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      • Oakbrook Terrace, Illinois | Gustan Cho Associates Mortgage
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Home / FHA loans - Page 2
HUD Forbearance Guidelines
Headline News Archives

HUD Forbearance Guidelines On FHA Loans: Things to Know

ByMike Gracz Posted onDecember 11, 2024December 16, 2024

HUD Forbearance Guidelines on FHA Loans: What Borrowers Need to Know in 2024 Are you struggling to make your mortgage…

Continue Reading HUD Forbearance Guidelines On FHA Loans: Things to KnowContinue

Conventional Loan After Chapter 13
Mortgage After Bankruptcy and Foreclosure

Conventional Loan After Chapter 13 Bankruptcy Guidelines

ByGustan Cho Posted onDecember 3, 2024December 5, 2024

Can You Get a Conventional Loan After Chapter 13 Bankruptcy? Your Complete Guide to 2024 Requirements and Options If you’ve…

Continue Reading Conventional Loan After Chapter 13 Bankruptcy GuidelinesContinue

FHA Loans Chicago
FHA Loans | Bad Credit Mortgages | Condominium Loans | Condotel and Non-Warrantable Condos | First Time Home Buyers | Videos

FHA Loans Chicago With No Overlays on Government Loans

ByAnngelli Abenes Posted onNovember 7, 2024May 19, 2025

FHA Loans Chicago: Your 2024 Guide to Affordable Homeownership Buying a home in Chicago can be daunting, especially with rising…

Continue Reading FHA Loans Chicago With No Overlays on Government LoansContinue

Updated FHA Loan Requirements
Collection Accounts | FHA Loans | Qualifying & Getting Pre-approved | Regulations | Videos

Updated FHA Loan Requirements on HUD Guidelines

ByGustan Cho Posted onNovember 7, 2024January 29, 2025

Updated FHA Loan Requirements for 2024: What You Need to Know Are you considering an FHA loan to buy a…

Continue Reading Updated FHA Loan Requirements on HUD GuidelinesContinue

Mortgage Guidelines After Bankruptcy and Foreclosure
FHA Loans | Manual Underwriting | Mortgage After Bankruptcy and Foreclosure | NON-QM Loans | USDA Loans | VA Loans | Videos

Mortgage Guidelines After Bankruptcy and Foreclosure

ByGustan Cho Posted onOctober 17, 2024May 20, 2025

Mortgage Guidelines After Bankruptcy and Foreclosure in 2024 If you’ve been through bankruptcy or foreclosure, you might feel like owning…

Continue Reading Mortgage Guidelines After Bankruptcy and ForeclosureContinue

HUD DTI Guidelines
FHA Loans | High Debt To Income Ratio

Simple Guide to HUD DTI Guidelines for FHA Loans

ByGustan Cho Posted onOctober 11, 2024May 20, 2025

Understanding HUD DTI Guidelines for FHA Loans in 2024: How to Qualify for a Purchase or Refinance When you’re considering…

Continue Reading Simple Guide to HUD DTI Guidelines for FHA LoansContinue

Mortgage With Collection Accounts
Automated Underwriting System | Bad Credit Mortgages | Charge Off Accounts | Collection Accounts | Videos

Mortgage With Collection Accounts And Charge-Offs

ByGustan Cho Posted onOctober 1, 2024May 20, 2025

In 2024, is it possible to secure a mortgage with collection accounts? Yes, find out how it can be done!…

Continue Reading Mortgage With Collection Accounts And Charge-OffsContinue

FHA Chapter 13 Bankruptcy Guidelines
Videos | FHA Loans | Manual Underwriting | Mortgage After Bankruptcy and Foreclosure | VA Loans | Verification Of Rent

FHA Chapter 13 Bankruptcy Guidelines

ByGustan Cho Posted onSeptember 24, 2024June 27, 2025

FHA Chapter 13 Bankruptcy Guidelines allow homebuyers and homeowners to qualify for FHA loans for home purchases and refinance during…

Continue Reading FHA Chapter 13 Bankruptcy GuidelinesContinue

HUD Credit Score Guidelines
Home Mortgages | Credit Scores | FHA Loans | Videos

HUD Credit Score Guidelines On FHA Home Loans

ByAnngelli Abenes Posted onAugust 30, 2024May 20, 2025

Understanding HUD Credit Score Guidelines in 2024 Are you dreaming of buying your first home but worried about your credit…

Continue Reading HUD Credit Score Guidelines On FHA Home LoansContinue

HUD Announces Tightening Of Credit
Videos | FHA Loans

HUD Announces Tightening Of Credit Requirements On FHA Loans

ByAnngelli Abenes Posted onAugust 28, 2024May 21, 2025

HUD Announces Tightening of Credit Requirements on FHA Loans: What It Means for You in 2024 If you’re thinking about…

Continue Reading HUD Announces Tightening Of Credit Requirements On FHA LoansContinue

FHA Loan After Bankruptcy In California
FHA Loans | Mortgage After Bankruptcy and Foreclosure | Videos

FHA Loan After Bankruptcy In California With Bad Credit

ByAnngelli Abenes Posted onAugust 27, 2024May 21, 2025

FHA Loan After Bankruptcy in California: Your Path to Homeownership in 2024 If you’ve been through bankruptcy, you might feel…

Continue Reading FHA Loan After Bankruptcy In California With Bad CreditContinue

FHA Income
Income And Employment | FHA Loans | Videos

FHA Income Guidelines: Simple Tips to Qualify for Home Loans

ByAnngelli Abenes Posted onAugust 26, 2024May 21, 2025

FHA mortgage guidelines have strict rules for calculating borrower’s wages.  This article explains the different types of income and the income documents needed for an FHA mortgage. 

Continue Reading FHA Income Guidelines: Simple Tips to Qualify for Home LoansContinue

FHA Guidelines on Student Loans
Student Loans | FHA Loans | High Debt To Income Ratio | Videos

FHA Guidelines on Student Loans: How to Qualify

ByAnngelli Abenes Posted onAugust 26, 2024February 12, 2025

FHA Guidelines on Student Loans: Your Path to Homeownership Student loans are a significant part of life for many Americans,…

Continue Reading FHA Guidelines on Student Loans: How to QualifyContinue

FHA Title I Loans
FHA Loans | Home Improvement/Renovations | Real Estate Topic

FHA Title I Loans: What You Need To Know in 2024

ByAnngelli Abenes Posted onAugust 23, 2024May 21, 2025

FHA Title I Loans: The Ultimate Guide for 2024 Home Improvement Projects Are you a homeowner looking to make improvements…

Continue Reading FHA Title I Loans: What You Need To Know in 2024Continue

New Jersey FHA Lenders
FHA Loans | Videos

New Jersey FHA Lenders: HUD-Approved Lender With No Overlays

ByAnngelli Abenes Posted onAugust 22, 2024May 21, 2025

Discover the Best New Jersey FHA Lenders for Your Home Purchase or Refinance When you’re looking to buy or refinance…

Continue Reading New Jersey FHA Lenders: HUD-Approved Lender With No OverlaysContinue

FHA Approved Condos Versus Single-Family Home
Bad Credit Mortgages | Condominium Loans | FHA Loans | Videos

FHA Approved Condos Versus Single-Family Homes

ByAnngelli Abenes Posted onAugust 21, 2024May 21, 2025

FHA Approved Condos Versus Single-Family Homes: What’s the Best Choice for You? Are you torn between buying an FHA-approved condo…

Continue Reading FHA Approved Condos Versus Single-Family HomesContinue

FHA Loan After Bankruptcy in New Mexico
Mortgage After Bankruptcy and Foreclosure | FHA Loans | Videos

FHA Loan After Bankruptcy in New Mexico

ByAnngelli Abenes Posted onAugust 21, 2024May 22, 2025

Your Complete Guide to Getting an FHA Loan After Bankruptcy in New Mexico [2024 Edition] If you’ve gone through bankruptcy,…

Continue Reading FHA Loan After Bankruptcy in New MexicoContinue

Credit Repair During FHA Loan Process
Charge Off Accounts | Collection Accounts | Credit Disputes | FHA Loans | Videos

Credit Repair During FHA Loan Process Mortgage Guidelines

ByAnngelli Abenes Posted onAugust 20, 2024May 21, 2025

Credit Repair During FHA Loan Process: What You Need to Know in 2024 If you’re considering buying a home using…

Continue Reading Credit Repair During FHA Loan Process Mortgage GuidelinesContinue

FHA Mortgage Insurance Premiums
Mortgage Insurance | FHA Loans | Videos

FHA Mortgage Insurance Premiums Guidelines on FHA Loans

ByAnngelli Abenes Posted onAugust 19, 2024May 21, 2025

Breaking News: Lower FHA Mortgage Insurance Premiums in 2024—What It Means for Your Mortgage Are you thinking about buying a…

Continue Reading FHA Mortgage Insurance Premiums Guidelines on FHA LoansContinue

FHA Loans With Low Credit Scores in Nebraska
Bad Credit Mortgages | FHA Loans | First Time Home Buyers | Videos

FHA Loans With Low Credit Scores in Nebraska

ByAnngelli Abenes Posted onAugust 15, 2024May 21, 2025

FHA Loans With Low Credit Scores in Nebraska: Your Guide to Homeownership in 2024 Are you concerned your low credit…

Continue Reading FHA Loans With Low Credit Scores in NebraskaContinue

FHA Medical Credit Dispute Guidelines
Bad Credit Mortgages | FHA Loans

Simple FHA Medical Credit Dispute Guidelines You Must Know

ByAnngelli Abenes Posted onAugust 15, 2024May 22, 2025

Are you worried that medical collections on your credit report might stop you from getting an FHA loan? FHA medical…

Continue Reading Simple FHA Medical Credit Dispute Guidelines You Must KnowContinue

Michigan FHA Loan Requirements
FHA Loans | Videos

Michigan FHA Loan Requirements And Guidelines

ByAlex Carlucci Posted onAugust 13, 2024May 22, 2025

You might think owning a home in Michigan is out of reach if you have bad credit, a low down…

Continue Reading Michigan FHA Loan Requirements And GuidelinesContinue

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About Us

Gustan Cho Associates are Mortgage Advisor licensed in 48 states including Washington DC, Puerto Rico, and the U.S Virgin Islands (Not licensed in NY and MA). The team at Gustan Cho Associates has a national reputation of being able to do mortgage loans other mortgage companies cannot do. Gustan Cho Associates dba of NEXA Mortgage has a lending partnerships with over 190 wholesale mortgage lenders with dozens of no overlay lending partners on government and conventional loans and countless non-QM and alternative lending partners. Over 80% of our clients are borrowers who could not qualify at other mortgage companies either due to a last-minute mortgage loan denial due to lender overlays or because the lender did not have the mortgage loan program suited for the borrower. At Gustan Cho Associates, we only market mortgage loan products that exists and are possible.

Recent Articles

  • Short Sale Home Purchase
    Short Sale Home Purchase Process For HomebuyersJuly 10, 2025
  • Do the prospects for mortgage loans seem promising after the election of a new president?
    Mortgage Rate Forecast and Outlook Seems PromisingJuly 10, 2025
  • Mortgage Interest Rates
    Mortgage Interest Rates on Conventional versus FHA LoansJuly 10, 2025
  • Non-QM Loans For Real Estate Investors
    Non-QM Loans for Real Estate Investors Made EasyJuly 10, 2025

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Equal Housing Opportunity Lender Gustan Cho Associates empowered by NEXA Mortgage LLC. NMLS# 1660690,
Corporate Address: 5559 S Sossaman Rd | Bldg 1 #101, Mesa, AZ 85212 Company NMLS 1660690, Gustan Cho NMLS #873293 Company State License #: AZMB - 0944059, Branch: 17W662 Butterfield Road Suite 305 Oakbrook Terrace, Illinois 60181 Branch NMLS 2315275 AXEN is a dba of NEXA Mortgage LLC
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CALL NOW
  • About Us
    • Contact Us
    • Get Pre-Approved
    • Order Credit
    • FICO Simulator
    • MLO License School
    • Why Choose Us
    • Meet Our Team
    • Loan Limits
      • FHA Loan Limits
      • Conforming Loan Limits
    • Preferred Realtor Partner Network
      • Dino Hasapis | Licensed Real Estate Broker | PRPN Director
      • Oakbrook Terrace, Illinois | Gustan Cho Associates Mortgage
  • Types Of Mortgages
    • Purchase
      • Home Purchase Loans
      • Investment Property Loan
    • Refinance
      • Refinance Mortgage Options
      • Chapter 13 Bankruptcy Cash-Out-Buyout
      • FHA Streamline Refinance
      • VA Streamline Refinance
      • Refinancing NON-QM Loans Into Conventional Mortgages
      • Refinance FHA To Conventional Loans
    • FHA Home Loans
      • FHA Manual Underwriting
      • FHA Chapter 13 Bankruptcy Guidelines
      • FHA Loans For Bad Credit
      • FHA Loans For Low Credit Scores
      • FHA Collections
      • FHA Loans Charged Off Accounts
      • W-2 Income Only FHA Loans
      • FHA Loans With Tax Lien
      • FHA Loan With Judgment
    • VA Home Loans
      • VA Manual Underwriting
      • VA Chapter 13 Bankruptcy Guidelines
      • VA Loans For Bad Credit
      • VA Loans For Low Credit Scores
      • VA Loans With Charged-Off Accounts
      • W-2 Income Only VA Loans
      • VA Loans with Tax Lien
      • VA Loan with Judgment
    • USDA Loans
    • How to Get DACA Mortgage Loans Without the Stress
    • Conventional Loans
      • Conventional Loans W-2 Income ONLY Mortgages
      • Conventional Loans After Foreclosure
      • Conventional Loans After Bankruptcy
      • Conventional Loan With Tax Lien
      • Conventional Loan With Judgment
    • Condotel Financing
    • NON-QM Loans
      • Bank Statement Loans
      • DSCR Loans
      • Asset-Depletion
      • Foreign Nationals
      • No SSN? ITIN Mortgage Loans Can Help You Own a Home
      • No-Doc Loans
    • Jumbo Mortgage
    • FHA 203K Loans
    • Reverse Mortgages
    • Commercial Loans
  • Careers
    • Can Realtors Be MLOs At The Same Time
    • Career Opportunities
      • Training a New Mortgage Loan Officer Without Any Experience
      • MLO License School
    • Mortgage Branch Careers
    • Remote Mortgage Loan Officer Career Opportunities
    • How Do I Become A Mortgage Loan Officer
    • MLO Revenue Share Residual Income Opportunity
  • Videos
  • Blogs
    • Headline News Archives
  • Testimonials
  • Talk To A Loan Officer
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