Impact of FHA Guidelines on DTI and Student Loans Explained
Struggling with student loan debt can often feel like attempting to run a marathon with a heavy backpack, particularly when…
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Mortgage After Bankruptcy and Foreclosure | Bankruptcy | FHA Loans | Re-Establishing Credit | Videos
FHA Loan After Chapter 7 Bankruptcy Mortgage Guidelines
Government and conventional loans require a mandatory waiting period after bankruptcy. Non-QM loans one day out of bankruptcy does not have waiting period requirements. However, a 30% down payment is required.
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FHA 203k Loan | FHA and VA Streamline Refinance | FHA Loans | Home Improvement/Renovations | Refinancing | Verification Of Rent | Videos
Types of 203k Mortgage Loans Explained: Quick & Simple Guide
When you’re looking at buying a fixer-upper, you might come across the term 203k mortgage loans. If you want to…
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Your Guide to Qualifying for FHA Loan After Short Sale
If you are considering qualifying for FHA loan after short sale, know you’re not alone. Many people find themselves in…
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Headline News Archives | Home Purchase | Mortgage Rates | Qualifying & Getting Pre-approved | Real Estate Topic | Videos
Home Prices Are Increasing Despite Higher Mortgage Rates
This guide guide covers how home prices are increasing despite higher mortgage rates. All indicators point to a housing bubble….
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California Housing Market Forecast
This article will discuss the California Housing Market Forecast for homebuyers of primary owner-occupant homes, second homes, investment homes, and…
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VA Cash-Out Guidelines: Save Big on Your Refinance
The Department of Veterans Affairs has lowered the maximum loan to value on cash-out refinance VA loans from 100% LTV to 90% LTV. This was brought on by the VA due to the booming housing market nationwide. HUD, the parent of FHA, also lowered the cash-out loan to value on FHA loans from 85% to 80% LTV.
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NON-QM 95% LTV Debt-Consolidation Refinance Made Easy
Are you feeling overwhelmed managing several debt payments every month? If your home doesn’t hold much value but you’re looking…
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FHA Chapter 13 Guidelines in Maryland on FHA Loans
In this blog, we will discuss the rules for getting an FHA loan in Maryland when paying back debt under…
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NON-QM Loans After Bankruptcy And Foreclosure
Many people reestablish themselves sooner than others after bankruptcy and foreclosure. These folks can qualify for a mortgage sooner than the mandatory waiting period on government and conventional loans. Gustan Cho Associates has non-QM loans one day out of bankruptcy and foreclosure with a 30% down payment.
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Buying A Home In A Sellers Market With Bad Credit
Navigating a Seller’s Market When Buying a Home When you are interested in buying a home in a sellers market,…
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TSAHC DPA Mortgage For Texas Homebuyers
Comprehensive Guide to TSAHC DPA Mortgage Program for Texas Homebuyers Exciting news for everyone looking to buy a home in…
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Mortgage With a Recent Eviction: The Expert Guide
Is it possible to get a mortgage with a recent eviction? It’s a common worry – can someone get a…
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Bad Credit Mortgages | Credit Scores | FHA Loans | Manual Underwriting | NON-QM Loans | VA Loans | Videos
Best Minnesota Mortgage Lenders For Bad Credit
Looking for the best Minnesota mortgage lenders for bad credit might seem daunting, but it doesn’t have to be. If…
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FHA 203k Rehab Loan After Bankruptcy Mortgage Guidelines
Understanding FHA 203k Rehab Loans After Bankruptcy Securing a home loan after experiencing bankruptcy can be challenging. Still, the FHA…
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Mortgage Approval Process On Manual Underwriting
Mortgage Approval Process on Manual Underwriting: A Comprehensive Guide for 2024 The mortgage approval process can be overwhelming, especially with…
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Hard Money Loan With Federal Tax Lien And Judgments
Simple Guide on Getting a Hard Money Loan With Federal Tax Lien in 2024 If you owe money to the…
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FHA DTI Guidelines for Getting an Approve/Eligible Per AUS
First-time homebuyers, especially, may be easily overwhelmed by the complexities of purchasing a home. One of the most critical aspects…
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Fannie Mae Mortgage Included in Chapter 7 Bankruptcy
In this article, we will cover and discuss getting approved for a new home loan after having a prior mortgage…
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The Housing Shortage Facing The Midwest
This guide covers the housing shortage facing the Midwest. The housing shortage in the Midwest has impacted and affected homebuyers…
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Are Credit Disputes Allowed Per VA Credit Dispute Guidelines
This guide covers the VA credit dispute guidelines on VA mortgage loans. VA loans are the best loan program in…
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Maryland FHA Lenders For Homebuyers With Bad Credit
The lending requirements on FHA loans are not the same for all Maryland FHA Lenders. There are two different categories…
