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ByGustan Cho
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This guide covers how qualified mortgages affect borrowers and lenders on residential loans. To avoid another 2008 financial crisis, Congress…
ByGustan Cho
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In this blog, we will discuss and cover the mortgage guidelines for getting qualified and approved for an FHA loan…
ByGustan Cho
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This guide covers portfolio loan programs. We will cover what a portfolio loan is. We will compare the benefit of…
ByGustan Cho
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The bankruptcy manual underwriting guidelines on FHA and VA loans are covered in this guide, which focuses on the exclusive…
ByGustan Cho
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This blog will cover and discuss how to calculate income for mortgage with multiple jobs. Homebuyers can qualify for a…
ByMike Gracz
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It’s important to note that Mortgage Lender Complaints and Bad Reviews submitted by borrowers do exist, but readers should understand…
ByDale Elenteny
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This guide covers documents required for mortgage processing and underwriting. All documents required for mortgage processing and underwriting needs to…
ByGustan Cho
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In this blog, we will cover and discuss manual underwriting versus automated underwriting guidelines. The Automated Underwriting System is a…
ByGustan Cho
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This guide covers rebuilding credit during Chapter 13 Bankruptcy repayment plan. Rebuilding credit during Chapter 13 Bankruptcy is highly recommended…
ByMike Gracz
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In this article, we will discuss and cover Refinance Mortgage When House Is Still Listed For Sale By Owners. In…
ByMargarett Jurilla
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This guide covers the benefit of buying a house in California versus other states. California reached record home prices Despite…
ByGustan Cho
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This article will discuss the FHA Waiting Period After Bankruptcy and Foreclosure. The FHA mandates waiting periods after bankruptcy, foreclosure,…
ByGustan Cho
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This guide covers what a credit supplement in a mortgage is and how it works. There are three major credit…
ByGustan Cho
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In this article, we will cover and discuss buying a house after selling home with late payments. One of the…
ByGustan Cho
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This guide covers funds in bank statements that mortgage lenders cannot use. All funds in bank statements that are newer…
ByDustin Dumestre
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This guide covers upfront costs for mortgage loans prior to closing. What would you do as a borrower if a…
ByAlex Carlucci
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This blog will cover how to build wealth by owning versus renting a home. We will show you how quickly…
ByGustan Cho
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In this blog, we will discuss and cover refinancing non-QM loans to government and conventional mortgages. Refinancing NON-QM loans to…
ByGustan Cho
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In this blog, we will cover and discuss how mortgage underwriters view the declining and irregular income of borrowers. There…
ByGustan Cho
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This guide covers property taxes in mortgage qualification and how it affects debt-to-income ratios. For homebuyers, especially first-time home buyers,…
ByGustan Cho
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In this blog, we will discuss and cover Past Due Versus Collection And Charge Off Accounts when qualifying and getting…
ByAlex Carlucci
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Mortgage brokers are paid a commission, referred to as Yield Spread Premium Explained, from wholesale mortgage lenders or end lenders,…
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