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Videos

Home / Videos - Page 9
Buying House While In Chapter 13 Bankruptcy
Mortgage After Bankruptcy and Foreclosure | FHA Loans | VA Loans | Videos

Buying House While In Chapter 13 Bankruptcy

ByGustan Cho Posted onFebruary 29, 2024April 7, 2025

This blog post will explore Buying House While In Chapter 13 Bankruptcy. Chapter 13 Bankruptcy involves a structured five-year repayment…

Continue Reading Buying House While In Chapter 13 BankruptcyContinue

Employer Distance Requirements
Income And Employment | Mortgage Processing And Underwriting | Qualifying & Getting Pre-approved | Videos

Employer Distance Requirements on Primary Home Mortgages

ByApril Ramirez Posted onFebruary 28, 2024April 7, 2025

In this blog, we will cover employer distance requirements on primary home mortgages. Employer Distance Requirements On Primary Home Mortgages…

Continue Reading Employer Distance Requirements on Primary Home MortgagesContinue

How Underwriters Qualify Income
Income And Employment | Mortgage Processing And Underwriting | Videos

How Underwriters Qualify Income To Approve Mortgage Loans

ByGustan Cho Posted onFebruary 27, 2024January 24, 2025

This guide covers how underwriters qualify income to approve mortgage loans. Many mortgage loan applicants do not have the role…

Continue Reading How Underwriters Qualify Income To Approve Mortgage LoansContinue

Conventional Loans With Non-Occupant Co-Borrowers
Non-Occupant Co-Borrowers | Conventional Loans | Videos

Conventional Loan With Non-Occupant Co-Borrower

ByGustan Cho Posted onFebruary 27, 2024January 29, 2025

This blog will cover Fannie Mae and Freddie Mac guidelines on qualifying for a conventional loan with non-occupant co-borrower. Non-Occupant…

Continue Reading Conventional Loan With Non-Occupant Co-BorrowerContinue

Mortgage Approval For Home Purchase on Acreage
Home Mortgages | Home Purchase | Real Estate Topic | Videos

Mortgage Approval For Home Purchase on Acreage

ByGustan Cho Posted onFebruary 27, 2024May 2, 2025

In this blog, we will cover and discuss qualifying and getting a mortgage approval for home purchase on acreage in…

Continue Reading Mortgage Approval For Home Purchase on AcreageContinue

Waiting on Short Sale To Qualify For FHA Loans
Mortgage After Bankruptcy and Foreclosure | FHA Loans | Videos

No Waiting Period on Short Sale Mortgage Guidelines

ByAlex Carlucci Posted onFebruary 26, 2024August 6, 2024

This article cover no waiting period on short sale mortgage guidelines. For those who were homeowners during the economic meltdown…

Continue Reading No Waiting Period on Short Sale Mortgage GuidelinesContinue

Types of Homes Eligible With Residential Loans
Home Purchase

Types of Homes Eligible With Residential Loans

ByGustan Cho Posted onFebruary 25, 2024April 4, 2024

This ARTICLE cover the types of homes eligible with residential loans. Government loans are for owner occupant one to four-unit…

Continue Reading Types of Homes Eligible With Residential LoansContinue

Last-Minute Mortgage Denial By Mortgage Underwriters
Mortgage Processing And Underwriting | Videos

Reasons For Last-Minute Mortgage Denial From Underwriters

ByGustan Cho Posted onFebruary 25, 2024August 6, 2024

There is no reason why a pre-approved borrower should ever get a last-minute mortgage denial by a mortgage underwriter. The main reason why borrowers get a last-minute mortgage

Continue Reading Reasons For Last-Minute Mortgage Denial From UnderwritersContinue

VA Credit Dispute
Automated Underwriting System | Credit Disputes | VA Loans | Videos

VA Credit Dispute Guidelines During Mortgage Process

ByAlex Carlucci Posted onFebruary 24, 2024April 25, 2025

This blog will share some helpful tips about VA credit dispute guidelines. VA loans are often seen as one of…

Continue Reading VA Credit Dispute Guidelines During Mortgage ProcessContinue

Job Relocation Mortgage Guidelines
Income And Employment | Qualifying & Getting Pre-approved | Videos

Out-of State Job Relocation Mortgage Guidelines

ByApril Ramirez Posted onFebruary 23, 2024April 7, 2025

This manual provides information on Job Relocation Mortgage Guidelines for individuals purchasing homes in a different state. According to these…

Continue Reading Out-of State Job Relocation Mortgage GuidelinesContinue

Modular Homes
Conventional Loans | FHA Loans | Manufactured Homes | USDA Loans | VA Loans | Videos

Modular Homes Mortgage Guidelines For Homebuyers

ByGustan Cho Posted onFebruary 22, 2024August 6, 2024

This guide covers modular homes mortgage guidelines on purchase and refinance transactions. Modular homes are becoming more and more popular…

Continue Reading Modular Homes Mortgage Guidelines For HomebuyersContinue

Fannie Mae Chapter 13 Dismissal Guidelines
Mortgage After Bankruptcy and Foreclosure | Conventional Loans | Videos

Fannie Mae Chapter 13 Dismissal Guidelines

ByGustan Cho Posted onFebruary 21, 2024May 14, 2024

In this blog, we will cover the Fannie Mae Chapter 13 dismissal guidelines on conventional loans. One of the most…

Continue Reading Fannie Mae Chapter 13 Dismissal GuidelinesContinue

HUD Guidelines
Mortgage Lender Overlays | FHA Loans | Student Loans | Videos

HUD Guidelines versus Lender Overlays on FHA Loans

ByGustan Cho Posted onFebruary 20, 2024March 3, 2025

This guide covers HUD guidelines versus lender overlays on FHA loans. There have been notable changes for HUD guidelines versus…

Continue Reading HUD Guidelines versus Lender Overlays on FHA LoansContinue

Non-QM Loans and Non-Traditional Mortgages
No-Ratio Mortgage Loans | NON-QM Loans | Profit and Loss Statement Only Mortgages | Videos

Benefits of Non-QM Loans and Non-Traditional Mortgages

ByGustan Cho Posted onFebruary 16, 2024August 6, 2024

This guide outlines the advantages of Non-QM loans and Non-Traditional Mortgages. Gustan Cho Associates serves as your reliable ally for…

Continue Reading Benefits of Non-QM Loans and Non-Traditional MortgagesContinue

Buying Home In Mississippi With Bad Credit
Bad Credit Mortgages | Videos

Buying Home In Mississippi With Bad Credit and Low FICO

ByMargarett Jurilla Posted onFebruary 16, 2024August 6, 2024

Is Possible To Buying Home In Mississippi With Bad Credit With Lender With No Overlays? Yes, it is at Gustan Cho Associates. Gustan Cho Associates is a mortgage company licensed in Mississippi.

Continue Reading Buying Home In Mississippi With Bad Credit and Low FICOContinue

VA Guidelines on Charge-Offs and Collections
Charge Off Accounts | Collection Accounts | VA Loans | Videos

VA Guidelines on Charge-Offs and Collections on VA Loans

ByGustan Cho Posted onFebruary 16, 2024January 22, 2025

This article discusses the revised VA guidelines regarding charge-offs and collections. According to the VA Guidelines on Charge-Offs and Collections,…

Continue Reading VA Guidelines on Charge-Offs and Collections on VA LoansContinue

Mortgage Denied After Pre-Approval
Mortgage Processing And Underwriting

Mortgage Denied After Pre-Approval By Underwriters

ByMargarett Jurilla Posted onFebruary 13, 2024August 5, 2024

In this blog post, we will explore a tackle problem many borrowers face – Mortgage Denied After Pre-Approval. The landscape…

Continue Reading Mortgage Denied After Pre-Approval By UnderwritersContinue

Difference Between FHA And Conventional Mortgage
Home Mortgages | Conventional Loans | FHA Loans | Videos

Difference Between FHA and Conventional Mortgage Guidelines

ByGustan Cho Posted onFebruary 13, 2024August 5, 2024

This guide covers the difference between FHA and Conventional mortgage guidelines. Many homebuyers, especially first-time buyers shopping for homes often…

Continue Reading Difference Between FHA and Conventional Mortgage GuidelinesContinue

Fannie Mae Multi-Family Mortgage
Home Mortgages | Muti-Family Investment | Rental Income | Videos

UPDATED 2-to-4 Unit Fannie Mae Multi-Family Mortgage

ByAlex Carlucci Posted onFebruary 13, 2024January 22, 2025

This manual addresses the modifications in down payment and self-sufficiency for multi-family properties designated as owner-occupant primary residences by the…

Continue Reading UPDATED 2-to-4 Unit Fannie Mae Multi-Family MortgageContinue

Truth In Lending Disclosure During The Mortgage Process (1)
Home Purchase | Home Mortgages | Regulations | Videos

Truth in Lending Disclosure During The Mortgage Process

ByGustan Cho Posted onFebruary 12, 2024August 5, 2024

This guide covers the truth in lending disclosure during the mortgage process. Mortgage disclosures are required to be disclosed to…

Continue Reading Truth in Lending Disclosure During The Mortgage ProcessContinue

NON-QM Loan Guidelines
NON-QM Loans | Mortgage After Bankruptcy and Foreclosure | Videos

NON-QM Loan Guidelines on Waiting Period After Foreclosure

ByAlex Carlucci Posted onFebruary 9, 2024February 12, 2024

This guide covers NON-QM Loan Guidelines on waiting period after housing event . Everyone experiences hardship during some time in…

Continue Reading NON-QM Loan Guidelines on Waiting Period After ForeclosureContinue

Buying House Near Airport
Home Purchase | Home Mortgages | Real Estate Topic | Selling Your Home | Videos

Benefits and Negatives of Buying House Near Airport

ByMargarett Jurilla Posted onFebruary 8, 2024August 5, 2024

  In this blog, we will cover and discuss buying house near airport. Homebuyers need to consider the benefits and…

Continue Reading Benefits and Negatives of Buying House Near AirportContinue

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About Us

Gustan Cho Associates are Mortgage Advisor licensed in 48 states including Washington DC, Puerto Rico, and the U.S Virgin Islands (Not licensed in NY and MA). The team at Gustan Cho Associates has a national reputation of being able to do mortgage loans other mortgage companies cannot do. Gustan Cho Associates dba of NEXA Mortgage has a lending partnerships with over 190 wholesale mortgage lenders with dozens of no overlay lending partners on government and conventional loans and countless non-QM and alternative lending partners. Over 80% of our clients are borrowers who could not qualify at other mortgage companies either due to a last-minute mortgage loan denial due to lender overlays or because the lender did not have the mortgage loan program suited for the borrower. At Gustan Cho Associates, we only market mortgage loan products that exists and are possible.

Recent Articles

  • Hard Money Lenders
    Simple Truth: What Are Hard Money Lenders and How They HelpMay 5, 2025
  • Wholesale Mortgage Lenders for Non-Prime Loans
    Best Wholesale Mortgage Lenders For Non-Prime LoansMay 5, 2025
  • Qualifying for Mortgage with Irregular Income
    Qualifying For Mortgage With Irregular IncomeApril 30, 2025
  • Home Loan with Tax Lien
    Home Loan With Tax Lien And Judgment Mortgage GuidelinesApril 29, 2025

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Equal Housing Opportunity Lender Gustan Cho Associates empowered by NEXA Mortgage LLC. NMLS# 1660690,
Corporate Address: 3100 Ray Road Suite 201 Office # 209 | Chandler AZ 85226 Company NMLS 1660690, Gustan Cho NMLS #873293 Company State License #: AZMB - 0944059, Branch: 17W662 Butterfield Road Suite 305 Oakbrook Terrace, Illinois 60181 Branch NMLS 2315275 AXEN is a dba of NEXA Mortgage LLC
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CALL NOW
  • About Us
    • Contact Us
    • Get Pre-Approved
    • Order Credit
    • FICO Simulator
    • MLO License School
    • Why Choose Us
    • Meet Our Team
    • Loan Limits
      • FHA Loan Limits
      • Conforming Loan Limits
    • Preferred Realtor Partner Network
      • Dino Hasapis | Licensed Real Estate Broker | PRPN Director
      • Oakbrook Terrace, Illinois | Gustan Cho Associates Mortgage
  • Types Of Mortgages
    • Purchase
      • Home Purchase Loans
      • Investment Property Loan
    • Refinance
      • Refinance Mortgage Options
      • Chapter 13 Bankruptcy Cash-Out-Buyout
      • FHA Streamline Refinance
      • VA Streamline Refinance
      • Refinancing NON-QM Loans Into Conventional Mortgages
      • Refinance FHA To Conventional Loans
    • FHA Home Loans
      • FHA Manual Underwriting
      • FHA Chapter 13 Bankruptcy Guidelines
      • FHA Loans For Bad Credit
      • FHA Loans For Low Credit Scores
      • FHA Collections
      • FHA Loans Charged Off Accounts
      • W-2 Income Only FHA Loans
      • FHA Loans With Tax Lien
      • FHA Loan With Judgment
    • VA Home Loans
      • VA Manual Underwriting
      • VA Chapter 13 Bankruptcy Guidelines
      • VA Loans For Bad Credit
      • VA Loans For Low Credit Scores
      • VA Loans With Charged-Off Accounts
      • W-2 Income Only VA Loans
      • VA Loans with Tax Lien
      • VA Loan with Judgment
    • USDA Loans
    • How to Get DACA Mortgage Loans Without the Stress
    • Conventional Loans
      • Conventional Loans W-2 Income ONLY Mortgages
      • Conventional Loans After Foreclosure
      • Conventional Loans After Bankruptcy
      • Conventional Loan With Tax Lien
      • Conventional Loan With Judgment
    • Condotel Financing
    • NON-QM Loans
      • Bank Statement Loans
      • DSCR Loans
      • Asset-Depletion
      • Foreign Nationals
      • ITIN Mortgage Loans
      • No-Doc Loans
    • Jumbo Mortgage
    • FHA 203K Loans
    • Reverse Mortgages
    • Commercial Loans
  • Careers
    • Can Realtors Be MLOs At The Same Time
    • Career Opportunities
      • Training a New Mortgage Loan Officer Without Any Experience
      • MLO License School
    • Mortgage Branch Careers
    • Remote Mortgage Loan Officer Career Opportunities
    • How Do I Become A Mortgage Loan Officer
    • MLO Revenue Share Residual Income Opportunity
  • Videos
  • Blogs
    • Headline News Archives
  • Testimonials
  • Talk To A Loan Officer
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