What is Considered Qualifying Income For Mortgage Loans
This guide covers the types of income that mortgage lenders consider qualifying income can use for mortgage loans. Not all…
How Holidays Affect The Mortgage Process and Closings
This guide covers how holidays affect the mortgage process and can delay home closings. As the holidays come around our…
Texas Cash-Out Refinance Guidelines For 2024
This blog post will explore and elaborate on the Texas Cash-Out Refinance Guidelines in home mortgages. Gustan Cho Associates, a…
Buying House While In Chapter 13 Bankruptcy
This blog post will explore Buying House While In Chapter 13 Bankruptcy. Chapter 13 Bankruptcy involves a structured five-year repayment…
Income And Employment | Mortgage Processing And Underwriting | Qualifying & Getting Pre-approved | Videos
Employer Distance Requirements on Primary Home Mortgages
In this blog, we will cover employer distance requirements on primary home mortgages. Employer Distance Requirements On Primary Home Mortgages…
How Underwriters Qualify Income To Approve Mortgage Loans
This guide covers how underwriters qualify income to approve mortgage loans. Many mortgage loan applicants do not have the role…
Conventional Loan With Non-Occupant Co-Borrower
This blog will cover Fannie Mae and Freddie Mac guidelines on qualifying for a conventional loan with non-occupant co-borrower. Non-Occupant…
Mortgage Approval For Home Purchase on Acreage in 2024
In this blog, we will cover and discuss qualifying and getting a mortgage approval for home purchase on acreage in…
USDA One Credit Score Mortgage Guidelines
This BLOG covers USDA one credit score mortgage guidelines. We have recently gotten many inquiries on USDA One Credit Score…
No Waiting Period on Short Sale Mortgage Guidelines
This article cover no waiting period on short sale mortgage guidelines. For those who were homeowners during the economic meltdown…
Types of Homes Eligible With Residential Loans
This ARTICLE cover the types of homes eligible with residential loans. Government loans are for owner occupant one to four-unit…
Reasons For Last-Minute Mortgage Denial From Underwriters
There is no reason why a pre-approved borrower should ever get a last-minute mortgage denial by a mortgage underwriter. The main reason why borrowers get a last-minute mortgage denial is because the borrower was not properly qualified by the loan officer.
VA Credit Dispute Guidelines During Mortgage Process
IIn this blog, we will discuss and cover VA credit dispute guidelines during the mortgage process. VA loans is hands…
Out-of State Job Relocation Mortgage Guidelines
This manual provides information on Job Relocation Mortgage Guidelines for individuals purchasing homes in a different state. According to these…
Modular Homes Mortgage Guidelines For Homebuyers
Cost and Price Benefits of Modular Homes Nationwide data shows us, home prices are on the rise, with no signs…
Fannie Mae Chapter 13 Dismissal Guidelines
In this blog, we will cover the Fannie Mae Chapter 13 dismissal guidelines on conventional loans. One of the most…
HUD Guidelines versus Lender Overlays on FHA Loans
This guide covers HUD guidelines versus lender overlays on FHA loans. There have been notable changes for HUD guidelines versus…
Credit Score Changes During Underwriting Process
Your mortgage lender checks your credit when you apply for a home loan. Your credit score determines your mortgage rate and also if you qualify for a loan. Mortgage lenders check your credit more than once, so protect your credit rating during the loan process.
Benefits of Non-QM Loans and Non-Traditional Mortgages
This guide outlines the advantages of Non-QM loans and Non-Traditional Mortgages. Gustan Cho Associates serves as your reliable ally for…
Buying Home In Mississippi With Bad Credit and Low FICO
Is Possible To Buying Home In Mississippi With Bad Credit With Lender With No Overlays? Yes, it is at Gustan Cho Associates. Gustan Cho Associates is a mortgage company licensed in Mississippi and dozens of other states with no lender overlays on government and conventional loans.
Mortgage With No Income Documentation and No Tax Returns
Gustan Cho Associates has mortgage with no income documentation, no tax returns, and low credit scores. Many folks who have…
