ByMike Gracz, NMLS: 1160212
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This guide covers how mortgage brokers get paid on closed home loans. Mortgage brokers, loan originators, or loan officers are…
ByAlex Carlucci, NMLS: 229891
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In this blog, we will cover and discuss the FHA 203k contractor role for homeowners on FHA 203k loans. The…
ByMike Gracz, NMLS: 1160212
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This guide covers how the marriage penalty works. He loves me, he loves me not, he loves me, he loves…
ByDale Elenteny, NMLS: 904444
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This guide explores the updated Freddie Mac part-time income mortgage guidelines for 2024. The new year has introduced significant changes…
ByJohn Strange, NMLS: 230932
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This guide covers mortgage protection plans. The mortgage protection plan sets up a generational wealth plan and estate plan. The…
ByMike Gracz, NMLS: 1160212
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In this blog, we will cover and discuss the refinance waiting period mortgage lending guidelines on home mortgages. For homeowners…
ByGustan Cho, NMLS 873293
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Barndominiums is a blend of a barn and barndominium. A barndominium is a portmanteau of “barn” and “barndominium.” Barndominiums are…
ByGustan Cho, NMLS 873293
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This guide covers buying a home from a family member with no down payment or closing costs with a gift…
ByJohn Strange, NMLS: 230932
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When And Why Do Mortgage Lenders Ask For Reserves? On VA and FHA manual underwriting, one month’s reserves are required. Multi-family units require reserves by homebuyers.
ByMike Gracz, NMLS: 1160212
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In this article, we’ll talk about reaffirming home loan after bankruptcy, a frequently inquired topic. Milwaukee-based Attorney James Miller of…
ByGustan Cho, NMLS 873293
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This guide covers investmetn home pruchase mortgage guidelines. Investment home mortgage loans can be conventional or non-qm loans. Investment home…
ByJohn Strange, NMLS: 230932
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This article will explore the HUD CAIVRS Guidelines for FHA loans when obtaining a mortgage. Government-backed mortgage loans are an…
ByMike Gracz, NMLS: 1160212
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This article analyzes the advantages and disadvantages of buying versus renting in California. The state has some of the highest…
ByJohn Strange, NMLS: 230932
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In this blog, we’ll explain the qualifying credit score that lenders use for mortgages. Mortgage underwriters determine this score by…
ByGustan Cho, NMLS 873293
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Choosing the right lender with no lender overlays is the key on how to avoid mortgage denial
ByGustan Cho, NMLS 873293
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If you have a mortgage included in a bankruptcy, the waiting period guidelines are more favorable on conventional versus FHA loans
ByAlex Carlucci, NMLS: 229891
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This guide covers comparison of mortgage rates on purchase and refinance loans. Mortgage rates have been steadily going up to…
ByAlex Carlucci, NMLS: 229891
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This guide covers buying an investment property using a conventional loan. Buying an investment property using a conventional loan with…
ByGustan Cho, NMLS 873293
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In this blog, we will discuss and cover using FHA loans for self-employed borrowers on a home purchase. Using FHA…
ByAlex Carlucci, NMLS: 229891
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In this blog, we will discuss and cover qualifying for a VA loan with prior mortgage included in bankruptcy. VA…
ByAlex Carlucci, NMLS: 229891
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Many people have no credit score. This can make getting a mortgage to buy a home harder. However, it’s not impossible. You can re-establish credit after bankruptcy or other serious credit problems. And if you have no credit score at all, lenders can approve you with a non-traditional credit report.
ByGustan Cho, NMLS 873293
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This guide covers credit scores and mortgage rates versus pricing adjustments. Credit scores and mortgage rates go side by side….
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