Refinancing NON-QM To Conforming Loans
This guide covers refinancing non-QM to conforming loans with lower mortgage rates. Mortgage rates hit the highest in 2023 since…
Chicago Housing Market Forecast For Homebuyers
This guide covers the Chicago housing market forecast for homebuyers in Chicago and surrounding suburbs. It seems like the Housing…
Final Mortgage Underwriter Approval Prior To Clear To Close
This guide covers final mortgage underwriter approval prior to clear to close. The mortgage process is a true process that…
What Are Common Lender Overlays on Government Mortgages
All mortgage companies need to have their borrower meet the minimum agency mortgage guidelines of HUD, VA, USDA, Fannie Mae, Freddie Mac. However, lenders can have higher lending requirements called lender overlays.
Disabled Veterans Benefits on VA Loans
This guide covers disabled Veterans benefits on VA loans. The Department of Veterans Affairs (VA) insures and guarantees VA Loans…
Conforming Underwriting Guidelines on Conventional Loans
This guide covers conforming underwriting guidelines on conventional loans. Conventional Loans are called conforming loans because they need to conform…
Qualifying For Mortgage With High Student Loan Debts
This guide covers qualifying for mortgage with high student loan debts. Every loan program has different guidelines on mortgage with…
Colorado Springs Housing Market For Home Buyers
This guide covers the Colorado Springs Housing Market for homebuyers. Colorado Springs Housing Market is booming. While tens of thousands…
Mortgage Timeline on Manual Underwriting
This guide covers the mortgage timeline on manual underwriting for clear to close and closing. When the COVID-19 coronavirus outbreak…
How High Should Homebuyers Go Over List Price In a Bidding War
How High Should Homebuyers Go Over List Price In A Bidding War? Homebuyers normally need to bid higher than the list price in a hot housing market.
Easy Tips That Work on How to Sell Your Home Fast
This guide covers easy tips on how to sell your home fast. Despite high rates and soaring inflation, homes are…
The Benefits of Moving to Cities With Diverse Farmers Markets
This guide covers the benefits of moving to cities with diverse Farmers Markets. We will discuss exploring local flavors: The…
When Is The Right Time To Buy a Home With High Rates
This guide covers when the right time to buy a home with high mortgage rates, skyrocketing home prices, and soaring…
Top U.S. Cities For The Best Jobs With Low Living Costs
This guide covers the top U.S. cities for the best jobs with low living costs and affordable housing. Are you…
Steps To Buying Your First Home During a Booming Housing Market
This guide covers the steps to buying your first home during a booming housing market. Buying your first home during…
Comprehensive Guide To The Top Beaches of Florida
This guide covers a comprehensive guide of the top beaches of Florida. We will discuss the top beaches of Florida…
The Benefits of Buying a Lake House
This guide covers buying a lake house for water lovers. Cast your line in paradise. We will discuss buying a…
Moving and Buying a House in Savannah Georgia
In this guide, we will discuss buying a house in Savannah Georgia. This guide covers discovering the charm of Savannah…
What Are Hard Money Lenders
This guide covers the frequently asked questions at Gustan Cho Associates, What are hard money lenders? What Are Hard Money…
How Is a Mortgage Pre-Approval Issued By Lenders
This guide covers mortgage pre-approval issued by underwriters. Over 80% of our borrowers at Gustan Cho Associates are folks who…
Mortgage Loan after Foreclosure and Short Sale Guidelines
This guide covers qualifying and getting pre-approved for a mortgage loan after foreclosure and short sale guidelines. Previous homeowners who…
Home-Buying Mistakes To Avoid By First-Time Homebuyers
This guide covers home-buying mistakes by first-time homebuyers. Gustan Cho Associates Mortgage Group offers numerous loan options without LENDER OVERLAYS….
