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Videos

Home / Videos - Page 7
Mortgage Guidelines For Remote Workers
Income And Employment | Videos

Simple Mortgage Guidelines for Remote Workers

ByGustan Cho Posted onOctober 11, 2024May 2, 2025

Mortgage Guidelines for Remote Workers in 2025: How to Qualify for a Home Loan Remote work has changed how people…

Continue Reading Simple Mortgage Guidelines for Remote WorkersContinue

Excluding Debts From DTI Calculations
High Debt To Income Ratio | Mortgage Processing And Underwriting | Videos

Excluding Debts from DTI Calculations To Qualify for a Home

ByGustan Cho Posted onOctober 10, 2024October 14, 2024

Excluding Debts from DTI Calculations in 2024: How You Can Qualify for a Mortgage with High Debt-to-Income Ratios One of…

Continue Reading Excluding Debts from DTI Calculations To Qualify for a HomeContinue

FHA Guidelines On Medical Collections
Collection Accounts | Charge Off Accounts | FHA Loans | Videos

FHA Guidelines On Medical Collections and Charged-Offs

ByGustan Cho Posted onOctober 10, 2024April 16, 2025

FHA Guidelines on Medical Collections: Everything You Need to Know in 2024 Are medical collections standing in your dream of…

Continue Reading FHA Guidelines On Medical Collections and Charged-OffsContinue

Maximum Debt-To-Income Ratios For AUS Approval
Automated Underwriting System | High Debt To Income Ratio | Videos

Maximum Debt-To-Income Ratios For AUS Approval

ByGustan Cho Posted onOctober 1, 2024April 7, 2025

Maximum Debt-To-Income Ratios for AUS Approval: What You Need to Know in 2024 When applying for a mortgage, your debt-to-income…

Continue Reading Maximum Debt-To-Income Ratios For AUS ApprovalContinue

Issues With Condominium Financing
Condominium Loans | Mortgage Rates | Videos

Issues With Condominium Financing And Mortgage Options

ByGustan Cho Posted onOctober 1, 2024October 7, 2024

Issues With Condominium Financing And Mortgage Options in 2024 Financing a condominium can be a smart choice for many buyers….

Continue Reading Issues With Condominium Financing And Mortgage OptionsContinue

Chapter 11 Bankruptcy Guidelines on FHA and VA Loans
Mortgage After Bankruptcy and Foreclosure | FHA Loans | Home Mortgages | VA Loans | Videos

Chapter 11 Bankruptcy Guidelines on FHA and VA Loans

ByGustan Cho Posted onOctober 1, 2024October 7, 2024

How to Get a Mortgage During or After Chapter 11 Bankruptcy (2024 Updates) If you’re recovering from Chapter 11 Bankruptcy,…

Continue Reading Chapter 11 Bankruptcy Guidelines on FHA and VA LoansContinue

Mortgage With Collection Accounts
Automated Underwriting System | Bad Credit Mortgages | Charge Off Accounts | Collection Accounts | Videos

Mortgage With Collection Accounts And Charge-Offs

ByGustan Cho Posted onOctober 1, 2024October 7, 2024

In 2024, is it possible to secure a mortgage with collection accounts? Yes, find out how it can be done!…

Continue Reading Mortgage With Collection Accounts And Charge-OffsContinue

Mortgage Guidelines With Unpaid Taxes To The IRS
Home Mortgages | FHA Loans | Tax Lien | Videos

Mortgage Guidelines With Unpaid Taxes To The IRS

ByGustan Cho Posted onOctober 1, 2024October 7, 2024

Mortgage Guidelines with Unpaid Taxes: Qualifying for a Home Loan in 2024 Are you worried about unpaid taxes standing in…

Continue Reading Mortgage Guidelines With Unpaid Taxes To The IRSContinue

Home Loan With Income Increase Mortgage Guidelines
Income And Employment | Home Mortgages | Mortgage Processing And Underwriting | Refinancing | Videos

Home Loan With Income Increase Mortgage Guidelines

ByGustan Cho Posted onSeptember 30, 2024October 7, 2024

Home Loan with Income Increase: Everything You Need to Know in 2024 Are you thinking about buying a home or…

Continue Reading Home Loan With Income Increase Mortgage GuidelinesContinue

VA Loan With Poor Credit
VA Loans | Bad Credit Mortgages | Charge Off Accounts | Collection Accounts | Videos

VA Loan With Poor Credit Mortgage Approval

ByAnngelli Abenes Posted onSeptember 27, 2024October 7, 2024

Your complete guide to VA loan with poor credit in 2024. Are you a veteran wondering if you can get…

Continue Reading VA Loan With Poor Credit Mortgage ApprovalContinue

Chicago Ranks as Highest Taxed City
Home Purchase | Property Taxes | Real Estate Topic | Videos

Chicago Ranks as Highest Taxed City in the Nation

ByAnngelli Abenes Posted onSeptember 27, 2024October 7, 2024

Under the leadership of rookie first-term Democrat Mayor Lori Lightfoot, Chicago beat all other major U.S cities as being ranked the highest taxed city in the nation.

Continue Reading Chicago Ranks as Highest Taxed City in the NationContinue

Changing Lenders After Locking Rates
Bad Credit Mortgages | Home Mortgages | Mortgage Rates | Videos

Changing Lenders After Locking Rates During Mortgage Process

ByAnngelli Abenes Posted onSeptember 27, 2024October 7, 2024

Changing Lenders After Locking Rates: What You Need to Know in 2024 Locking in a mortgage rate is a critical…

Continue Reading Changing Lenders After Locking Rates During Mortgage ProcessContinue

Buying and Selling a Home at the Same Time
Home Mortgages | Home Purchase | Home Sellers | Selling Your Home | Videos

Buying and Selling a Home at the Same Time Without Stress

ByAnngelli Abenes Posted onSeptember 27, 2024October 7, 2024

Your 2024 Guide to Buying and Selling a Home at the Same Time Without the Stress Buying and selling a…

Continue Reading Buying and Selling a Home at the Same Time Without StressContinue

FHA Chapter 13 Bankruptcy Guidelines
Videos | FHA Loans | Manual Underwriting | Mortgage After Bankruptcy and Foreclosure | VA Loans | Verification Of Rent

FHA Chapter 13 Bankruptcy Guidelines

ByGustan Cho Posted onSeptember 24, 2024September 24, 2024

FHA Chapter 13 Bankruptcy Guidelines allow homebuyers and homeowners to qualify for FHA loans for home purchases and refinance during…

Continue Reading FHA Chapter 13 Bankruptcy GuidelinesContinue

Debt-To-Income Ratio For Conventional Loan Guidelines
Conventional Loans | High Debt To Income Ratio | Videos

What is the Debt-To-Income Ratio For Conventional Loan

ByAnngelli Abenes Posted onSeptember 24, 2024September 24, 2024

This guide covers all about Debt-To-Income Ratio for Conventional Loan: Your 2024 Guide to Homeownership with conventional loans: Are you…

Continue Reading What is the Debt-To-Income Ratio For Conventional LoanContinue

The Role Of The Loan Officer Assistant
Mortgage Processing And Underwriting | Videos

The Role Of The Loan Officer Assistant In Mortgage Process

ByAlex Carlucci Posted onSeptember 24, 2024October 8, 2024

The Role of the Loan Officer Assistant: How They Help You Get a Mortgage Buying a home or refinancing can…

Continue Reading The Role Of The Loan Officer Assistant In Mortgage ProcessContinue

Exempt Debts Of Co-Signed Loans
Income And Employment | High Debt To Income Ratio | Non-Occupant Co-Borrowers | Videos

Exempt Debts of Co-Signed Loans For Co-Signer

ByGustan Cho Posted onSeptember 23, 2024September 24, 2024

Understanding Exempt Debts of Co-Signed Loans in 2024: A Guide for Homebuyers Co-signing a loan can feel like helping a…

Continue Reading Exempt Debts of Co-Signed Loans For Co-SignerContinue

HUD Credit Score Guidelines
Home Mortgages | Credit Scores | FHA Loans | Videos

HUD Credit Score Guidelines On FHA Home Loans

ByAnngelli Abenes Posted onAugust 30, 2024September 4, 2024

Understanding HUD Credit Score Guidelines in 2024 Are you dreaming of buying your first home but worried about your credit…

Continue Reading HUD Credit Score Guidelines On FHA Home LoansContinue

HUD Announces Tightening Of Credit
Videos | FHA Loans

HUD Announces Tightening Of Credit Requirements On FHA Loans

ByAnngelli Abenes Posted onAugust 28, 2024September 4, 2024

HUD Announces Tightening of Credit Requirements on FHA Loans: What It Means for You in 2024 If you’re thinking about…

Continue Reading HUD Announces Tightening Of Credit Requirements On FHA LoansContinue

HUD DTI Guidelines on Manual vs AUS Findings
Manual Underwriting | Videos

HUD DTI Guidelines on Manual vs AUS Findings on FHA Loans

ByAnngelli Abenes Posted onAugust 28, 2024September 4, 2024

HUD DTI Guidelines on Manual vs AUS Findings: What You Need to Know for 2024 When buying a home with…

Continue Reading HUD DTI Guidelines on Manual vs AUS Findings on FHA LoansContinue

FHA Loan After Bankruptcy In California
FHA Loans | Mortgage After Bankruptcy and Foreclosure | Videos

FHA Loan After Bankruptcy In California With Bad Credit

ByAnngelli Abenes Posted onAugust 27, 2024April 7, 2025

FHA Loan After Bankruptcy in California: Your Path to Homeownership in 2024 If you’ve been through bankruptcy, you might feel…

Continue Reading FHA Loan After Bankruptcy In California With Bad CreditContinue

FHA Appraisals Versus Home Inspections
Appraisal | FHA Loans | Videos

FHA Appraisals Versus Home Inspections For Homebuyers

ByAnngelli Abenes Posted onAugust 27, 2024August 29, 2024

FHA Appraisals Versus Home Inspections: Why You Need Both to Make a Smart Home Purchase in 2024 When buying a…

Continue Reading FHA Appraisals Versus Home Inspections For HomebuyersContinue

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About Us

Gustan Cho Associates are Mortgage Advisor licensed in 48 states including Washington DC, Puerto Rico, and the U.S Virgin Islands (Not licensed in NY and MA). The team at Gustan Cho Associates has a national reputation of being able to do mortgage loans other mortgage companies cannot do. Gustan Cho Associates dba of NEXA Mortgage has a lending partnerships with over 190 wholesale mortgage lenders with dozens of no overlay lending partners on government and conventional loans and countless non-QM and alternative lending partners. Over 80% of our clients are borrowers who could not qualify at other mortgage companies either due to a last-minute mortgage loan denial due to lender overlays or because the lender did not have the mortgage loan program suited for the borrower. At Gustan Cho Associates, we only market mortgage loan products that exists and are possible.

Recent Articles

  • Hard Money Lenders
    Simple Truth: What Are Hard Money Lenders and How They HelpMay 5, 2025
  • Wholesale Mortgage Lenders for Non-Prime Loans
    Best Wholesale Mortgage Lenders For Non-Prime LoansMay 5, 2025
  • Qualifying for Mortgage with Irregular Income
    Qualifying For Mortgage With Irregular IncomeApril 30, 2025
  • Home Loan with Tax Lien
    Home Loan With Tax Lien And Judgment Mortgage GuidelinesApril 29, 2025

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Equal Housing Opportunity Lender Gustan Cho Associates empowered by NEXA Mortgage LLC. NMLS# 1660690,
Corporate Address: 3100 Ray Road Suite 201 Office # 209 | Chandler AZ 85226 Company NMLS 1660690, Gustan Cho NMLS #873293 Company State License #: AZMB - 0944059, Branch: 17W662 Butterfield Road Suite 305 Oakbrook Terrace, Illinois 60181 Branch NMLS 2315275 AXEN is a dba of NEXA Mortgage LLC
DISCLAIMER: The author(s) contributing content to this site, accept no liability or responsibility for errors, omissions or changes in market conditions that may impact the readers' conclusions drawn or assumptions related to the content of this site. The copywritten© information contained on this site is provided on an "as is" basis, at the time of publication, without guarantees of timeliness, thoroughness, accuracy, or usefulness to the consumer. The content on this site does not constitute financial or professional advice of any kind, and readers are encouraged to consult their own professional advisors for professional advice.
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CALL NOW
  • About Us
    • Contact Us
    • Get Pre-Approved
    • Order Credit
    • FICO Simulator
    • MLO License School
    • Why Choose Us
    • Meet Our Team
    • Loan Limits
      • FHA Loan Limits
      • Conforming Loan Limits
    • Preferred Realtor Partner Network
      • Dino Hasapis | Licensed Real Estate Broker | PRPN Director
      • Oakbrook Terrace, Illinois | Gustan Cho Associates Mortgage
  • Types Of Mortgages
    • Purchase
      • Home Purchase Loans
      • Investment Property Loan
    • Refinance
      • Refinance Mortgage Options
      • Chapter 13 Bankruptcy Cash-Out-Buyout
      • FHA Streamline Refinance
      • VA Streamline Refinance
      • Refinancing NON-QM Loans Into Conventional Mortgages
      • Refinance FHA To Conventional Loans
    • FHA Home Loans
      • FHA Manual Underwriting
      • FHA Chapter 13 Bankruptcy Guidelines
      • FHA Loans For Bad Credit
      • FHA Loans For Low Credit Scores
      • FHA Collections
      • FHA Loans Charged Off Accounts
      • W-2 Income Only FHA Loans
      • FHA Loans With Tax Lien
      • FHA Loan With Judgment
    • VA Home Loans
      • VA Manual Underwriting
      • VA Chapter 13 Bankruptcy Guidelines
      • VA Loans For Bad Credit
      • VA Loans For Low Credit Scores
      • VA Loans With Charged-Off Accounts
      • W-2 Income Only VA Loans
      • VA Loans with Tax Lien
      • VA Loan with Judgment
    • USDA Loans
    • How to Get DACA Mortgage Loans Without the Stress
    • Conventional Loans
      • Conventional Loans W-2 Income ONLY Mortgages
      • Conventional Loans After Foreclosure
      • Conventional Loans After Bankruptcy
      • Conventional Loan With Tax Lien
      • Conventional Loan With Judgment
    • Condotel Financing
    • NON-QM Loans
      • Bank Statement Loans
      • DSCR Loans
      • Asset-Depletion
      • Foreign Nationals
      • ITIN Mortgage Loans
      • No-Doc Loans
    • Jumbo Mortgage
    • FHA 203K Loans
    • Reverse Mortgages
    • Commercial Loans
  • Careers
    • Can Realtors Be MLOs At The Same Time
    • Career Opportunities
      • Training a New Mortgage Loan Officer Without Any Experience
      • MLO License School
    • Mortgage Branch Careers
    • Remote Mortgage Loan Officer Career Opportunities
    • How Do I Become A Mortgage Loan Officer
    • MLO Revenue Share Residual Income Opportunity
  • Videos
  • Blogs
    • Headline News Archives
  • Testimonials
  • Talk To A Loan Officer
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