Land Contract Home Purchase: Avoid Costly Mistakes
A land contract home purchase is a way to buy a home directly from the seller without using a traditional…
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VA Guidelines Versus Overlays on VA Home Loans
VA loans are one of the best mortgage options for eligible veterans, active-duty service members, and qualified surviving spouses. They…
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Freddie Mac Asset Depletion Mortgage Lending Guidelines
Can you get a Freddie Mac mortgage if you have lots of investments or savings but little or no income? In many cases, you can convert assets into income (for mortgage qualifying purposes) by using asset depletion.
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Income And Employment | Mortgage Processing And Underwriting | Qualifying & Getting Pre-approved | Videos
Employer Distance Requirements on Primary Home Mortgages
Can you buy a primary home far from your employer if your job is remote? Yes, you can buy a…
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Home Purchase | One-Time Close Construction Loans | Qualifying & Getting Pre-approved | Real Estate Topic | Videos
Home Builders Steering Lenders Mortgage Guidelines
The practice of home builders steering lenders refers to the common industry practice of recommending or ” steering” homebuyers toward…
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How Credit Repair Works During The Mortgage Process
How Credit Repair Works During The Mortgage Process To Get Approved This guide covers how credit repair works during the…
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How To Become A Successful Mortgage Loan Officer
This article will cover how to become a successful mortgage loan officer at Gustan Cho Associates. Starting a new career…
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Collection Accounts | Credit Disputes | Home Mortgages | Mortgage Processing And Underwriting | Videos
How Credit Disputes Affect Mortgage Process
In this article, we will cover and discuss how credit disputes affect mortgage process and cause loan denial. The pre-approval…
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Temporary Unemployment Mortgage Guidelines
Temporary unemployment mortgage guidelines help homebuyers understand how a job loss, layoff, furlough, or employment gap can affect mortgage approval….
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VA TBD Manual Underwriting After Loan Denial
Can you get a VA loan pre-approval before finding a home if your file needs manual underwriting? Yes, in some…
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Jumbo Mortgages For Self-Employed Borrowers
Jumbo mortgages for self-employed borrowers are available, but qualifying can be more challenging than it is for W-2 employees. Jumbo…
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Reasons for Foreclosures: Guide to Causes, Signs, and Fixes
Foreclosure usually happens when a homeowner can no longer keep up with the mortgage payments, property taxes, homeowners’ insurance, HOA…
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Understanding The VA Funding Fee and Closing Costs
Understanding the VA funding fee is one of the first things veterans, active-duty service members, and eligible surviving spouses should…
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Clear To Close | Credit Disputes | Mortgage Processing And Underwriting | Qualifying & Getting Pre-approved | Videos
How to Avoid the Worst Mistakes Prior to Clear-to-Close
What Are The Typical Mistakes Prior To Clear To Close To Avoid By Mortgage Borrowers? You should not maximize your credit cards, purchase new furniture, buy a car, bounce any checks, or apply for new credit during the mortgage process prior to the clear to close.
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Home Purchase | Conventional Loans | FHA Loans | Mortgage Processing And Underwriting | Qualifying & Getting Pre-approved | Real Estate Topic | Videos
Home Purchase Versus Renting Home: Should You Buy or Rent
Home Purchase Versus Renting Home: Should You Buy or Keep Renting? This guide covers home purchase versus renting for homebuyers….
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Buying a House After Bankruptcy Discharged Date
This guide covers buying a house after bankruptcy discharge date. Buying a house after bankruptcy is possible. Many homebuyers think…
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Mortgage After Bankruptcy and Foreclosure | FHA Loans | Manual Underwriting | Mortgage Processing And Underwriting | Qualifying & Getting Pre-approved | Verification Of Rent | Videos
Qualifying For FHA Loan During Chapter 13 Bankruptcy
Qualifying For FHA Loan During Chapter 13 Bankruptcy: FHA Mortgage Approval While In Repayment Plan In this article, we’ll explore…
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Investment Homes | Bank Statement Loans | Commercial Loans | Conventional Loans | NON-QM Loans | Real Estate Topic | Rental Income | Videos
How To Finance A Rental Property: Investment Property Loans
How To Finance A Rental Property: Best Investment Property Loans For Real Estate Investors This guide covers how much profit…
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Mortgage Rates | Conventional Loans | FHA Loans | Mortgage Refinance | USDA Loans | VA Loans | Videos
What Factors Affect Mortgage Rates Pricing on Home Loans
What Factors Affect Mortgage Rates? Complete Guide To Home Loan Pricing In this blog, we will cover what factors affect…
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Conventional Loans | FHA 203k Loan | FHA Loans | Home Improvement/Renovations | Home Mortgages | One-Time Close Construction Loans | Real Estate Topic | Videos
Buy and Repair a Home With Renovation Mortgage Loans
This guide covers renovations after purchase by homeowners. You have purchased your home, and you are done moving in. All…
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Main Factors That Affect A Home Value
This guide covers the main factors that affect a home value. One of the main factors that impact a home…
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Home Inspection Before Starting The Mortgage Process
Home Inspection Before the Mortgage Process: What Buyers Need To Know Before Closing This guide covers home inspection before proceeding…
