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ByGustan Cho
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Gustan Cho Associates has no lender overlays on VA loans. VA loans do not have a minimum credit score requirement nor a maximum debt to income ratio cap as long as the borrower can get an approve/eligible per automated underwriting system.
ByGustan Cho
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This article will discuss the guidelines for VA property tax exemption related to VA home loans. The VA has created…
ByMargarett Jurilla
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This guide covers manual underwriting DTI guidelines on FHA and VA loans. HUD and the Veterans Administration are the only…
ByAlex Carlucci
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This blog will share some helpful tips about VA credit dispute guidelines. VA loans are often seen as one of…
ByGustan Cho
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This guide covers modular homes mortgage guidelines on purchase and refinance transactions. Modular homes are becoming more and more popular…
ByGustan Cho
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This guide covers preparing for a VA loan with a lender with no overlays. Preparing for a VA loan with…
ByDale Elenteny
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You must first be eligible. Only servicemembers, honorably-discharged veterans and sometimes their families are eligible. VA underwriting guidelines are flexible, with no minimum credit score an no minimum down payment.
ByGustan Cho
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This article discusses the revised VA guidelines regarding charge-offs and collections. According to the VA Guidelines on Charge-Offs and Collections,…
ByGustan Cho
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Can an individual with a credit score of 500 be eligible for a VA loan? Absolutely. The Veterans Administration (VA)…
ByMargarett Jurilla
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This blog post will discuss VA loans with no credit scores in detail and examine the DTI (Debt-to-Income) requirements. VA…
ByGustan Cho
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This guide covers VA credit agency guidelines versus lender overlays on VA loans. Understanding VA Credit Score Agency Guidelines is…
ByGustan Cho
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This article explores the VA Guidelines on Deferred Student Loans and their influence on the debt-to-income ratio in the context…
ByAlex Carlucci
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In this blog, we will discuss and cover VA refer-eligible findings versus AUS approval guidelines. The United States Department of…
ByAlex Carlucci
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This article covers getting a VA loan denial due to overlays and qualifying with a different lender. In this article,…
ByMike Gracz
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This guide covers VA guidelines on seller concessions to cover closing costs. VA loans is hands down the best mortgage…
ByGustan Cho
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This article covers Conforming versus government-backed loans. FHA, VA, and USDA loans are called government-backed loans. This is because lenders…
ByGustan Cho
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This article Is about qualifying for VA loans Illinois bad credit with no overlays and high debt-to-income ratio. VA loans…
ByGustan Cho
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This guide covers the mortgage process of first-time home buyer loan programs. First-time home buyers have dominated the housing market…
ByGustan Cho
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This guide covers mortgage approval with 580 FICO credit score. The Federal Housing Administration, a subsidiary of the United States…
ByGustan Cho
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Mortgage Underwriters will require one or more compensating factors for borrowers with higher debt to income ratio on manual underwrites to offset the risk of the higher DTI.
ByGustan Cho
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This guide covers VA late payment after bankruptcy mortgage guidelines on VA loans. VA loans were created and implemented to…
ByGustan Cho
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In this blog, we will cover and discuss the agency mortgage guidelines from the U.S. Department of Veterans Affairs for…
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