuyers can qualify for a…
ByGustan Cho, NMLS 873293
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Choosing the right lender with no lender overlays is the key on how to avoid mortgage denial
ByGustan Cho, NMLS 873293
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In this blog post, we will discuss the concept and procedure of rapid rescore during mortgage process. Consumer credit profiles…
ByGustan Cho, NMLS 873293
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If you have a mortgage included in a bankruptcy, the waiting period guidelines are more favorable on conventional versus FHA loans
ByJohn Strange, NMLS: 230932
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This guide covers how underwriters view unsourced funds while analyzing and reviewing a borrower. Unsourced funds have no paper trail,…
ByAlex Carlucci, NMLS: 229891
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This guide covers comparison of mortgage rates on purchase and refinance loans. Mortgage rates have been steadily going up to…
ByAlex Carlucci, NMLS: 229891
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This guide covers buying an investment property using a conventional loan. Buying an investment property using a conventional loan with…
ByGustan Cho, NMLS 873293
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In this blog, we will discuss and cover HUD waiting period guidelines after Chapter 13 on FHA loans. Why is…
ByGustan Cho, NMLS 873293
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In this blog, we will discuss and cover using FHA loans for self-employed borrowers on a home purchase. Using FHA…
ByJohn Strange, NMLS: 230932
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In this blog, we’ll explore the process of working with a loan officer during your mortgage application. Choosing a loan…
ByAlex Carlucci, NMLS: 229891
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We will be covering qualifying and getting approved for VA mortgage loans in Arizona. Arizona is one of the most…
ByAlex Carlucci, NMLS: 229891
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In this blog, we will discuss and cover qualifying for a VA loan with prior mortgage included in bankruptcy. VA…
ByAlex Carlucci, NMLS: 229891
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Many people have no credit score. This can make getting a mortgage to buy a home harder. However, it’s not impossible. You can re-establish credit after bankruptcy or other serious credit problems. And if you have no credit score at all, lenders can approve you with a non-traditional credit report.
ByGustan Cho, NMLS 873293
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This guide covers credit scores and mortgage rates versus pricing adjustments. Credit scores and mortgage rates go side by side….
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