Appraisal Issues During Home Buying and Mortgage Process
In this blog, we will discuss and cover appraisal issues during the home buying and mortgage process. The word “appraisal”…
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Home Mortgages | Home Purchase | Mortgage Processing And Underwriting | Qualifying & Getting Pre-approved | Regulations | Videos
How Qualified Mortgages Affect Borrowers and Lenders
This guide covers how qualified mortgages affect borrowers and lenders on residential loans. To avoid another 2008 financial crisis, Congress…
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FHA Loan After Chapter 13 Bankruptcy in North Dakota
In this blog, we will discuss and cover the mortgage guidelines for getting qualified and approved for an FHA loan…
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Mortgage Lender Complaints and Bad Reviews by Borrowers
It’s important to note that Mortgage Lender Complaints and Bad Reviews submitted by borrowers do exist, but readers should understand…
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Manual Underwriting Versus Automated Underwriting Guidelines
In this blog, we will cover and discuss manual underwriting versus automated underwriting guidelines. The Automated Underwriting System is a…
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Refinance Mortgage When House Is Still Listed For Sale By Owners
In this article, we will discuss and cover Refinance Mortgage When House Is Still Listed For Sale By Owners. In…
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What Is The Benefit of Buying a House in California Versus Other States
This guide covers the benefit of buying a house in California versus other states. California reached record home prices Despite…
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What is a Credit Supplement For a Mortgage
This guide covers what a credit supplement in a mortgage is and how it works. There are three major credit…
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Buying House After Selling Home With Late Payments
In this article, we will cover and discuss buying a house after selling home with late payments. One of the…
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Funds In Bank Statements That Cannot Be Used By Lenders
This guide covers funds in bank statements that mortgage lenders cannot use. All funds in bank statements that are newer…
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Upfront Costs For Mortgage Loans Prior To Closing
This guide covers upfront costs for mortgage loans prior to closing. What would you do as a borrower if a…
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First Time Home Buyers | Home Mortgages | Home Purchase | Qualifying & Getting Pre-approved | Videos
Is Homeownership The Best Way To Build Wealth?
This blog will cover how to build wealth by owning versus renting a home. We will show you how quickly…
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How Mortgage Underwriters View Declining And Irregular Income?
In this blog, we will cover and discuss how mortgage underwriters view the declining and irregular income of borrowers. There…
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How Property Taxes in Mortgage Qualification Affects DTI
This guide covers property taxes in mortgage qualification and how it affects debt-to-income ratios. For homebuyers, especially first-time home buyers,…
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Past Due Versus Collection And Charge Off Accounts Mortgage Guidelines
In this blog, we will discuss and cover Past Due Versus Collection And Charge Off Accounts when qualifying and getting…
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Acceptable Sources of Verifiable Funds for Closing
In this blog, we will cover and discuss the acceptable sources of verifiable funds for closing. With the majority of…
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NON-QM Loans After Bankruptcy With Bad Credit and Low FICO
Non-QM loans after bankruptcy and foreclosure allow homebuyers to purchase a home with no waiting period after bankruptcy and/or a…
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What Is DU Automated Approval per AUS FINDINGS
In this blog, we will cover and discuss what is DU automated approval on the automated underwriting system. A sound…
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How Do Mortgage Lenders View Charge-Offs
In this article, we will cover how do mortgage lenders view charge-offs. One of the frequently asked questions at Gustan…
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Impact of Credit Score Changes During Mortgage Process
This guide covers the impact of credit score changes during mortgage process and how it impacts borrowers. Credit Score Changes…
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FHA Guidelines on Mortgage After Loan Modification
In this blog, we will cover FHA guidelines on mortgage after loan modification. FHA Guidelines on Mortgage After Loan Modification…
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Mortgage Denied For Late Payments in Missouri After Approved
In this blog, we will cover and discuss how homebuyers can qualify for a mortgage with new lenders after having…
