Self-Employed Mortgage Loans to Buy Homes
Most guidelines require lenders to average the most recent two years of income to qualify applicants. Some programs allow borrowers with newer businesses if they have experience
Fannie Mae and HUD Guidelines on Conforming vs FHA Loans
This guide covers Fannie Mae and HUD Guidelines on conventional versus FHA loans. Fannie Mae and HUD guidelines on conventional…
Mortgage Processing And Underwriting | Qualifying & Getting Pre-approved | Re-Establishing Credit | Videos
Things To Avoid When Repairing Your Credit For a Mortgage
This guide covers things to avoid when repairing your credit for a mortgage approval. There are things to avoid when…
VA Loan Denial Due to Overlays
This article covers getting a VA loan denial due to overlays and qualifying with a different lender. In this article,…
Using Overtime Income To Qualify For Mortgage Loans
Can I Use Overtime Income As Qualified Income To Qualify For A Mortgage? You can use overtime and part-time income as qualified income as long as those other income has been seasoned for at least two years.
Protecting Home With Insurance for Home Appliances
This guide covers protecting home with insurance for home appliances. Insurance for home appliances might be a good idea for…
Home Maintenance For First Time Home Buyers
This guide covers home maintenance for first time home buyers and homeowners. A home purchase is a life-changing event for…
Conforming Versus Government-Backed Loans
This article covers Conforming versus government-backed loans. FHA, VA, and USDA loans are called government-backed loans. This is because lenders…
Non-QM Down Payment Requirements For Home Buyers
This article covers Non-QM down payment requirements for home buyers. Non-QM down payment requirements for home buyers is anywhere between…
Mortgage Denial After Conditional Approval
In this article, we will address the steps to take if you face mortgage denial following conditional approval. The home…
How To Fix Bad Credit To Qualify For a Home Mortgage
This guide covers how to fix bad credit to qualify for a mortgage. How to fix bad credit to qualify…
Overages of Seller Concessions To Pay For Closing Costs
Homebuyers should ask for seller concessions from the home seller to pay closing costs. There are two types of costs…
Bad Credit Mortgages | FHA Loans | Mortgage Processing And Underwriting | Qualifying & Getting Pre-approved | Videos
Denied For FHA Loan With Good Credit on Home Purchase
This guide covers the frequently asked question can I get denied for FHA loan with good credit on home purchase….
VA Loans Illinois Bad Credit With No Overlays and High DTI
This article Is about qualifying for VA loans Illinois bad credit with no overlays and high debt-to-income ratio. VA loans…
Mortgage Approval Conditions and Clearing For a CTC
The initial loan approval from the mortgage loan approval lists a set of conditions from the mortgage loan underwriter. Once the loan conditions are satisfied, the mortgage underwriter will issue will issue a clear to close.
How to Get The Best Mortgage Rates
This guide covers how to get the best mortgage rates on a home loan. How to get the best mortgage…
Buying Second Primary Home and Renting My First House
This guide covers buying a second home and renting the exiting home. Many hard-working folks plan on retiring and moving…
What Are The Top Home Buyer Concerns Purchasing First Home
This guide covers home buyer concerns buying their first-home. A home purchase is most people’s single largest investment in their…
Third-Party Search By Mortgage Lenders
This guide covers about the third-party search by mortgage lenders during the underwriting process. Mortgage lenders will pull three credit…
Why Do Lenders Need Credit Reports and Scores
In this blog, we will cover why lenders need credit reports and credit scores to get borrowers a mortgage loan…
Can I Get Low Rates With High FICO For a Mortgage
When saving money buying a house, remember one key thing, low rates with FICO credit scores. This article will cover…
Mortgage After Bankruptcy and Foreclosure | Manual Underwriting | Qualifying & Getting Pre-approved | Videos
Bankruptcy Dismissal Versus Discharge Mortgage Guidelines
In this blog, we will cover and discuss the difference when qualifying for a mortgage after bankruptcy dismissal versus bankruptcy…
