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Videos

Home / Videos - Page 25
VA Credit Dispute
Automated Underwriting System | Credit Disputes | VA Loans | Videos

VA Credit Dispute Guidelines During Mortgage Process

ByAlex Carlucci Posted onFebruary 24, 2024April 25, 2025

This blog will share some helpful tips about VA credit dispute guidelines. VA loans are often seen as one of…

Continue Reading VA Credit Dispute Guidelines During Mortgage ProcessContinue

Job Relocation Mortgage Guidelines
Income And Employment | Qualifying & Getting Pre-approved | Videos

Out-of State Job Relocation Mortgage Guidelines

ByApril Ramirez Posted onFebruary 23, 2024April 7, 2025

This manual provides information on Job Relocation Mortgage Guidelines for individuals purchasing homes in a different state. According to these…

Continue Reading Out-of State Job Relocation Mortgage GuidelinesContinue

Buying House Near Apartment Community or Commercial Areas
Home Purchase | Real Estate Topic | Videos

Buying House Near Apartment Community or Commercial Areas

ByDale Elenteny Posted onFebruary 23, 2024October 8, 2024

This blog post will explore the implications of Buying House Near Apartment Community or Commercial Areas. Buying a house near…

Continue Reading Buying House Near Apartment Community or Commercial AreasContinue

Home Loan In Community Property States
Home Mortgages | FHA Loans | Videos

Getting Approved For Home Loan in Community Property States

ByAlex Carlucci Posted onFebruary 22, 2024August 6, 2024

If you’re married and you buy a home in a community property state, you’ll face different rules for qualifying. Most of these rules come into play if you finance your home with a government-backed home loan like the FHA, VA or USDA programs.

Continue Reading Getting Approved For Home Loan in Community Property StatesContinue

Modular Homes
Conventional Loans | FHA Loans | Manufactured Homes | USDA Loans | VA Loans | Videos

Modular Homes Mortgage Guidelines For Homebuyers

ByGustan Cho Posted onFebruary 22, 2024August 6, 2024

This guide covers modular homes mortgage guidelines on purchase and refinance transactions. Modular homes are becoming more and more popular…

Continue Reading Modular Homes Mortgage Guidelines For HomebuyersContinue

Income-Based Repayment
Student Loans | High Debt To Income Ratio | Videos

Income-Based Repayment Student Loan Mortgage Guidelines

ByGustan Cho Posted onFebruary 22, 2024January 31, 2025

 This guide aims to understand Income-Based Repayment Student Loan Mortgage Guidelines clearly. The daunting task of outstanding student loans presents…

Continue Reading Income-Based Repayment Student Loan Mortgage GuidelinesContinue

Reasons Why Hiring Realtor on Home Purchase Is Important
Home Purchase | Home Sellers | Real Estate Topic | Videos

Reasons Why Hiring Realtor on Home Purchase is Important

ByGustan Cho Posted onFebruary 22, 2024August 6, 2024

This article covers reasons why hiring realtor on home purchase is important. Getting hooked up with the right real estate…

Continue Reading Reasons Why Hiring Realtor on Home Purchase is ImportantContinue

Things That Can Delay Your Mortgage Loan Closing
Videos | Clear To Close | Mortgage Processing And Underwriting

Things That Can Delay Your Mortgage Loan Closing

ByGustan Cho Posted onFebruary 21, 2024June 11, 2024

This guide covers things that can delay your mortgage loan closing. A mortgage loan should be able to close in…

Continue Reading Things That Can Delay Your Mortgage Loan ClosingContinue

Fannie Mae Chapter 13 Dismissal Guidelines
Mortgage After Bankruptcy and Foreclosure | Conventional Loans | Videos

Fannie Mae Chapter 13 Dismissal Guidelines

ByGustan Cho Posted onFebruary 21, 2024May 14, 2024

In this blog, we will cover the Fannie Mae Chapter 13 dismissal guidelines on conventional loans. One of the most…

Continue Reading Fannie Mae Chapter 13 Dismissal GuidelinesContinue

FHA MIP Versus Conventional PMI For Mortgage Borrowers
Mortgage Insurance | Conventional Loans | FHA Loans | Videos

FHA MIP Versus Conventional PMI For Mortgage Borrowers

ByGustan Cho Posted onFebruary 20, 2024August 6, 2024

This  guide covers FHA MIP versus conventional PMI for mortgage borrowers. Mortgage Insurance is mandatory on all FHA loans and…

Continue Reading FHA MIP Versus Conventional PMI For Mortgage BorrowersContinue

HUD Guidelines
Mortgage Lender Overlays | FHA Loans | Student Loans | Videos

HUD Guidelines versus Lender Overlays on FHA Loans

ByGustan Cho Posted onFebruary 20, 2024March 3, 2025

This guide covers HUD guidelines versus lender overlays on FHA loans. There have been notable changes for HUD guidelines versus…

Continue Reading HUD Guidelines versus Lender Overlays on FHA LoansContinue

Preparing For A VA Loan With A Lender With No Overlays
VA Loans | Mortgage Lender Overlays | Videos

Preparing For a VA Loan With a Lender With No Overlays

ByGustan Cho Posted onFebruary 19, 2024February 19, 2024

This guide covers preparing for a VA loan with a lender with no overlays. Preparing for a VA loan with…

Continue Reading Preparing For a VA Loan With a Lender With No OverlaysContinue

What is a Mortgage
Home Mortgages | Home Purchase | Mortgage Rates | Mortgage Refinance | Videos

Understanding The Basics of What is a Mortgage

ByAlex Carlucci Posted onFebruary 19, 2024August 6, 2024

This guide covers understanding the basics on what is a mortgage. We will cover and discuss the meaning of what…

Continue Reading Understanding The Basics of What is a MortgageContinue

Self-Employed Mortgage With One-Year Tax Returns
NON-QM Loans | Bank Statement Loans | Videos

Self-Employed Mortgage With One-Year Tax Returns

ByGustan Cho Posted onFebruary 19, 2024August 6, 2024

Self-employed borrowers are now eligible to get an approve/eligible per automated underwriting system with one-year income tax returns.

Continue Reading Self-Employed Mortgage With One-Year Tax ReturnsContinue

VA Loans Versus Other Loan Programs
VA Loans | Videos

VA Loans Versus Other Loan Programs

ByDale Elenteny Posted onFebruary 17, 2024December 16, 2024

You must first be eligible. Only servicemembers, honorably-discharged veterans and sometimes their families are eligible. VA underwriting guidelines are flexible, with no minimum credit score an no minimum down payment.

Continue Reading VA Loans Versus Other Loan ProgramsContinue

Non-QM Loans and Non-Traditional Mortgages
No-Ratio Mortgage Loans | NON-QM Loans | Profit and Loss Statement Only Mortgages | Videos

Benefits of Non-QM Loans and Non-Traditional Mortgages

ByGustan Cho Posted onFebruary 16, 2024August 6, 2024

This guide outlines the advantages of Non-QM loans and Non-Traditional Mortgages. Gustan Cho Associates serves as your reliable ally for…

Continue Reading Benefits of Non-QM Loans and Non-Traditional MortgagesContinue

Buying Home In Mississippi With Bad Credit
Bad Credit Mortgages | Videos

Buying Home In Mississippi With Bad Credit and Low FICO

ByMargarett Jurilla Posted onFebruary 16, 2024August 6, 2024

Is Possible To Buying Home In Mississippi With Bad Credit With Lender With No Overlays? Yes, it is at Gustan Cho Associates. Gustan Cho Associates is a mortgage company licensed in Mississippi.

Continue Reading Buying Home In Mississippi With Bad Credit and Low FICOContinue

FHA vs Conventional Cash-Out Refinance
Mortgage Refinance | Videos

FHA vs Conventional Cash-Out Refinance Mortgage Loans

ByDale Elenteny Posted onFebruary 16, 2024April 7, 2025

In this blog, we will discuss and cover FHA vs conventional cash-out refinance mortgage loans and general rate and term…

Continue Reading FHA vs Conventional Cash-Out Refinance Mortgage LoansContinue

Getting Faster Mortgage Approvals
Mortgage Processing And Underwriting | Clear To Close | Qualifying & Getting Pre-approved | Videos

Getting Faster Mortgage Approvals and Closing on Time

ByGustan Cho Posted onFebruary 16, 2024August 6, 2024

Borrowers should not stress during the mortgage process. . There is no reason why there should be stress during the mortgage process.

Continue Reading Getting Faster Mortgage Approvals and Closing on TimeContinue

Net Tangible Benefits For Refinancing a Home Loan
Mortgage Refinance | Qualifying & Getting Pre-approved | Videos

What is Net Tangible Benefits For Refinancing

ByGustan Cho Posted onFebruary 16, 2024August 6, 2024

This guide covers what is the definition of net tangible benefits for refinancing. When mortgage rates were at a 3-year…

Continue Reading What is Net Tangible Benefits For RefinancingContinue

VA Guidelines on Charge-Offs and Collections
Charge Off Accounts | Collection Accounts | VA Loans | Videos

VA Guidelines on Charge-Offs and Collections on VA Loans

ByGustan Cho Posted onFebruary 16, 2024January 22, 2025

This article discusses the revised VA guidelines regarding charge-offs and collections. According to the VA Guidelines on Charge-Offs and Collections,…

Continue Reading VA Guidelines on Charge-Offs and Collections on VA LoansContinue

Steps in Mortgage Process
Clear To Close | Mortgage Processing And Underwriting | Videos

Steps in Mortgage Process For Closing Home Loan on Time

ByGustan Cho Posted onFebruary 16, 2024August 6, 2024

This guide covers the steps in mortgage process for closing home loan on time. Homebuyers looking to purchase a new…

Continue Reading Steps in Mortgage Process For Closing Home Loan on TimeContinue

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About Us

Gustan Cho Associates are Mortgage Advisor licensed in 48 states including Washington DC, Puerto Rico, and the U.S Virgin Islands (Not licensed in NY and MA). The team at Gustan Cho Associates has a national reputation of being able to do mortgage loans other mortgage companies cannot do. Gustan Cho Associates dba of NEXA Mortgage has a lending partnerships with over 190 wholesale mortgage lenders with dozens of no overlay lending partners on government and conventional loans and countless non-QM and alternative lending partners. Over 80% of our clients are borrowers who could not qualify at other mortgage companies either due to a last-minute mortgage loan denial due to lender overlays or because the lender did not have the mortgage loan program suited for the borrower. At Gustan Cho Associates, we only market mortgage loan products that exists and are possible.

Recent Articles

  • Hard Money Lenders
    Simple Truth: What Are Hard Money Lenders and How They HelpMay 5, 2025
  • Wholesale Mortgage Lenders for Non-Prime Loans
    Best Wholesale Mortgage Lenders For Non-Prime LoansMay 5, 2025
  • Qualifying for Mortgage with Irregular Income
    Qualifying For Mortgage With Irregular IncomeApril 30, 2025
  • Home Loan with Tax Lien
    Home Loan With Tax Lien And Judgment Mortgage GuidelinesApril 29, 2025

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Equal Housing Opportunity Lender Gustan Cho Associates empowered by NEXA Mortgage LLC. NMLS# 1660690,
Corporate Address: 3100 Ray Road Suite 201 Office # 209 | Chandler AZ 85226 Company NMLS 1660690, Gustan Cho NMLS #873293 Company State License #: AZMB - 0944059, Branch: 17W662 Butterfield Road Suite 305 Oakbrook Terrace, Illinois 60181 Branch NMLS 2315275 AXEN is a dba of NEXA Mortgage LLC
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CALL NOW
  • About Us
    • Contact Us
    • Get Pre-Approved
    • Order Credit
    • FICO Simulator
    • MLO License School
    • Why Choose Us
    • Meet Our Team
    • Loan Limits
      • FHA Loan Limits
      • Conforming Loan Limits
    • Preferred Realtor Partner Network
      • Dino Hasapis | Licensed Real Estate Broker | PRPN Director
      • Oakbrook Terrace, Illinois | Gustan Cho Associates Mortgage
  • Types Of Mortgages
    • Purchase
      • Home Purchase Loans
      • Investment Property Loan
    • Refinance
      • Refinance Mortgage Options
      • Chapter 13 Bankruptcy Cash-Out-Buyout
      • FHA Streamline Refinance
      • VA Streamline Refinance
      • Refinancing NON-QM Loans Into Conventional Mortgages
      • Refinance FHA To Conventional Loans
    • FHA Home Loans
      • FHA Manual Underwriting
      • FHA Chapter 13 Bankruptcy Guidelines
      • FHA Loans For Bad Credit
      • FHA Loans For Low Credit Scores
      • FHA Collections
      • FHA Loans Charged Off Accounts
      • W-2 Income Only FHA Loans
      • FHA Loans With Tax Lien
      • FHA Loan With Judgment
    • VA Home Loans
      • VA Manual Underwriting
      • VA Chapter 13 Bankruptcy Guidelines
      • VA Loans For Bad Credit
      • VA Loans For Low Credit Scores
      • VA Loans With Charged-Off Accounts
      • W-2 Income Only VA Loans
      • VA Loans with Tax Lien
      • VA Loan with Judgment
    • USDA Loans
    • How to Get DACA Mortgage Loans Without the Stress
    • Conventional Loans
      • Conventional Loans W-2 Income ONLY Mortgages
      • Conventional Loans After Foreclosure
      • Conventional Loans After Bankruptcy
      • Conventional Loan With Tax Lien
      • Conventional Loan With Judgment
    • Condotel Financing
    • NON-QM Loans
      • Bank Statement Loans
      • DSCR Loans
      • Asset-Depletion
      • Foreign Nationals
      • ITIN Mortgage Loans
      • No-Doc Loans
    • Jumbo Mortgage
    • FHA 203K Loans
    • Reverse Mortgages
    • Commercial Loans
  • Careers
    • Can Realtors Be MLOs At The Same Time
    • Career Opportunities
      • Training a New Mortgage Loan Officer Without Any Experience
      • MLO License School
    • Mortgage Branch Careers
    • Remote Mortgage Loan Officer Career Opportunities
    • How Do I Become A Mortgage Loan Officer
    • MLO Revenue Share Residual Income Opportunity
  • Videos
  • Blogs
    • Headline News Archives
  • Testimonials
  • Talk To A Loan Officer
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