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      • Oakbrook Terrace, Illinois | Gustan Cho Associates Mortgage
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VA Loans For First Time Veteran Home Buyers With No Overlays
VA Loans

VA Loans For First Time Veteran Home Buyers With No Overlays

ByGustan Cho Posted onAugust 19, 2025August 21, 2025

In this blog, we will discuss and cover VA loans for first-time home buyers with no lender overlays. The United…

Continue Reading VA Loans For First Time Veteran Home Buyers With No OverlaysContinue

Charge-Off Accounts With Balances
Re-Establishing Credit

How Do Underwriters View Charge Off Accounts With Balances

ByGustan Cho Posted onAugust 18, 2025September 2, 2025

Can You Get a Mortgage With Charge-Off Accounts With Balances? If you’re trying to buy a home but your credit…

Continue Reading How Do Underwriters View Charge Off Accounts With BalancesContinue

How to Negotiate a Home Purchase
Home Purchase | Real Estate Topic | Videos

How To Negotiate a Home Purchase Prior To Signing Contract

ByGustan Cho Posted onAugust 18, 2025September 2, 2025

Why Knowing How to Negotiate a Home Purchase Matters in 2025 Buying a home is an important financial choice. In…

Continue Reading How To Negotiate a Home Purchase Prior To Signing ContractContinue

Cash-Out Refinance Mortgage Rates
Mortgage Refinance | Videos

Cash-Out Refinance Mortgage Rates vs Rate and Term Rates

ByAlex Carlucci Posted onAugust 18, 2025August 20, 2025

Cash-out refinance mortgage rates are higher than rate and term refinance rates. Cash-out mortgage rates are substantially higher for homeowners…

Continue Reading Cash-Out Refinance Mortgage Rates vs Rate and Term RatesContinue

Non-QM Home Loan Guidelines
NON-QM Loans | Videos

Non-QM Home Loan Guidelines For Borrowers With Bad Credit

ByAnngelli Abenes Posted onAugust 15, 2025August 27, 2025

NON-QM Home Loan Guidelines: 2025 Guide to Buying After Denial Buying a home isn’t always easy when your credit, income,…

Continue Reading Non-QM Home Loan Guidelines For Borrowers With Bad CreditContinue

CFPB Eliminating TRID
Headline News Archives | Regulations | Videos

CFPB Eliminating TRID To Help Mortgage Borrowers

ByAlex Carlucci Posted onAugust 13, 2025August 14, 2025

This ARTICLE covers the CFPB Eliminating TRID to help mortgage borrowers. Breaking News on CFPB Eliminating TRID: The mortgage industry…

Continue Reading CFPB Eliminating TRID To Help Mortgage BorrowersContinue

Fannie Mae Guidelines on Mortgage After Foreclosure
Videos | Conventional Loans

Fannie Mae Guidelines On Mortgage After Foreclosure

ByAlex Carlucci Posted onAugust 12, 2025August 15, 2025

Fannie Mae Guidelines on Mortgage After Foreclosure in 2025: How to Qualify Again Fast If you’ve been through a foreclosure,…

Continue Reading Fannie Mae Guidelines On Mortgage After ForeclosureContinue

FHFA increases conventional loan limit
Conventional Loans | Videos

FHFA Increases Conventional Loan Limit for 2025

ByGustan Cho Posted onAugust 12, 2025August 13, 2025

This guide covers FHFA increases conventional loan limit for 2025 to $806,500 in standard median priced areas and $1,209,750 in…

Continue Reading FHFA Increases Conventional Loan Limit for 2025Continue

Mortgage Approval with 580 FICO Credit Score
FHA Loans | Credit Scores | Mortgage Processing And Underwriting | VA Loans | Videos

Mortgage Approval With 580 FICO Credit Score

ByGustan Cho Posted onAugust 12, 2025September 2, 2025

Mortgage Approval with 580 FICO Credit Score in 2025: Your Complete Guide If you’ve been told you can’t get a…

Continue Reading Mortgage Approval With 580 FICO Credit ScoreContinue

HomeReady Versus Home Possible
Conventional Loans | Down Payment Assistance | Home Possible | HomeReady | Videos

HomeReady Versus Home Possible Mortgage Guidelines

ByAlex Carlucci Posted onAugust 12, 2025August 13, 2025

HomeReady Versus Home Possible in 2025: Which Loan Is Best for You? If you’re looking for a mortgage and don’t…

Continue Reading HomeReady Versus Home Possible Mortgage GuidelinesContinue

Chicago Mortgage Loans for Self-Employed Individuals
Videos | Bank Statement Loans | Income And Employment | NON-QM Loans

Chicago Mortgage Loans For Self-Employed Individuals

ByAlex Carlucci Posted onAugust 12, 2025August 15, 2025

Chicago Mortgage Loans for Self-Employed Individuals: 2025 Guide to Getting Approved Being self-employed in the Chicago area can be super…

Continue Reading Chicago Mortgage Loans For Self-Employed IndividualsContinue

Canceling a Real Estate Purchase Contract
Real Estate Topic | Home Purchase | Videos

Canceling a Real Estate Purchase Contract Transaction

ByGustan Cho Posted onAugust 12, 2025September 2, 2025

This guide covers canceling a real estate purchase contract transaction. A real estate purchase contract is a legally binding agreement…

Continue Reading Canceling a Real Estate Purchase Contract TransactionContinue

Trump to Privatize Fannie Mae and Freddie Mac
Headline News Archives | Videos

Trump To Privatize Fannie Mae and Freddie Mac in 2025

ByAlex Carlucci Posted onAugust 11, 2025August 12, 2025

This guide covers President Donald Trump to privatize Fannie Mae and Freddie Mac later in 2025. Fannie Mae and Freddie…

Continue Reading Trump To Privatize Fannie Mae and Freddie Mac in 2025Continue

Reasons to Buy a Home in Tennessee
Real Estate Topic | Videos

Best Reasons to Buy a Home in Tennessee This Year

ByMargarett Jurilla Posted onAugust 8, 2025August 12, 2025

Reasons to Buy a Home in Tennessee: 2025 Guide for Smart Homebuyers Thinking about moving? You might be surprised by…

Continue Reading Best Reasons to Buy a Home in Tennessee This YearContinue

Credit Report Analysis by Mortgage Underwriters
Mortgage Processing And Underwriting

Secrets to Credit Report Analysis by Mortgage Underwriters

ByMike Gracz Posted onAugust 8, 2025August 12, 2025

Credit Report Analysis by Mortgage Underwriters: 2025 Guide to Getting Approved Buying a home is exciting, but when your loan…

Continue Reading Secrets to Credit Report Analysis by Mortgage UnderwritersContinue

First Mortgage Payment
First Time Home Buyers

First Mortgage Payment: When Is it Due?

ByGustan Cho Posted onAugust 6, 2025August 19, 2025

When Is Your First Mortgage Payment Due? 2025 Guide for Homebuyers You finally did it—you closed on your home and…

Continue Reading First Mortgage Payment: When Is it Due?Continue

Real Estate Investing Mortgage Loan Programs
Videos | Commercial Loans | Hard Money Loans | Investment Homes

Real Estate Investing Mortgage Loan Programs For Investors

ByDale Elenteny Posted onAugust 6, 2025August 6, 2025

This guide covers real estate investing mortgage loan programs for investors. There are various types of real estate investing.  Real…

Continue Reading Real Estate Investing Mortgage Loan Programs For InvestorsContinue

Avoid Customer Complaints as a loan Officer
Home Mortgages

Avoid Customer Complaints as a Loan Officer and Win Trust

ByAlex Carlucci Posted onAugust 5, 2025September 3, 2025

How to Avoid Customer Complaints as a Loan Officer: Proven Tips That Work The mortgage business is full of moving…

Continue Reading Avoid Customer Complaints as a Loan Officer and Win TrustContinue

Primary Home
Home Purchase | Real Estate Topic | Second Homes | Videos

Primary Home Versus Second Home Purchase

ByGustan Cho Posted onAugust 4, 2025September 3, 2025

Primary Home Mortgage Guide: What Counts, What Doesn’t, and How to Qualify Buying your first home? Confused about what counts…

Continue Reading Primary Home Versus Second Home PurchaseContinue

Reasons to Refinance
Mortgage Refinance

What Are The Reasons To Refinance Current Home Loan

ByAlex Carlucci Posted onAugust 3, 2025August 20, 2025

This guide covers the top reasons to refinance your current home loan. Many homeowners should be thinking of refinancing your…

Continue Reading What Are The Reasons To Refinance Current Home LoanContinue

Fast Quote
Home Purchase

How Much Money Do I Need to Buy a House

ByGustan Cho Posted onAugust 2, 2025August 27, 2025

This guide covers how much money do I need to buy a house. One of the most common first time…

Continue Reading How Much Money Do I Need to Buy a HouseContinue

FHA Guidelines on Late Payments After Bankruptcy
Bad Credit Mortgages | FHA Loans | Mortgage After Bankruptcy and Foreclosure | Videos

FHA Guidelines on Late Payments After Bankruptcy

ByGustan Cho Posted onAugust 1, 2025August 4, 2025

In this blog, we will cover and discuss FHA guidelines on late payments after bankruptcy. Borrowers are often confused with…

Continue Reading FHA Guidelines on Late Payments After BankruptcyContinue

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About Us

Gustan Cho Associates are Mortgage Advisor licensed in 48 states including Washington DC, Puerto Rico, and the U.S Virgin Islands (Not licensed in NY and MA). The team at Gustan Cho Associates has a national reputation of being able to do mortgage loans other mortgage companies cannot do. Gustan Cho Associates dba of NEXA Mortgage has a lending partnerships with over 190 wholesale mortgage lenders with dozens of no overlay lending partners on government and conventional loans and countless non-QM and alternative lending partners. Over 80% of our clients are borrowers who could not qualify at other mortgage companies either due to a last-minute mortgage loan denial due to lender overlays or because the lender did not have the mortgage loan program suited for the borrower. At Gustan Cho Associates, we only market mortgage loan products that exists and are possible.

Recent Articles

  • Washington DC Lenders
    Washington DC Lenders For Traditional and Non-QM MortgagesSeptember 12, 2025
  • How to Find the Best Realtor
    How To Find The Best Realtor For First-Time HomebuyersSeptember 12, 2025
  • Mortgage Escrow Account
    What is a Mortgage Escrow Account for Purchase and RefinanceSeptember 11, 2025
  • Colorado VA Lenders
    Colorado VA Lenders For Bad Credit With No Lender OverlaysSeptember 10, 2025

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Equal Housing Opportunity Lender Gustan Cho Associates empowered by NEXA Mortgage LLC. NMLS# 1660690,
Corporate Address: 5559 S Sossaman Rd | Bldg 1 #101, Mesa, AZ 85212 Company NMLS 1660690, Gustan Cho NMLS #873293 Company State License #: AZMB - 0944059, Branch: 17W662 Butterfield Road Suite 305 Oakbrook Terrace, Illinois 60181 Branch NMLS 2315275 AXEN is a dba of NEXA Mortgage LLC
DISCLAIMER: The author(s) contributing content to this site, accept no liability or responsibility for errors, omissions or changes in market conditions that may impact the readers' conclusions drawn or assumptions related to the content of this site. The copywritten© information contained on this site is provided on an "as is" basis, at the time of publication, without guarantees of timeliness, thoroughness, accuracy, or usefulness to the consumer. The content on this site does not constitute financial or professional advice of any kind, and readers are encouraged to consult their own professional advisors for professional advice.
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CALL NOW
  • About Us
    • Contact Us
    • Get Pre-Approved
    • Order Credit
    • FICO Simulator
    • MLO License School
    • Why Choose Us
    • Meet Our Team
    • Loan Limits
      • FHA Loan Limits
      • Conforming Loan Limits
    • Preferred Realtor Partner Network
      • Dino Hasapis | Licensed Real Estate Broker | PRPN Director
      • Oakbrook Terrace, Illinois | Gustan Cho Associates Mortgage
  • Types Of Mortgages
    • Purchase
      • Home Purchase Loans
      • Investment Property Loan
    • Refinance
      • Refinance Mortgage Options
      • Chapter 13 Bankruptcy Cash-Out-Buyout
      • FHA Streamline Refinance
      • VA Streamline Refinance
      • Refinancing NON-QM Loans Into Conventional Mortgages
      • Refinance FHA To Conventional Loans
    • FHA Home Loans
      • FHA Manual Underwriting
      • FHA Chapter 13 Bankruptcy Guidelines
      • FHA Loans For Bad Credit
      • FHA Collections
      • FHA Loans Charged Off Accounts
      • W-2 Income Only FHA Loans
      • FHA Loans With Tax Lien
      • FHA Loan With Judgment
    • VA Home Loans
      • VA Manual Underwriting
      • VA Chapter 13 Bankruptcy Guidelines
      • VA Loans For Low Credit Scores
      • VA Loans With Charged-Off Accounts
      • W-2 Income Only VA Loans
      • VA Loan with Judgment
    • USDA Loans
    • DACA Mortgage Loans
    • Conventional Loans
      • Conventional Loans W-2 Income ONLY Mortgages
      • Conventional Loans After Foreclosure
      • Conventional Loans After Bankruptcy
      • Conventional Loan With Bad Credit Scores
    • Condotel Financing
    • NON-QM Loans
      • Bank Statement Loans
      • DSCR Loans
      • Asset-Depletion
      • Foreign Nationals
      • ITIN Mortgage Loans
      • No-Doc Loans
    • Jumbo Mortgage
    • FHA 203K Loans
    • Reverse Mortgages
    • Commercial Loans
  • Careers
    • Can Realtors Be MLOs At The Same Time
    • Career Opportunities
      • Training a New Mortgage Loan Officer Without Any Experience
      • MLO License School
    • Mortgage Branch Careers
    • Remote Mortgage Loan Officer Career Opportunities
    • How Do I Become A Mortgage Loan Officer
    • MLO Revenue Share Residual Income Opportunity
  • Videos
  • Blogs
    • Headline News Archives
  • Testimonials
  • Talk To A Loan Officer
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