ByGustan Cho, NMLS 873293
Posted on
In this guide, we will cover the role of mortgage underwriter during the home loan approval process. The role of…
ByGustan Cho, NMLS 873293
Posted on
Despite its long history, the term ‘yield spread premium’ still puzzles many mortgage professionals. In the past, wholesale mortgage lenders…
ByYogesh Thakral
Posted on
In this guide, we will discuss and cover the borrower review of Gustan Cho Associates. Reviews and testimonials are one…
ByTanhia Romero
Posted on
This guide covers three simple marketing ideas for mortgage loan originators. Buying a house can be stressful, particularly for a…
ByGustan Cho, NMLS 873293
Posted on
Conditional mortgage approval means an underwriter has reviewed your loan file but still needs specific documents, explanations, or third-party items…
ByTanhia Romero
Posted on
Lenders can offer 100% with no mortgage insurance at competitive low mortgage rates on VA loans due to the government guarantee against loss or foreclosure on VA loans. VA loans have no maximum debt-to-income ratio cap on VA loans.
ByTanhia Romero
Posted on
This guide covers the dream of owning your own home. The dream of owning your own home is a common…
ByJohn Strange, NMLS: 230932
Posted on
In New Jersey, you can qualify for an FHA loan with a 580 credit score or higher and a down…
ByGustan Cho, NMLS 873293
Posted on
Buying a home is exciting, but it also means taking responsibility for repairs, safety checks, and routine upkeep that a…
ByGustan Cho, NMLS 873293
Posted on
Do all mortgage lenders have the same guidelines? No, mortgage lenders do not all have the same guidelines. FHA, VA,…
ByGustan Cho, NMLS 873293
Posted on
Yes, you may qualify for a California mortgage with a high debt-to-income ratio. Approval depends on the loan program, credit…
ByTanhia Romero
Posted on
DTI Manual Underwriting Guidelines on FHA and VA Loans If a computer system says “no” to your mortgage because your…
ByTanhia Romero
Posted on
In this guide, we will cover mortgage guidelines after bankruptcy. Mortgage guidelines after bankruptcy do not categorically prevent homeownership. Eligibility…
ByTanhia Romero
Posted on
This guide covers health insurance special enrollment. If you missed the open enrollment or went through a big life change,…
ByGustan Cho, NMLS 873293
Posted on
Features of Student Loan Mortgage Programs and Income-Based Repayment Plans Income-Based Repayment plans can help make federal student loan payments…
ByGustan Cho, NMLS 873293
Posted on
How do you avoid mistakes when refinancing? To avoid mistakes when refinancing, compare the proposed loan to your existing mortgage…
ByGustan Cho, NMLS 873293
Posted on
This guide will delve into the major changes in FHA guidelines, specifically the HUD 4000.1 Handbook, which may have implications…
ByGustan Cho, NMLS 873293
Posted on
FHA Spot Loans enables condo buyers to purchase a condo unit in a non-HUD-Approved Condo Complex with an FHA loan.
ByGustan Cho, NMLS 873293
Posted on
This guide will delve into the HUD guidelines for gift funds in the context of home purchase transactions involving Federal…
ByGustan Cho, NMLS 873293
Posted on
This guide covers mortgage pre-approval issued by underwriters. Over 80% of our borrowers at Gustan Cho Associates are folks who…
ByGustan Cho, NMLS 873293
Posted on
Gustan Cho Associates has a mortgage with no income documentation, no tax returns, and low credit scores. Many folks who…
ByAlex Carlucci, NMLS: 229891
Posted on
Is getting an unsecured credit card after bankruptcy possible? Yes, you may qualify for an unsecured credit card after bankruptcy,…
CALL NOW 