FHA Versus Conventional Mortgage Rates
This guide covers FHA versus conventional mortgage rates on purchase and refinances transactions. One of the most common questions the…
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Mortgage Rate Lock Versus Floating Rate
This article covers the mortgage rate lock process and how to decide when to lock in a mortgage. You cannot…
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Mortgage Options For Homebuyers in Idaho With Bad Credit
In this article, we will cover and discuss mortgage options for homebuyers in Idaho with bad credit and low credit…
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Why Do You Do a Final Walk-Through Prior To Home Closing
In this article, we will cover and discuss the final walk-through prior to home closing. A Final Walk-Through Prior To…
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Pre-Qualifying Borrowers With Bad Credit For Mortgage Loans
In this blog, we will be covering pre-qualifying borrowers with bad credit for mortgage loans. This article on pre-qualifying borrowers…
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How Credit Scores Affect Mortgage Rates When Locking Loan
This Article Is About How Credit Scores Affect Mortgage Rates When Locking Loan Mortgage Rates have dropped 0.25% after the…
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Minimum Credit Score Mortgage Guideline on Home Loans
This guide covers the minimum credit score mortgage guidelines on home loans. Income, credit, credit history, and credit scores are…
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NON-QM Mortgage Rates Compared to Conforming Loans
Non-QM mortgage rates are determined by the down payment, credit scores, credit history of the borrower, and type of property. The higher the credit score and the higher the down payment, the lower the mortgage rates.
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VA Loans Mississippi Guidelines And Requirements On Home Purchase
Can I Qualify For A VA Loan With A Lender With No Lender Overlays In Mississippi? Absolutely, Gustan Cho Associates is a lender with no lender overlays on VA loans and is licensed in Mississippi.
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Buying Down Mortgage Rates With Discount Points
In general, borrowers buy down mortgage rates to get a lower rate on their home loans. However, there are instances where borrowers need to buy down rates due to loan level pricing adjustments due to lower credit scores
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Getting Approved For VA Loans in New Mexico With Bad Credit
In this article, we will cover getting approved for VA loans in New Mexico. Are you an active duty military…
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VA Cash-Out Refinance Mortgage Loans
We will be covering the updated VA cash-out refinance mortgage loans. Gustan Cho Associates, empowered by NEXA Mortgage, LLC are…
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VA TBD Manual Underwriting Guidelines On Pre-Approvals
This article is about VA TBD Manual Underwriting Mortgage Guidelines On Pre-Approvals VA TBD Manual Underwriting Mortgage Process. Gustan Cho…
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Pest Inspection On VA Loans Mortgage Guidelines By State
This Article Is About Pest Inspection On VA Loans Mortgage Guidelines By State Pest Inspection On VA Loans Mortgage Guidelines…
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NON-QM and Bank Statement Portfolio Loans
In this blog, we will discuss and cover non-QM and bank statement portfolio loans for owner-occupant, second homes, and investment…
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Checking Your Credit Before Buying Home
This guide covers checking your credit before buying home. Your credit score and credit report are significant in the mortgage…
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VA Renovation Mortgage Lending Guidelines On VA Loans
In this blog, we will cover and discuss VA renovation mortgage loans. Many of our veterans do not know they…
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VA Foreclosure Guidelines In Qualifying For VA Home Loans
In this article, we will cover and discuss VA foreclosure guidelines in qualifying for VA loans. VA Foreclosure Guidelines require…
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FHA Mortgage Loans With No Overlays FHA Lenders
Gustan Cho Associates is a mortgage company licensed in multiple states, specializing in FHA mortgage loans with no overlays. More…
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VA Loan Denial And Qualifying With Lender With No Overlays
This Article Is About VA Loan Denial And Getting Qualified With Lender With No Overlays There should be no reason why…
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Fannie Mae-Freddie Mac Exempt Debt Guidelines On Conventional Loans
There are certain debts that can be exempt from debt to income ratio calculations on conventional loans.
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HUD And Fannie Mae Guidelines On Credit Disputes
This blog will discuss the HUD and Fannie Mae Guidelines on credit disputes during the mortgage process. We will outline…
