How Student Loans Affect Qualifying For Mortgage
This article is about how student loans affect qualifying for mortgage. Two types of debts are the biggest hurdles most…
Bad Credit Mortgages | FHA Loans | High-Balance Mortgage Loans | Jumbo Loans | NON-QM Loans | Qualifying & Getting Pre-approved | Real Estate Topic | Videos
Best Mortgage Lenders For Bad Credit in Hawaii
Best Mortgage Lenders for Bad Credit in Hawaii: Get Approved in 2025 If you have bad credit and want to…
South Dakota FHA Lenders For Under 600 FICO With Collections
South Dakota FHA Lenders for Under 600 FICO: How to Get Approved for a Mortgage in 2025 Are you looking…
Stuck in a Lawsuit During the Mortgage Process? Do This NOW!
Lawsuit During the Mortgage Process: What You Need to Know to Get Approved If you’re in the middle of a…
VA DTI Manual Underwriting Guidelines on VA Loans
VA DTI Manual Underwriting Guidelines: How to Qualify for a VA Loan with High DTI in 2025 For veterans or…
FHA Mortgage Guidelines on Collection Accounts
FHA Mortgage Guidelines on Collection Accounts: How to Qualify for a Home Loan in 2025 Buying a home with collection…
Income And Employment | No-Ratio Mortgage Loans | NON-QM Loans | Qualifying & Getting Pre-approved | Videos
1099-Income Versus W-2 Income Mortgage Guidelines
1099-Income Versus W-2 Income: How It Affects Your Mortgage Approval When applying for a mortgage, the type of income you…
FHA Manual Underwriting Mortgage Guidelines
FHA Manual Underwriting Mortgage Guidelines: 2025 Update If you’re applying for an FHA loan and received a “Refer/Eligible” from the…
Fannie Mae Guidelines on Second Homes: What to Know
Fannie Mae Guidelines on Second Homes: What You Need to Know in 2025 Thinking about buying a second home? Here’s…
Does Co-Signing Affect In Buying Home In The Future
Does Co-Signing Affect In Buying Home? Understanding How Co-Signing a Loan Impacts Your Future Have you ever considered co-signing a…
How to Get a Mortgage With Short Employment History
A two-year employment history does not necessarily mean two consecutive years at the same job. You can have gaps in employment and/or multiple jobs in the most recent two years and still qualify for mortgage approval. In some cases, you can qualify for a mortgage with 12 months employment history.
FHA Loan With Judgment Mortgage Guidelines
FHA Loan with Judgment: Your Guide to Homeownership in 2025 If you’re dealing with a judgment on your credit report,…
Credit Score Changes During Underwriting Process
Your mortgage lender checks your credit when you apply for a home loan. Your credit score determines your mortgage rate and also if you qualify for a loan.
Manual Underwriting | Compensating Factors | FHA Loans | High Debt To Income Ratio | VA Loans | Verification Of Rent | Videos
DTI Manual Underwriting Guidelines on FHA and VA Loans
Understanding DTI Manual Underwriting Guidelines for FHA, VA, Non-QM, and Alternative Loans (2025 Update) Debt-to-income (DTI) manual underwriting guidelines are…
Resale Value of Buying Home Near Railroad Tracks
Buying Home Near Railroad Tracks: Bargain or Bad Investment in 2025? Buying a home near railroad tracks can stir up…
FHA Loan With Recent Late Payments in the Past 12 Months
FHA Loan with Recent Late Payments: A Guide to Qualifying in 2025 Suppose you’ve had recent late payments on your…
Learn Mortgage Guidelines on Late Payments Today
Mortgage Guidelines on Late Payments: How to Qualify for a Home Loan Despite Credit Challenges Life happens. Unexpected events like…
When Is Rental Verification Required By Mortgage Lenders
When Is Rental Verification Required? A Complete Guide for Borrowers in 2025 One of the most common questions we hear…
Gustan Cho Associates: The Lenders for Best Rates
This guide covers lenders for best rates. We have seen high interest rates and skyrocketing mortgage rates. Still to this…
Understanding FHA Cash-out Refinance Mortgage Loans
Understanding FHA Cash-out Refinance Mortgage Loans in 2025 Are you a homeowner looking to use your home’s equity to reach…
Owner-Occupant Multi-Family Mortgage Guidelines
Updated Owner-Occupant Multi-Family Mortgage Guidelines for 2025 Are you dreaming of owning a home while earning rental income to help…
Mortgage Processing And Underwriting | Automated Underwriting System | Credit Disputes | Credit Scores | Videos
How Errors on Credit Reports Affect AUS FINDINGS
How Errors on Credit Reports Impact Mortgage Approvals If you’re looking to buy a home, one of the first things…
