Buying House While In Chapter 13 Bankruptcy
This blog post will explore Buying House While In Chapter 13 Bankruptcy. Chapter 13 Bankruptcy involves a structured five-year repayment…
Can I Qualify For VA Loan With Under 620 Credit Scores
Gustan Cho Associates has no lender overlays on VA loans. VA loans do not have a minimum credit score requirement nor a maximum debt to income ratio cap as long as the borrower can get an approve/eligible per automated underwriting system.
VA Property Tax Exemption Guidelines on VA Home Loans
This article will discuss the guidelines for VA property tax exemption related to VA home loans. The VA has created…
Manual Underwriting DTI Guidelines For FHA and VA Loans
This guide covers manual underwriting DTI guidelines on FHA and VA loans. HUD and the Veterans Administration are the only…
VA Credit Dispute Guidelines During Mortgage Process
This blog will share some helpful tips about VA credit dispute guidelines. VA loans are often seen as one of…
Modular Homes Mortgage Guidelines For Homebuyers
This guide covers modular homes mortgage guidelines on purchase and refinance transactions. Modular homes are becoming more and more popular…
Preparing For a VA Loan With a Lender With No Overlays
This guide covers preparing for a VA loan with a lender with no overlays. Preparing for a VA loan with…
VA Loans Versus Other Loan Programs
You must first be eligible. Only servicemembers, honorably-discharged veterans and sometimes their families are eligible. VA underwriting guidelines are flexible, with no minimum credit score an no minimum down payment.
Can I Qualify For a VA Loan With 500 Credit Scores
Can an individual with a credit score of 500 be eligible for a VA loan? Absolutely. The Veterans Administration (VA)…
VA Loans With No Credit Scores Mortgage Guidelines
This blog post will discuss VA loans with no credit scores in detail and examine the DTI (Debt-to-Income) requirements. VA…
VA Credit Score Agency Guidelines Versus Lender Overlays
This guide covers VA credit agency guidelines versus lender overlays on VA loans. Understanding VA Credit Score Agency Guidelines is…
VA Guidelines On Deferred Student Loans On VA Home Loans
This article explores the VA Guidelines on Deferred Student Loans and their influence on the debt-to-income ratio in the context…
Automated Underwriting System | Manual Underwriting | Mortgage After Bankruptcy and Foreclosure | VA Loans | Videos
VA Refer-Eligible Findings Versus AUS Approval Guidelines
In this blog, we will discuss and cover VA refer-eligible findings versus AUS approval guidelines. The United States Department of…
VA Loan Denial Due to Overlays
This article covers getting a VA loan denial due to overlays and qualifying with a different lender. In this article,…
VA Guidelines on Seller Concessions To Cover Closing Costs
This guide covers VA guidelines on seller concessions to cover closing costs. VA loans is hands down the best mortgage…
Conforming Versus Government-Backed Loans
This article covers Conforming versus government-backed loans. FHA, VA, and USDA loans are called government-backed loans. This is because lenders…
VA Loans Illinois Bad Credit With No Overlays and High DTI
This article Is about qualifying for VA loans Illinois bad credit with no overlays and high debt-to-income ratio. VA loans…
First Time Home Buyers | Down Payment Assistance | FHA Loans | Home Purchase | HomeReady | VA Loans | Videos
Mortgage Process of First-Time Home Buyer Loan Programs
This guide covers the mortgage process of first-time home buyer loan programs. First-time home buyers have dominated the housing market…
Compensating Factors on Manual Underwriting
Mortgage Underwriters will require one or more compensating factors for borrowers with higher debt to income ratio on manual underwrites to offset the risk of the higher DTI.
VA Late Payment After Bankruptcy Guidelines on VA Loans
This guide covers VA late payment after bankruptcy mortgage guidelines on VA loans. VA loans were created and implemented to…
VA Loans During Chapter 7 Versus 13 Bankruptcy
In this blog, we will cover and discuss the agency mortgage guidelines from the U.S. Department of Veterans Affairs for…
How To Qualify For Veteran Administration Loans
This guide covers how to qualify for veteran administration loans with bad credit. Veteran Administration loans, also referred to as…
