VA Automated Findings On Automated Underwriting System (AUS)
In this article, we will discuss and cover the VA automated findings on the automated underwriting systems (AUS). VA loans…
VA Guidelines Versus Overlays on VA Home Loans
This blog will discuss and cover VA Guidelines Versus Overlays on VA loans. Not all mortgage lenders have the same…
VA Chapter 13 Bankruptcy Buy-Out Cash-Out Refinance
This article will discuss the buy-out cash-out refinance option for VA Chapter 13 Bankruptcy. A VA Chapter 13 Bankruptcy buy-out…
Colorado VA Lenders For Bad Credit With No Lender Overlays
In this article, we will cover and discuss qualifying for a VA loan with low credit scores with Colorado VA…
FHA Mortgage Loans With No Overlays FHA Lenders
Gustan Cho Associates is a mortgage company licensed in multiple states, specializing in FHA mortgage loans with no overlays. More…
Fannie Mae-Freddie Mac Exempt Debt Guidelines On Conventional Loans
There are certain debts that can be exempt from debt to income ratio calculations on conventional loans.
HUD And Fannie Mae Guidelines On Credit Disputes
This blog will discuss the HUD and Fannie Mae Guidelines on credit disputes during the mortgage process. We will outline…
Career Opportunities/Loan Officer Training | Mortgage Lender Overlays | Qualifying & Getting Pre-approved | Videos
Choosing The Right Mortgage Company For Loan Officers
This guide covers choosing the right mortgage company for loan officers. Choosing the right mortgage company for loan officers is…
Benefits Of Refinancing During Historic Low Mortgage Rates
It is no secret that mortgage interest rates are at historic lows. The COVID-19 pandemic has affected every global market,…
Home Mortgages | Conventional Loans | FHA Loans | Mortgage After Bankruptcy and Foreclosure | Videos
Comparing FHA Versus Conforming Mortgages
This guide compares FHA versus conforming mortgages, the two most popular mortgage loan programs for homebuyers in the United States….
VA Loans With Under 620 Credit Scores Guidelines
In this article, we will discuss and explain the guidelines for VA loans with under 620 credit scores. VA loans…
Mortgage Qualifications for Buying a Home In Another State
This guide covers how to qualify for a mortgage by buying a home in another state. Buying a home in…
Buying a House Near Mom-and-Pop Shops Versus Giant Retailers
This guide covers buying a house near mom-and-pop shops versus big box retail stores. Are you tired of the same…
Conditional Loan Approval | Home Mortgages | Mortgage Processing And Underwriting | Qualifying & Getting Pre-approved | Videos
Qualifying Borrowers For Mortgage on Purchase and Refinance
This guide covers the process of qualifying borrowers for mortgage on home purchases and refinances. From the application stage to…
Home Buyers With Bad Credit Mortgage Options
In this blog, we will cover and discuss the various mortgage options home buyers with bad credit have in qualifying…
What Factors Are Considered Layered Risk In Manual Underwriting
In this blog, we will be discussing the factors that are considered layered risks in manual underwriting. FHA and VA…
NON-QM Loans For Self-Employed Borrowers
This article will cover qualifying for non-QM loans for self-employed borrowers’ home purchases with no income tax returns. In 2023,…
Second Home Guidelines on Non-QM and Conventional Loans
This guide covers second home guidelines on non-QM and conventional loans. Second-home financing is different than investment properties. Homebuyers are…
FHA AUS Approval Versus Manual Underwriting On FHA Loans
This Article Is About FHA AUS Approval Versus Manual Underwriting On FHA Loans HUD, the parent of the Federal Housing…
Credit in Mortgage Process: Credit Scores vs Credit Report
This guide covers credit in mortgage process. We will cover the difference between credit scores vs credit reports. Credit in…
FHA Loans vs VA Loans: Comparing Mortgage Options
In this article, we will be comparing FHA loans vs VA loans. VA loans by far are the best mortgage…
Non-QM and Bank Statement Mortgage With NO Tax Returns
In this article, we will cover and discuss non-QM and bank statement mortgage with no income verification. Non-QM and bank…
