NON-QM Loans After Bankruptcy With Bad Credit and Low FICO
Non-QM loans after bankruptcy and foreclosure allow homebuyers to purchase a home with no waiting period after bankruptcy and/or a…
Refinance Into FHA 203k Loan From an Existing Mortgage
In this blog, we will cover and discuss how to refinance into FHA 203k loan from an existing home mortgage….
What Is DU Automated Approval per AUS FINDINGS
In this blog, we will cover and discuss what is DU automated approval on the automated underwriting system. A sound…
How Do Mortgage Lenders View Charge-Offs
In this article, we will cover how do mortgage lenders view charge-offs. One of the frequently asked questions at Gustan…
EPM Empowered Down Payment Assistance Mortgage Program
This guide covers EPM Empowered down payment assistance mortgage programs. There are several types of down payment assistance mortgage programs…
Clearing Conditions For Clear To Close on Home Purchase
This guide covers clearing conditions for clear to close on home purchases. Once mortgage borrowers have signed the mortgage application…
Impact of Credit Score Changes During Mortgage Process
This guide covers the impact of credit score changes during mortgage process and how it impacts borrowers. Credit Score Changes…
FHA Guidelines on Mortgage After Loan Modification
In this blog, we will cover FHA guidelines on mortgage after loan modification. FHA Guidelines on Mortgage After Loan Modification…
Mortgage Denied For Late Payments in Missouri After Approved
In this blog, we will cover and discuss how homebuyers can qualify for a mortgage with new lenders after having…
VA Manufactured Home Guidelines On VA Loans
In this blog, we will discuss and cover VA manufactured home guidelines on VA loans. Gustan Cho Associates has invested…
Home Mortgages | Conventional Loans | FHA Loans | First Time Home Buyers | Qualifying & Getting Pre-approved | Videos
How Do I Qualify For a Mortgage and Get Approved
This guide covers the frequently asked question how do I qualify for a mortgage loan and get approved. Mortgage lenders…
High-Cost Guidelines On Government And Conventional Loans
In this blog, we will discuss and cover high-cost guidelines on government and conventional loans. Some states have high-cost rules….
When Two Appraisals Are Required By Mortgage Lenders
This article will cover and discuss when mortgage lenders require two appraisals. In general, only one appraisal is required—however, there…
NON-QM Loans | Bank Statement Loans | Jumbo Loans | No-Ratio Mortgage Loans | Qualifying & Getting Pre-approved | Videos
Using Non-QM Versus Jumbo Mortgages
In this blog, we will cover and discuss using non-QM versus jumbo mortgages to purchase high-end homes. Using non-QM versus…
Overlays in Underwriting By Mortgage Lenders
This blog is about overlays in underwriting on government and conventional loans. The mortgage industry went through a major overhaul…
FHA Loans | Manual Underwriting | Mortgage After Bankruptcy and Foreclosure | Mortgage With Late Payments | Videos
Late Payments After Chapter 13 Bankruptcy Guidelines
This guide covers late payments after Chapter 13 bankruptcy mortgage guidelines. Mortgage lenders do not want to see any late…
Mortgage After Bankruptcy and Foreclosure | NON-QM Loans | Qualifying & Getting Pre-approved | Re-Establishing Credit | Videos
How Bankruptcy Affects Mortgage Approval
This guide covers how bankruptcy affects mortgage approval and the waiting period after discharge date. Bankruptcy is a great tool…
Saving Money on Mortgage Interest and Closing Costs
This guide covers saving money on mortgage on home purchase and refinance loans. A home purchase is a very happy…
Subprime Mortgages and Alternative Financing
This guide covers subprime mortgages and alternative financing for homebuyers and homeowners. Subprime mortgages are mortgage loans available to homebuyers…
Jumbo Mortgage With 10% Down Payment and No PMI
In this blog, we will cover and discuss the Jumbo mortgage with 10% down payment and no PMI. A jumbo…
Videos | Conditional Loan Approval | Mortgage Lender Overlays | Mortgage Processing And Underwriting | Qualifying & Getting Pre-approved
Home Loan Approval After Denied By a Bank For Your Mortgage
This guide covers getting a home loan approved after denied by a bank for your mortgage. There should be no…
Mortgage Lenders For Bad Credit in Arkansas With No Overlays
In this article, we will cover and discuss finding the best mortgage lenders for bad credit in Arkansas to qualify…
