Qualifying & Getting Pre-approved

Sacramento California Home Purchase With Bad Credit

ByAlex Carlucci Posted onAugust 7, 2025August 8, 2025

Sacramento California Home Purchase: 2025 Mortgage Guide for All Buyers Buying a home is a big decision; if you’re looking…

Manual Underwriting | FHA Loans | Mortgage Processing And Underwriting | Qualifying & Getting Pre-approved | Videos

Manual Underwriting With Extenuating Circumstances

ByAlex Carlucci Posted onAugust 5, 2025August 6, 2025

Manual Underwriting With Extenuating Circumstances: 2025 Guide to Mortgage Approval Buying a home can feel impossible when you’ve had tough…

Home Mortgages | Credit Scores | Qualifying & Getting Pre-approved | Re-Establishing Credit | Videos

FICO Credit Score Requirements To Qualify For a Mortgage

ByGustan Cho Posted onJuly 31, 2025August 1, 2025

FICO Credit Score: Mortgage Requirements and How to Qualify in 2025 Your FICO credit score plays a significant role in…

Types of Mortgage Lenders For Home Loan Programs

NON-QM Loans | Home Mortgages | Qualifying & Getting Pre-approved | Videos

Types of Mortgage Lenders For Best Rates and Loan Options

ByAlex Carlucci Posted onJuly 26, 2025July 28, 2025

In this blog, we will discuss and cover the types of mortgage lenders homebuyers can consult with to get pre-approved…

Kentucky Housing Market Heats Up As Lenders Ease Guidelines

ByGustan Cho Posted onJuly 24, 2025July 25, 2025

Kentucky’s economy is booming, especially the housing market. Many individual taxpayers and businesses are making Kentucky their home due to low state taxes and affordable housing and low property taxes. Homebuyers are finding home priced reasonably and home prices are beginning to creep up.

How Holidays Affects The Mortgage Process

Mortgage Processing And Underwriting | Qualifying & Getting Pre-approved | Regulations | Videos

How Holidays Affect The Mortgage Process and Closings

ByMargarett Jurilla Posted onJune 30, 2025July 1, 2025

How Holidays Affect the Mortgage Process: What Every Homebuyer Should Know Buying a home is one of the most significant…

Credit Scores | FHA Loans | Qualifying & Getting Pre-approved | Re-Establishing Credit | Videos

Home Loan With No Credit Tradelines Mortgage Guidelines

ByGustan Cho Posted onMarch 28, 2025July 29, 2025

Getting a Home Loan With No Credit Tradelines: Your Complete 2025 Guide Buying a home is a thrilling achievement, but…

Best Mortgage Lenders For Bad Credit in Hawaii

ByGustan Cho Posted onFebruary 10, 2025February 11, 2025

Best Mortgage Lenders for Bad Credit in Hawaii: Get Approved in 2025 If you have bad credit and want to…

Income And Employment | No-Ratio Mortgage Loans | NON-QM Loans | Qualifying & Getting Pre-approved | Videos

1099-Income Versus W-2 Income Mortgage Guidelines

ByGustan Cho Posted onJanuary 29, 2025January 30, 2025

1099-Income Versus W-2 Income: How It Affects Your Mortgage Approval When applying for a mortgage, the type of income you…

Mortgage After Bankruptcy and Foreclosure | Qualifying & Getting Pre-approved | Re-Establishing Credit | Videos

Debt Settlement Versus Bankruptcy Mortgage Guidelines

ByGustan Cho Posted onNovember 15, 2024July 28, 2025

Debt Settlement Versus Bankruptcy: A Guide for Mortgage Borrowers in 2024 If you’re juggling debt and trying to figure out…

Home Purchase With Bad Credit With Lender With No Overlays

ByGustan Cho Posted onNovember 15, 2024July 25, 2025

Homebuyers do not need great credit and high credit scores to qualify for a mortgage. You can have outstanding collections and charged-off accounts and qualify for a mortgage as long

Home Mortgages | Credit Disputes | Credit Scores | Qualifying & Getting Pre-approved | Videos

How To Prepare Credit For Mortgage and Get Approved

ByGustan Cho Posted onNovember 14, 2024May 15, 2025

How Do I Know If I Qualify For A Mortgage? All loan programs have different lending guidelines. However, you normally need timely payments in the past twelve months and need qualified income and have the ability to repay your new mortgage.