Shopping For Insurance With Best Premium and Terms
This guide covers shopping for insurance for the best premium and terms during the mortgage process. Shopping for insurance is…
Can I Buy House in Maine With 580 FICO with No Credit
In this blog, we will cover and answer the FAQ of can I buy house in Maine with 580 FICO…
How Does Mortgage Process Work After Being Pre-Approved
This guide covers how does mortgage process work after being pre-approved. Most folks consult with a loan officer when they…
High-Balance VA Loans (Jumbo VA Loans)
Most people don’t know that the VA does not limit the amount that you can borrow. The VA guarantee limits the amount that most lenders will allow with zero down, but with a down payment there are no VA loan limits.
Selling House in Bad Market
This guide covers selling house in bad market during period of high inflation and skyrocketing mortgage rates. Despite high mortgage…
Home Loan With Declining And Irregular Income Mortgage Guidelines
This Article Is About Home Loan With Declining And Irregular Income Mortgage Guidelines. There are ways on how mortgage underwriters…
VA Guidelines on Co-Borrowers For VA Loans
This guide covers VA guidelines on co-borrowers for VA loans. We will discuss the VA guidelines on co-borrowers. Income is…
Condotel Mortgage Rates | Rates on Non-Warrantable Condos
This Article Is About Condotel Mortgage Rates And Condotel Loan Guidelines. A condotel, or a condo-hotel, is a condominium unit…
What To Know Before Buying a Mountain House
This guide covers everything you need to know before buying a mountain house. Discover how to find your dream home…
How Student And Car Loans Affect DTI For Mortgages
This article will explore how student and car loans affect DTI (Debt-to-Income) mortgage ratios. Auto loans are typically the second-largest…
NON-QM Jumbo Loans For Bad Credit and No-Income Docs
NON-QM jumbo loans are alternative mortgage loan programs for owner-occupant primary homes, second homes, and investment properties. Most non-QM loans…
Avoiding Stress During Mortgage Process And Close On Time
This Article Is About Ways Of Avoiding Stress During Mortgage Process And Close On Time There is no reason why…
Role Of Mortgage Processor During The Mortgage Process
In this article, we will cover and discuss the role of mortgage processor during the mortgage process. The mortgage processor…
How Loan Officers Qualify Borrowers And Issue Pre-Approvals
This Article Is About How Loan Officers Qualify Borrowers And Issue Pre-Approvals. Understanding how loan officers qualify borrowers is crucial in the…
Freddie Mac Part-Time Income Mortgage Guidelines
This guide explores the updated Freddie Mac part-time income mortgage guidelines for 2024. The new year has introduced significant changes…
Refinance Waiting Period Mortgage Guidelines
In this blog, we will cover and discuss the refinance waiting period mortgage lending guidelines on home mortgages. For homeowners…
Home Buying Stress During Mortgage Underwriting Process
This article is about Why Mortgage Process Is Biggest Home Buying Stress The process of buying a home can be…
HUD FHA 203k Loans Manual Underwriting Guidelines
This guide covers HUD FHA 203k loans manual underwriting guidelines on renovation loans. HUD FHA 203k loans manual underwriting guidelines…
Sellers Concessions And Tax Prorations On Illinois Home Purchase
Understanding Sellers Concessions and Tax Prorations in Illinois Home Purchases Illinois home buyers benefit from a unique financial advantage that…
Why Do Mortgage Lenders Ask For Reserves From Borrowers
When And Why Do Mortgage Lenders Ask For Reserves? On VA and FHA manual underwriting, one month’s reserves are required. Multi-family units require reserves by homebuyers.
Reaffirming Home Loan After Bankruptcy Mortgage Guidelines
In this article, we’ll talk about reaffirming home loan after bankruptcy, a frequently inquired topic. Milwaukee-based Attorney James Miller of…
Bank Statement Loans For Self-Employed Borrowers
In this blog, we will discuss and cover bank statement loans for self-employed borrowers. Non-QM Loans and Bank Statement Loans…
