Understanding Owner Occupancy Fraud Mortgage Guidelines
Owner Occupancy Fraud: Everything You Need to Know to Avoid Serious Consequences in 2024 When applying for a mortgage, your…
Preparing For Home Loan Before Applying For a Mortgage
This blog will cover preparing for home loan before applying for a mortgage for a smooth mortgage approval without stress….
Can I Qualify For FHA Loan With Tax Lien
In this article, we will cover and discuss the frequently asked question can I qualify for FHA loan with tax…
Videos | Bad Credit Mortgages | Mortgage After Bankruptcy and Foreclosure | Mortgage With Late Payments | NON-QM Loans | Re-Establishing Credit
Mortgage With Recent Derogatory Credit in the Past 12 Months
In this article, we will cover and discuss qualifying for a mortgage with recent derogatory credit with our non-QM loan…
Waiting Period to Qualify For a Mortgage After Foreclosure
This guide cover the waiting period to qualify for a mortgage loan after foreclosure. Homeowners who had a prior foreclosure…
Property Tax Proration VA Guidelines on VA Home Loans
This guide covers property tax proration VA guidelines on VA home loans. There are certain states where property taxes are…
Buyers Solutions to Multiple Offers on Home Purchase
This guide covers buyers solutions to multiple offers on home purchase. There was a time where there were tons of…
Condominium Loans | Condotel and Non-Warrantable Condos | Qualifying & Getting Pre-approved | Real Estate Topic | Videos
Conventional Loan Fannie Mae-Freddie Mac Condo Guidelines
This article focuses on the Fannie Mae-Freddie Mac Condo guidelines on conventional loans. These guidelines enable eligible borrowers to secure…
Automated Underwriting System | First Time Home Buyers | Manual Underwriting | Verification Of Rent | Videos
Paying Rent Timely Will Help Get a Mortgage Approved
This guide covers how paying rent timely will help get a mortgage approved. Homebuyers who have little to no credit…
The Best Jumbo Florida Mortgage Lenders For Non-QM Loans
This guide covers the best Jumbo Florida mortgage lenders. for prime and non-QM loans. The Florida housing market is hot…
Continuation of Income Guidelines of Mortgage Lenders
This guide covers continuation of income guidelines of mortgage lenders. The ability to repay is one of the most important…
Mortgage After Bankruptcy and Foreclosure | Qualifying & Getting Pre-approved | Re-Establishing Credit | Videos
Things To Know Before Filing Bankruptcy
This guide cover the things to know before filing bankruptcy for future homebuyers. There are things to know before filing…
What is Considered Qualifying Income For Mortgage Loans
This guide covers the types of income that mortgage lenders consider qualifying income can use for mortgage loans. Not all…
HUD Guidelines on Multiple FHA Loans at Same Time
This guide covers HUD mortgage guidelines on having multiple FHA loans at the same time. One of the most frequently…
Changing Lenders During Underwriting Process
This guide covers changing lenders during underwriting process before closing. The mortgage approval process does not have to be stressful…
Bad Credit Mortgages | Income And Employment | Qualifying & Getting Pre-approved | Re-Establishing Credit | Videos
How To Buy a House With Bad Credit
This guide covers how to buy a house with bad credit. Many folks assume you cannot get a mortgage loan…
Texas Cash-Out Refinance Guidelines For 2024
This blog post will explore and elaborate on the Texas Cash-Out Refinance Guidelines in home mortgages. Gustan Cho Associates, a…
Buying House While In Chapter 13 Bankruptcy
This blog post will explore Buying House While In Chapter 13 Bankruptcy. Chapter 13 Bankruptcy involves a structured five-year repayment…
FHA Loans With 500 FICO Credit Score
HUD, the parent of FHA, allows borrowers down to a 500 credit score to qualify for an FHA loan. However, for borrowers with under a 580 credit score, a 10% down payment is required.
Can I Have Two FHA Loans at The Same Time
This guide explains the requirements for obtaining two FHA loans at the same time. This is important information for those…
How Credit Repair Works During The Mortgage Process
This guide covers how credit repair works during the mortgage process. A substantial percentage of my borrowers are folks who…
Loan Officer Document Checklist To Start Mortgage Process
This guide covers the loan officer document checklist. This article on the Loan Officer Document Checklist is a series of…
