Debt Collection Laws in Community Property States
In this blog, we will cover the debt collection laws in community property states and qualifying for a home mortgage….
How Do Mortgage Underwriters Calculate Income of Borrowers
This guide covers how do mortgage underwriters calculate income of borrowers. Income is the most important aspect of qualifying for…
Mortgage After Foreclosure With No Waiting Period
In this blog, we will discuss and cover mortgage after foreclosure with no waiting period with non-QM loans. Non-QM loans…
How Do I Use Future Rental Income To Qualify For a Mortgage
In this article, we will cover and discuss using future rental income to qualify for a mortgage. Some first-time home…
Credit Tradelines NOT Reporting To Credit Bureaus
This guide addresses the issue of credit tradelines not reporting to credit bureaus. When faced with this situation, finding solutions…
VA Derogatory Credit Mortgage Guidelines on VA Loans
This guide covers VA derogatory credit mortgage guidelines on VA loans. VA derogatory credit mortgage guidelines on VA loans are…
Bad Credit Mortgages | Charge Off Accounts | Collection Accounts | Credit Disputes | Credit Scores | Re-Establishing Credit | Videos
Common Credit Score Questions From First-Time Homebuyers
This guide covers common credit score questions from first-time homebuyers. What does a “good credit or good FICO” really mean…
FHA Loan Limits in Chicago and Surrounding Suburbs
HUD, the parent of FHA, has increased FHA loan limits in Chicago for six consecutive years due to rising home…
Mortgage Processing And Underwriting | Compensating Factors | FHA Loans | Manual Underwriting | Mortgage Lender Overlays | Verification Of Rent | Videos
Revised FHA Total Scorecard Underwriting Guidelines
This blog will cover the FHA Total Scorecard and how it works. The United States Department of Housing and Urban…
Understanding FHA Mortgage Rates on Purchase and Refinance
This guide covers understanding FHA mortgage rates on purchase and refinance transactions. FHA loans are the most popular mortgage program…
Automated Underwriting System Findings On Home Mortgages
In this blog, we will cover and discuss the automated underwriting system approval, which is also referred to as AUS…
Bad Credit Mortgages | Charge Off Accounts | Collection Accounts | Conventional Loans | FHA Loans | Videos
Do I Have To Pay Collections For FHA Loan Approval
This guide covers the frequently asked question do I have to pay collections for FHA loan approval. We will discuss…
Fannie Mae 97 LTV Conventional Loan Mortgage Guidelines
This guide covers the 97 LTV conventional loan mortgage guidelines for first-time homebuyers. Fannie Mae and Freddie Mac 97 LTV…
Auto Loans | High Debt To Income Ratio | Home Mortgages | Income And Employment | Qualifying & Getting Pre-approved | Videos
The Struggle of Car Loans During Mortgage Process
This guide cover the struggle of car loans during the mortgage process. Looking to buy a new car? Like most…
Bad Credit Mortgages | Charge Off Accounts | Collection Accounts | Credit Scores | FHA Loans | Mortgage Rates | Qualifying & Getting Pre-approved | Videos
Shopping For Mortgage With Poor Credit and Low Credit Scores
In this blog, we will discuss and cover shopping for mortgage with poor credit and low credit scores. Shopping for…
Mortgage After Bankruptcy and Foreclosure | FHA Loans | Manual Underwriting | Qualifying & Getting Pre-approved | Re-Establishing Credit | Videos
FHA Guidelines During vs After Chapter 13 Bankruptcy
This guide cover the FHA guidelines during vs after Chapter 13 Bankruptcy on FHA loans. VA and FHA guidelines during…
Mortgage After Bankruptcy and Foreclosure | FHA Loans | NON-QM Loans | Qualifying & Getting Pre-approved | Videos
Mortgage After Short Sales in Chicago FAQ and Answers
This guide covers approved mortgage after short sale in Chicago FAQ and answers. Ronda Butts covers getting approved for a…
High-Balance Conforming Loans in High-Cost Areas
In this blog, we will cover and discuss high-balance conforming loans for high-cost homebuyers. There are certain areas throughout the…
Bad Credit Mortgages | Charge Off Accounts | Collection Accounts | Qualifying & Getting Pre-approved | Re-Establishing Credit | Regulations | Videos
Statute of Limitations on Collection Accounts and Bad Credit
In this blog, we will cover and discuss the statute of limitations on collection accounts and charge-offs. We will go…
Videos | Charge Off Accounts | Collection Accounts | Qualifying & Getting Pre-approved | Re-Establishing Credit | VA Loans
VA Loans Bad Credit Tennessee With Low Scores
Homebuyers can qualify for VA loans bad credit Tennessee with under 620 credit scores. The United States Department of Veterans…
Refinancing With Judgment Mortgage Lending Guidelines
In this blog, we will cover and discuss refinancing with judgment mortgage lending guidelines. Mortgage rates are still low and…
FHA Facts Versus Fiction of Qualifying For FHA Loans
This guide covers FHA facts versus fiction of qualifying for FHA loans. The U.S. Department of Housing Administration (HUD) is…
