What Are Barndominiums
Barndominiums is a blend of a barn and barndominium. A barndominium is a portmanteau of “barn” and “barndominium.” Barndominiums are…
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Buying a Home From a Family Member With a Gift of Equity
This guide covers buying a home from a family member with no down payment or closing costs with a gift…
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Homes For Heroes Mortgage For Medical Professionals
In this article, we will cover and discuss homes for heroes mortgage for medical professionals. A few articles have been…
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Why Do Mortgage Lenders Ask For Reserves From Borrowers
When And Why Do Mortgage Lenders Ask For Reserves? On VA and FHA manual underwriting, one month’s reserves are required. Multi-family units require reserves by homebuyers.
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Reaffirming Home Loan After Bankruptcy Mortgage Guidelines
In this article, we’ll talk about reaffirming home loan after bankruptcy, a frequently inquired topic. Milwaukee-based Attorney James Miller of…
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Financing Options For an Investment Home Purchase
This guide covers investmetn home pruchase mortgage guidelines. Investment home mortgage loans can be conventional or non-qm loans. Investment home…
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HUD CAIVRS Guidelines on FHA Loans
This article will explore the HUD CAIVRS Guidelines for FHA loans when obtaining a mortgage. Government-backed mortgage loans are an…
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Bank Statement Loans For Self-Employed Borrowers
In this blog, we will discuss and cover bank statement loans for self-employed borrowers. Non-QM Loans and Bank Statement Loans…
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Home Purchase Versus Renting Home
This guide covers home purchase versus renting for homebuyers. There are many added benefits to a home purchase versus renting…
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Pros and Cons of Buying Versus Renting in California
This article analyzes the advantages and disadvantages of buying versus renting in California. The state has some of the highest real…
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Buying House With New Job and Employment Gaps
In guide covers buying house with new job and gaps in employment. Many homebuyers are concerned about qualifying for a…
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Home Mortgages | Credit Scores | Mortgage Processing And Underwriting | Qualifying & Getting Pre-approved | Videos
Qualifying Credit Score For Mortgage Used By Lenders
In this blog, we’ll explain the qualifying credit score that lenders use for mortgages. Mortgage underwriters determine this score by…
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Qualifying For Mortgage With Collection Accounts Guidelines
In this blog, we will cover and discuss qualifying for mortgage with collection accounts guidelines. Homebuyers can qualify for a…
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Unexpected Home Buyers Expenses Payment Shock
This guide covers unexpected home buyers expenses payment shock for borrowers. The American Dream is still owning your own home….
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How To Avoid Mortgage Denied By a Bank
Choosing the right lender with no lender overlays is the key on how to avoid mortgage denial
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Rapid Rescore During Mortgage Process And How It Works
In this blog post, we will discuss the concept and procedure of rapid rescore during mortgage process. Consumer credit profiles are…
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Fannie Mae vs HUD Guidelines Mortgage in Bankruptcy
If you have a mortgage included in a bankruptcy, the waiting period guidelines are more favorable on conventional versus FHA loans
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How Underwriters View Unsourced Funds In Mortgage Process
This guide covers how underwriters view unsourced funds while analyzing and reviewing a borrower. Unsourced funds have no paper trail,…
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Comparison of Mortgage Rates on Purchase and Refinance
This guide covers comparison of mortgage rates on purchase and refinance loans. Mortgage rates have been steadily going up to…
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Buying an Investment Property Using a Conventional Loan
This guide covers buying an investment property using a conventional loan. Buying an investment property using a conventional loan with…
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Home Inspection Before Starting The Mortgage Process
This guide covers home inspection before proceeding with the mortgage process. A home inspection is an inspection of a home…
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VA AUS Approval With Low Credit Scores and High DTI
In this article, we will discuss VA AUS approval versus manual underwriting on VA loans. VA loans are the best…
