Can I Get a Mortgage After Bankruptcy
This guide covers the minimum lending requirements with getting approved for a mortgage after bankruptcy. Bankruptcy is a federal law…
Short Sale Home Purchase Process For Homebuyers
This guide covers short sale home purchase process by homebuyers. Due to the financial and credit collapse of 2008, foreclosures…
Mortgage Rate Forecast and Outlook Seems Promising
This guide covers mortgage rate forecast and outlook seem promising with the election of a new President. Mortgage rate forecast…
Non-QM Loans for Real Estate Investors Made Easy
Non-QM Loans for Real Estate Investors: A Smart Alternative to Hard Money in 2025 If you’re a real estate investor…
Waiting Period After Mortgage Part of Bankruptcy Guidelines
This guide covers the Fannie Mae guidelines on conventional loans with a waiting period after mortgage part of bankruptcy. Many…
Front-End Debt-to-Income Ratios Mortgage Guidelines
In this guide, we will cover front-end debt-to-income ratios mortgage guidelines. There are two different types of debt-to- income ratios:…
California Extra Credit Teacher Home Purchase Program: ECTP
California Extra Credit Teacher Home Purchase Program: 2025 Guide for Teachers Buying a Home If you work in education and…
Difference Between Fannie Mae And Freddie Mac
Fannie Mae and Freddie Mac Explained: What’s the Difference? If you’re considering purchasing or refinancing a home, you’ve likely heard…
Preparing To Qualify For Conventional Loans
Preparing to Qualify for Conventional Loans: Your Step-by-Step Guide to Homeownership Are you ready to buy a home but unsure…
Home Mortgages | Credit Scores | Qualifying & Getting Pre-approved | Re-Establishing Credit | Videos
FICO Credit Scores Requirements To Qualify For a Mortgage
FICO Credit Scores: What They Are, Why They Matter, and How to Get a Mortgage Your credit rating is essential…
When Is Rental Verification Required By Mortgage Lenders
When Is Rental Verification Required? A Complete Guide for Borrowers in 2025 One of the most common questions we hear…
Factors Influencing Credit Scores When Applying For Mortgage
This guide covers factors influencing credit scores when applying for a mortgage. There are five Factors Influencing credit scores. The…
Primary Home Status When Qualifying For a Mortgage
This guide covers primary home status when qualifying for a mortgage. When a mortgage loan borrower applies for a residential…
Top Cities in The United States To Invest in Real Estate
This guide will cover the top cities in the United States in which to invest in real estate. It is…
Mortgage Lender Overlays on FHA And VA Loans vs Guidelines
This guide covers mortgage lender overlays on FHA and VA loans. Mortgage lender overlays are mortgage lending guidelines above and…
Importance of Credit Reports in the Mortgage Process
This guide covers the importance of credit reports in the mortgage application process. Our society is credit-driven. Almost every aspect…
Mortgage Rate Adjustments For Higher Risk Borrowers
This guide covers mortgage rate adjustments (LLPAs) for higher-risk borrowers. The lower your credit scores, the higher your mortgage rates….
Refinancing NON-QM Loans To Traditional Mortgages
Refinancing Non-QM Loans: How to Lower Your Rate and Save More If you took out a Non-QM loan to buy…
Funds Required For First-Time Home Buyer on a Purchase
This guide covers the funds required for first-time home buyer on a home purchase. Are you a first-time home buyer?…
Mortgage Processing And Underwriting | Clear To Close | Home Purchase | Home Sellers | Real Estate Topic | Videos
Escrow Hold Back For Home Repairs
This article will cover what escrow hold back is in the mortgage loan process. We will discuss escrow hold back…
Understanding VA Mortgage Rates And LLPA
This Article Is About Understanding VA Mortgage Rates And Loan Level Pricing Adjustments VA loans are the best home mortgage…
FHA Loans After Unemployment Mortgage Guidelines
This blog examines the eligibility requirements for FHA loans after unemployment or employment gaps. Prospective FHA loan applicants now have…
