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Videos

Home / Videos - Page 12
VA Loans Ohio
VA Loans | Bad Credit Mortgages | Mortgage Lender Overlays | Videos

VA Loans Ohio With Bad Credit And No Lender Overlays

ByGustan Cho Posted onJune 13, 2024August 30, 2024

This Article Is About VA Loans Ohio With Bad Credit And No Lender Overlays Ohio is one of the hottest…

Continue Reading VA Loans Ohio With Bad Credit And No Lender OverlaysContinue

VA Automated Findings
Automated Underwriting System | VA Loans | Videos

VA Automated Findings On Automated Underwriting System (AUS)

ByGustan Cho Posted onJune 13, 2024August 30, 2024

In this article, we will discuss and cover the VA automated findings on the automated underwriting systems (AUS). VA loans…

Continue Reading VA Automated Findings On Automated Underwriting System (AUS)Continue

VA Guidelines Versus Overlays
VA Loans | Videos

VA Guidelines Versus Overlays on VA Home Loans

ByAlex Carlucci Posted onJune 12, 2024August 30, 2024

This blog will discuss and cover VA Guidelines Versus Overlays on VA loans. Not all mortgage lenders have the same…

Continue Reading VA Guidelines Versus Overlays on VA Home LoansContinue

VA Chapter 13 Bankruptcy Buy-Out
VA Loans | Manual Underwriting | Mortgage After Bankruptcy and Foreclosure | Videos

VA Chapter 13 Bankruptcy Buy-Out Cash-Out Refinance

ByAlex Carlucci Posted onJune 12, 2024August 30, 2024

This article will discuss the buy-out cash-out refinance option for VA Chapter 13 Bankruptcy. A VA Chapter 13 Bankruptcy buy-out…

Continue Reading VA Chapter 13 Bankruptcy Buy-Out Cash-Out RefinanceContinue

Colorado VA Lenders
Videos | Bad Credit Mortgages | Mortgage Lender Overlays | VA Loans

Colorado VA Lenders For Bad Credit With No Lender Overlays

ByMike Gracz Posted onJune 10, 2024August 30, 2024

In this article, we will cover and discuss qualifying for a VA loan with low credit scores with Colorado VA…

Continue Reading Colorado VA Lenders For Bad Credit With No Lender OverlaysContinue

FHA Mortgage Loans With No Overlays
Mortgage Lender Overlays | FHA Loans | Videos

FHA Mortgage Loans With No Overlays FHA Lenders

ByGustan Cho Posted onJune 10, 2024April 7, 2025

Gustan Cho Associates is a mortgage company licensed in multiple states, specializing in FHA mortgage loans with no overlays. More…

Continue Reading FHA Mortgage Loans With No Overlays FHA LendersContinue

Fannie Mae-Freddie Mac Exempt Debt Guidelines
Conventional Loans | High Debt To Income Ratio | Videos

Fannie Mae-Freddie Mac Exempt Debt Guidelines On Conventional Loans

ByAnngelli Abenes Posted onJune 7, 2024February 19, 2025

There are certain debts that can be exempt from debt to income ratio calculations on conventional loans.

Continue Reading Fannie Mae-Freddie Mac Exempt Debt Guidelines On Conventional LoansContinue

HUD And Fannie Mae Guidelines On Credit Disputes
Videos | Credit Disputes | Qualifying & Getting Pre-approved

HUD And Fannie Mae Guidelines On Credit Disputes

ByAnngelli Abenes Posted onJune 6, 2024August 30, 2024

This blog will discuss the HUD and Fannie Mae Guidelines on credit disputes during the mortgage process. We will outline…

Continue Reading HUD And Fannie Mae Guidelines On Credit DisputesContinue

Choosing The Right Mortgage Company
Career Opportunities/Loan Officer Training | Mortgage Lender Overlays | Qualifying & Getting Pre-approved | Videos

Choosing The Right Mortgage Company For Loan Officers

ByAnngelli Abenes Posted onJune 6, 2024August 30, 2024

This guide covers choosing the right mortgage company for loan officers. Choosing the right mortgage company for loan officers is…

Continue Reading Choosing The Right Mortgage Company For Loan OfficersContinue

Benefits Of Refinancing During Historic Low Mortgage Rates
Mortgage Refinance | Refinancing | Videos

Benefits Of Refinancing During Historic Low Mortgage Rates

ByAnngelli Abenes Posted onJune 5, 2024October 8, 2024

It is no secret that mortgage interest rates are at historic lows. The COVID-19 pandemic has affected every global market,…

Continue Reading Benefits Of Refinancing During Historic Low Mortgage RatesContinue

FHA Versus Conforming Mortgages
Home Mortgages | Conventional Loans | FHA Loans | Mortgage After Bankruptcy and Foreclosure | Videos

Comparing FHA Versus Conforming Mortgages

ByGustan Cho Posted onJune 5, 2024August 30, 2024

This guide compares FHA versus conforming mortgages, the two most popular mortgage loan programs for homebuyers in the United States….

Continue Reading Comparing FHA Versus Conforming MortgagesContinue

VA Loans With Under 620 Credit Scores
VA Loans | Credit Scores | Videos

VA Loans With Under 620 Credit Scores Guidelines

ByGustan Cho Posted onJune 4, 2024January 31, 2025

In this article, we will discuss and explain the guidelines for VA loans with under 620 credit scores. VA loans…

Continue Reading VA Loans With Under 620 Credit Scores GuidelinesContinue

Buying a Home in Another State
First Time Home Buyers | Home Purchase | Real Estate Topic | Videos

Mortgage Qualifications for Buying a Home In Another State

ByGustan Cho Posted onJune 4, 2024August 30, 2024

This guide covers how to qualify for a mortgage by buying a home in another state. Buying a home in…

Continue Reading Mortgage Qualifications for Buying a Home In Another StateContinue

Buying a House Near Mom-and-Pop Shops
First Time Home Buyers | Home Purchase | Real Estate Topic | Videos

Buying a House Near Mom-and-Pop Shops Versus Giant Retailers

ByMargarett Jurilla Posted onJune 3, 2024August 30, 2024

This guide covers buying a house near mom-and-pop shops versus big box retail stores. Are you tired of the same…

Continue Reading Buying a House Near Mom-and-Pop Shops Versus Giant RetailersContinue

Qualifying Borrowers For Mortgage
Conditional Loan Approval | Home Mortgages | Mortgage Processing And Underwriting | Qualifying & Getting Pre-approved | Videos

Qualifying Borrowers For Mortgage on Purchase and Refinance

ByAnngelli Abenes Posted onMay 31, 2024January 31, 2025

This guide covers the process of qualifying borrowers for mortgage on home purchases and refinances. From the application stage to…

Continue Reading Qualifying Borrowers For Mortgage on Purchase and RefinanceContinue

Home Buyers With Bad Credit
Bad Credit Mortgages | FHA Loans | NON-QM Loans | Videos

Home Buyers With Bad Credit Mortgage Options

ByMargarett Jurilla Posted onMay 30, 2024August 29, 2024

In this blog, we will cover and discuss the various mortgage options home buyers with bad credit have in qualifying…

Continue Reading Home Buyers With Bad Credit Mortgage OptionsContinue

Layered Risk In Manual Underwriting
Manual Underwriting | Automated Underwriting System | Videos

What Factors Are Considered Layered Risk In Manual Underwriting

ByAnngelli Abenes Posted onMay 30, 2024August 29, 2024

In this blog, we will be discussing the factors that are considered layered risks in manual underwriting. FHA and VA…

Continue Reading What Factors Are Considered Layered Risk In Manual UnderwritingContinue

Non-QM Loans For Self-Employed
NON-QM Loans | Bank Statement Loans | Videos

NON-QM Loans For Self-Employed Borrowers

ByAlex Carlucci Posted onMay 30, 2024August 29, 2024

This article will cover qualifying for non-QM loans for self-employed borrowers’ home purchases with no income tax returns. In 2023,…

Continue Reading NON-QM Loans For Self-Employed BorrowersContinue

Second Home Guidelines
Conventional Loans | NON-QM Loans | Second Homes | Videos

Second Home Guidelines on Non-QM and Conventional Loans

ByGustan Cho Posted onMay 30, 2024August 29, 2024

This guide covers second home guidelines on non-QM and conventional loans. Second-home financing is different than investment properties. Homebuyers are…

Continue Reading Second Home Guidelines on Non-QM and Conventional LoansContinue

FHA AUS Approval Versus Manual Underwriting
Automated Underwriting System | FHA Loans | Manual Underwriting | Videos

FHA AUS Approval Versus Manual Underwriting On FHA Loans

ByGustan Cho Posted onMay 30, 2024August 29, 2024

This Article Is About FHA AUS Approval Versus Manual Underwriting On FHA Loans  HUD, the parent of the Federal Housing…

Continue Reading FHA AUS Approval Versus Manual Underwriting On FHA LoansContinue

Credit in Mortgage Process
Re-Establishing Credit | Bad Credit Mortgages | Credit Disputes | Credit Scores | Videos

Credit in Mortgage Process: Credit Scores vs Credit Report

ByGustan Cho Posted onMay 29, 2024March 11, 2025

This guide covers credit in mortgage process. We will cover the difference between credit scores vs credit reports. Credit in…

Continue Reading Credit in Mortgage Process: Credit Scores vs Credit ReportContinue

FHA Loans vs VA Loans
Bad Credit Mortgages | FHA Loans | VA Loans | Videos

FHA Loans vs VA Loans: Comparing Mortgage Options

ByAlex Carlucci Posted onMay 29, 2024June 4, 2024

In this article, we will be comparing FHA loans vs VA loans. VA loans by far are the best mortgage…

Continue Reading FHA Loans vs VA Loans: Comparing Mortgage OptionsContinue

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About Us

Gustan Cho Associates are Mortgage Advisor licensed in 48 states including Washington DC, Puerto Rico, and the U.S Virgin Islands (Not licensed in NY and MA). The team at Gustan Cho Associates has a national reputation of being able to do mortgage loans other mortgage companies cannot do. Gustan Cho Associates dba of NEXA Mortgage has a lending partnerships with over 190 wholesale mortgage lenders with dozens of no overlay lending partners on government and conventional loans and countless non-QM and alternative lending partners. Over 80% of our clients are borrowers who could not qualify at other mortgage companies either due to a last-minute mortgage loan denial due to lender overlays or because the lender did not have the mortgage loan program suited for the borrower. At Gustan Cho Associates, we only market mortgage loan products that exists and are possible.

Recent Articles

  • Hard Money Lenders
    Simple Truth: What Are Hard Money Lenders and How They HelpMay 5, 2025
  • Wholesale Mortgage Lenders for Non-Prime Loans
    Best Wholesale Mortgage Lenders For Non-Prime LoansMay 5, 2025
  • Qualifying for Mortgage with Irregular Income
    Qualifying For Mortgage With Irregular IncomeApril 30, 2025
  • Home Loan with Tax Lien
    Home Loan With Tax Lien And Judgment Mortgage GuidelinesApril 29, 2025

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Equal Housing Opportunity Lender Gustan Cho Associates empowered by NEXA Mortgage LLC. NMLS# 1660690,
Corporate Address: 3100 Ray Road Suite 201 Office # 209 | Chandler AZ 85226 Company NMLS 1660690, Gustan Cho NMLS #873293 Company State License #: AZMB - 0944059, Branch: 17W662 Butterfield Road Suite 305 Oakbrook Terrace, Illinois 60181 Branch NMLS 2315275 AXEN is a dba of NEXA Mortgage LLC
DISCLAIMER: The author(s) contributing content to this site, accept no liability or responsibility for errors, omissions or changes in market conditions that may impact the readers' conclusions drawn or assumptions related to the content of this site. The copywritten© information contained on this site is provided on an "as is" basis, at the time of publication, without guarantees of timeliness, thoroughness, accuracy, or usefulness to the consumer. The content on this site does not constitute financial or professional advice of any kind, and readers are encouraged to consult their own professional advisors for professional advice.
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CALL NOW
  • About Us
    • Contact Us
    • Get Pre-Approved
    • Order Credit
    • FICO Simulator
    • MLO License School
    • Why Choose Us
    • Meet Our Team
    • Loan Limits
      • FHA Loan Limits
      • Conforming Loan Limits
    • Preferred Realtor Partner Network
      • Dino Hasapis | Licensed Real Estate Broker | PRPN Director
      • Oakbrook Terrace, Illinois | Gustan Cho Associates Mortgage
  • Types Of Mortgages
    • Purchase
      • Home Purchase Loans
      • Investment Property Loan
    • Refinance
      • Refinance Mortgage Options
      • Chapter 13 Bankruptcy Cash-Out-Buyout
      • FHA Streamline Refinance
      • VA Streamline Refinance
      • Refinancing NON-QM Loans Into Conventional Mortgages
      • Refinance FHA To Conventional Loans
    • FHA Home Loans
      • FHA Manual Underwriting
      • FHA Chapter 13 Bankruptcy Guidelines
      • FHA Loans For Bad Credit
      • FHA Loans For Low Credit Scores
      • FHA Collections
      • FHA Loans Charged Off Accounts
      • W-2 Income Only FHA Loans
      • FHA Loans With Tax Lien
      • FHA Loan With Judgment
    • VA Home Loans
      • VA Manual Underwriting
      • VA Chapter 13 Bankruptcy Guidelines
      • VA Loans For Bad Credit
      • VA Loans For Low Credit Scores
      • VA Loans With Charged-Off Accounts
      • W-2 Income Only VA Loans
      • VA Loans with Tax Lien
      • VA Loan with Judgment
    • USDA Loans
    • How to Get DACA Mortgage Loans Without the Stress
    • Conventional Loans
      • Conventional Loans W-2 Income ONLY Mortgages
      • Conventional Loans After Foreclosure
      • Conventional Loans After Bankruptcy
      • Conventional Loan With Tax Lien
      • Conventional Loan With Judgment
    • Condotel Financing
    • NON-QM Loans
      • Bank Statement Loans
      • DSCR Loans
      • Asset-Depletion
      • Foreign Nationals
      • ITIN Mortgage Loans
      • No-Doc Loans
    • Jumbo Mortgage
    • FHA 203K Loans
    • Reverse Mortgages
    • Commercial Loans
  • Careers
    • Can Realtors Be MLOs At The Same Time
    • Career Opportunities
      • Training a New Mortgage Loan Officer Without Any Experience
      • MLO License School
    • Mortgage Branch Careers
    • Remote Mortgage Loan Officer Career Opportunities
    • How Do I Become A Mortgage Loan Officer
    • MLO Revenue Share Residual Income Opportunity
  • Videos
  • Blogs
    • Headline News Archives
  • Testimonials
  • Talk To A Loan Officer
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