Subprime Mortgages and Alternative Financing
This guide covers subprime mortgages and alternative financing for homebuyers and homeowners. Subprime mortgages are mortgage loans available to homebuyers…
Jumbo Mortgage With 10% Down Payment and No PMI
In this blog, we will cover and discuss the Jumbo mortgage with 10% down payment and no PMI. A jumbo…
Videos | Conditional Loan Approval | Mortgage Lender Overlays | Mortgage Processing And Underwriting | Qualifying & Getting Pre-approved
Home Loan Approval After Denied By a Bank For Your Mortgage
This guide covers getting a home loan approved after denied by a bank for your mortgage. There should be no…
Mortgage Lenders For Bad Credit in Arkansas With No Overlays
In this article, we will cover and discuss finding the best mortgage lenders for bad credit in Arkansas to qualify…
FHA Spot Loans on Non-HUD-Approved Condos
FHA Spot Loans enables condo buyers to purchase a condo unit in a non-HUD-Approved Condo Complex with an FHA loan.
Videos | Bad Credit Mortgages | Conventional Loans | Credit Disputes | Credit Scores | Qualifying & Getting Pre-approved | Re-Establishing Credit
Ways of Boosting Credit Before Applying For Mortgage
Gustan Cho Associates Has Special Tricks On Ways Of Boosting Credit Before Applying For Mortgage. Do not hire any credit repair companies if you are planning on applying for a mortgage. Credit repair does more harm than good during the mortgage process. You cannot have credit disputes during the mortgage process.
Applying For Mortgage With Another Lender When Denied
In this article, we will cover and discuss applying for mortgage with another lender when denied by the original lender….
High Debt To Income Ratio | Home Mortgages | Home Purchase | Mortgage Processing And Underwriting | Videos
DTI Calculations in Community Property States Guidelines
This guide covers DTI calculations in community property states mortgage guidelines. DTI calculations in community property states are calculated differently…
NON-QM Loans | Bank Statement Loans | Doctor and Medical Professional Mortgages | No-Ratio Mortgage Loans | Videos
Non-QM Loan Requirements and Mortgage Options
The asset-depletion mortgage loan program benefits higher net worth individuals who do not have a regular steady income. Non-QM loans are becoming increasingly popular and benefit borrowers who need alternative nontraditional mortgage loan programs.
Temporary Unemployment Mortgage Guidelines
This guide coverss temporary unemployment mortgage guidelines on home purchases. The coronavirus pandemic that hit the United States sent millions…
Bad Credit Mortgages | Charge Off Accounts | Collection Accounts | FHA Loans | Mortgage With Late Payments | NON-QM Loans | Qualifying & Getting Pre-approved | Re-Establishing Credit | Videos
Bad Credit Mortgage Guidelines on Purchase and Refinance
This guide covers bad credit mortgage guidelines on home purchase and refinance. Mortgage borrowers can qualify for home loans with…
How To Keep Loan Pre-Approval Valid For Home Purchase
This guide covers how to keep loan pre-approval valid for home purchase. One of the many questions home buyers often…
Qualifying For FHA Loan During Chapter 13 Bankruptcy
In this article, we’ll explore the process of Qualifying For FHA Loan During Chapter 13 Bankruptcy. Homebuyers can secure an…
Role of Mortgage Underwriter During The Mortgage Process
In this blog, we will cover the role of mortgage underwriter during the mortgage process. The role of mortgage underwriter…
Debt Collection Laws in Community Property States
In this blog, we will cover the debt collection laws in community property states and qualifying for a home mortgage….
How Do Mortgage Underwriters Calculate Income of Borrowers
This guide covers how do mortgage underwriters calculate income of borrowers. Income is the most important aspect of qualifying for…
How Do I Use Future Rental Income To Qualify For a Mortgage
In this article, we will cover and discuss using future rental income to qualify for a mortgage. Some first-time home…
Credit Tradelines NOT Reporting To Credit Bureaus
This guide addresses the issue of credit tradelines not reporting to credit bureaus. When faced with this situation, finding solutions…
VA Derogatory Credit Mortgage Guidelines on VA Loans
This guide covers VA derogatory credit mortgage guidelines on VA loans. VA derogatory credit mortgage guidelines on VA loans are…
FHA Loan Limits in Chicago and Surrounding Suburbs
HUD, the parent of FHA, has increased FHA loan limits in Chicago for six consecutive years due to rising home…
Understanding FHA Mortgage Rates on Purchase and Refinance
This guide covers understanding FHA mortgage rates on purchase and refinance transactions. FHA loans are the most popular mortgage program…
Automated Underwriting System Findings On Home Mortgages
In this blog, we will cover and discuss the automated underwriting system approval, which is also referred to as AUS…
