How to Stop Foreclosure Without Panic or Fear
If you’re behind on your mortgage and the letters are piling up, you’re not alone—and you have options. This easy-to-follow…
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FHA Chapter 13 Bankruptcy Mortgage in Alaska: Can You Qualify?
Buying a home in Alaska while you’re in a Chapter 13 repayment plan is possible — but only if you…
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Fast Pre-Approval Home Mortgage
In this blog, we will discuss and cover if you can getfast pre-approval home mortgage in one hour. The qualification…
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Credit Score Mortgage Guidelines For Home Loans
Buying a home starts with one question: what mortgage can you qualify for with your credit score—and what will it…
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Worried About Chicago Tax Hikes? Crush Costs Fast!
Chicago property tax increases don’t just make headlines—they can raise your mortgage payment even if your interest rate never changes….
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Buying Out Of State Homes Online: Safe & Simple Guide
Buying out of state homes online is no longer a risky experiment—it’s a practical, step-by-step way to shop, inspect, finance,…
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Building Credit With Timely Housing Payments
This article is about building credit with timely housing payments. One of consumers’ strongest credit tradelines is building credit with…
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First Time Home Buyers | Mortgage Processing And Underwriting | Qualifying & Getting Pre-approved | Real Estate Topic | Videos
Frequently Asked Mortgage Question From Homebuyers
Gustan Cho Associates works with many families in different areas of the country. However, our clients commonly ask similar questions….
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Buying House During Off Season: A Smart Guide
Buying when most people pause — late fall through winter — can mean less competition, more negotiating power, and sometimes…
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The Benefits of Buying a Lake House
Buying a lake house should feel like sunrise on calm water—not a guessing game. In this guide, you’ll learn how…
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Business Cash-Flow Analysis for Self-Employed (Guide)
This guide covers business cash-flow analysis for self-employed wage earners. Positive business cash-flow analysis is critical to effectively managing every…
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How to Avoid Foreclosure: Guide to Save Your Home
You’re late on the mortgage. Stress is real. But you have more options than you think. This plain-English guide shows…
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Green Mortgage: A Guide to Energy-Efficient Home Financing
Why Green Mortgages Matter in 2026 Are you looking for a way to lower your bills and make your home…
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Changes In Mortgage Lending and How It Affects Buyers
Mortgage rules change all the time, and 2026 will be no different. There are increases in loan limits, easier student…
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APR Versus Interest Rate Quoted By Mortgage Lenders
APR Versus Interest Rate: What Homebuyers Need to Know in 2025 When you shop for a mortgage, you’ll see two…
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Mortgage Amortization: How Home Loans Get Paid Over Time
Buying a home is one of the biggest financial decisions most people will ever make — and understanding how your…
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Buying A Home With A VA Loan With No Money Down
Buying a Home With a VA Loan in 2026: The Clear, No-Nonsense Guide You served. You earned this benefit. If…
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Traditional and Non-Prime Investment Home Mortgage Loans
Investment Home Mortgage Loans: 2026 Guide to No Doc, DSCR, and Non-QM Options Getting the right investment home mortgage loan…
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FHA Bankruptcy Waiting Period and Mortgage Guidelines
Understanding the FHA Bankruptcy Waiting Period The FHA Bankruptcy Waiting Period determines how long a borrower must wait after filing…
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Steps In Buying A House And Getting Qualified For Mortgage
If you’ve been dreaming of owning a home, learning the exact steps in buying a house is the key to…
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Manual Underwriting | Compensating Factors | FHA Loans | High Debt To Income Ratio | VA Loans | Verification Of Rent | Videos
DTI Manual Underwriting Guidelines on FHA and VA Loans
TL;DR: DTI Manual Underwriting Guidelines (2026 Update) If a computer system says “no” to your mortgage because your debt-to-income ratio…
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12 Home Buying Mistakes To Avoid By First-Time Homebuyers
12 Common Home Buying Mistakes and How to Avoid Them (2026 Guide) Buying a home is one of the biggest…
