EPM Empowered Down Payment Assistance Mortgage Program
This guide covers EPM Empowered down payment assistance mortgage programs. There are several types of down payment assistance mortgage programs…
FHA Guidelines on Mortgage After Loan Modification
In this blog, we will cover FHA guidelines on mortgage after loan modification. FHA Guidelines on Mortgage After Loan Modification…
Mortgage Denied For Late Payments in Missouri After Approved
In this blog, we will cover and discuss how homebuyers can qualify for a mortgage with new lenders after having…
VA Manufactured Home Guidelines On VA Loans
In this blog, we will discuss and cover VA manufactured home guidelines on VA loans. Gustan Cho Associates has invested…
Home Mortgages | Conventional Loans | FHA Loans | First Time Home Buyers | Qualifying & Getting Pre-approved | Videos
How Do I Qualify For a Mortgage and Get Approved
This guide covers the frequently asked question how do I qualify for a mortgage loan and get approved. Mortgage lenders…
Overlays in Underwriting By Mortgage Lenders
This blog is about overlays in underwriting on government and conventional loans. The mortgage industry went through a major overhaul…
Mortgage After Bankruptcy and Foreclosure | NON-QM Loans | Qualifying & Getting Pre-approved | Re-Establishing Credit | Videos
How Bankruptcy Affects Mortgage Approval
This guide covers how bankruptcy affects mortgage approval and the waiting period after discharge date. Bankruptcy is a great tool…
Saving Money on Mortgage Interest and Closing Costs
This guide covers saving money on mortgage on home purchase and refinance loans. A home purchase is a very happy…
Non-QM Mortgage Lenders in Connecticut | Non-QM Loans
In this blog, we will cover and discuss qualifying with non-QM mortgage lenders in Connecticut for borrowers who cannot qualify…
Using FHA Loans To Purchase Home With a 3.5% Down Payment
In this blog, we will cover and discuss using FHA loans to purchase home and eligibility requirements. Using FHA loans…
Mortgage After Foreclosure With No Waiting Period
In this blog, we will discuss and cover mortgage after foreclosure with no waiting period with non-QM loans. Non-QM loans…
Bad Credit Mortgages | Charge Off Accounts | Collection Accounts | Credit Disputes | Credit Scores | Re-Establishing Credit | Videos
Common Credit Score Questions From First-Time Homebuyers
This guide covers common credit score questions from first-time homebuyers. What does a “good credit or good FICO” really mean…
Mortgage Processing And Underwriting | Compensating Factors | FHA Loans | Manual Underwriting | Mortgage Lender Overlays | Verification Of Rent | Videos
Revised FHA Total Scorecard Underwriting Guidelines
This blog will cover the FHA Total Scorecard and how it works. The United States Department of Housing and Urban…
Bad Credit Mortgages | Charge Off Accounts | Collection Accounts | Conventional Loans | FHA Loans | Videos
Do I Have To Pay Collections For FHA Loan Approval
This guide covers the frequently asked question do I have to pay collections for FHA loan approval. We will discuss…
Mortgage After Bankruptcy and Foreclosure | FHA Loans | NON-QM Loans | Qualifying & Getting Pre-approved | Videos
Mortgage After Short Sales in Chicago FAQ and Answers
This guide covers approved mortgage after short sale in Chicago FAQ and answers. Ronda Butts covers getting approved for a…
Bad Credit Mortgages | Charge Off Accounts | Collection Accounts | Qualifying & Getting Pre-approved | Re-Establishing Credit | Regulations | Videos
Statute of Limitations on Collection Accounts and Bad Credit
In this blog, we will cover and discuss the statute of limitations on collection accounts and charge-offs. We will go…
FHA Versus Conforming Loan Limits on Home Purchase
This guide covers FHA versus conforming loan limits on home purchase and refinance transactions. FHA versus conforming loan limits on…
Preparing For Mortgage Process In Illinois
This guide covers preparing for mortgage process in Illinois. Preparing For Mortgage Process In Illinois is different than other states….
How To Shop For a Mortgage In Today’s Housing Market
In this blog, we will cover and discuss how to shop for a mortgage in today’s housing market. Just over…
Warehouse Line of Credit Used By Mortgage Bankers
In this blog, we will discuss and cover the warehouse line of credit used by mortgage bankers and correspondent lenders….
Home Mortgage Case Scenarios For Homebuyers
This guide covers home mortgage case scenarios for homebuyers. Many borrowers have trouble qualifying for conventional and FHA mortgage financing….
Home Mortgages | Automated Underwriting System | Conditional Loan Approval | Mortgage Processing And Underwriting | Qualifying & Getting Pre-approved | Videos
How Do Mortgage Underwriters Qualify Borrowers
In this blog, we will cover and discuss how do mortgage underwriters qualify borrowers. Credit scores and income is what…
