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ByGustan Cho, NMLS 873293
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This article will discuss HUD bankruptcy guidelines following Chapter 7 and Chapter 13 bankruptcy, particularly about FHA loans. HUD Bankruptcy…
ByAlex Carlucci, NMLS: 229891
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In this guide, we will cover the benefits of credit score improvement in mortgage process. Credit scores are the biggest…
ByGustan Cho, NMLS 873293
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If you’re trying to buy home loans with no credit score, you’re not alone. First-time buyers, cash-only savers, new immigrants,…
ByGustan Cho, NMLS 873293
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Quick Answer Credit during the mortgage process affects your approval in three ways: (1) eligibility for certain programs, (2) interest…
ByGustan Cho, NMLS 873293
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Buying a home starts with one question: what mortgage can you qualify for with your credit score—and what will it…
ByGustan Cho, NMLS 873293
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In this article, we will cover the correlation between credit card balance vs credit scores. There are mortgage guidelines on…
ByGustan Cho, NMLS 873293
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The Truth About Getting a Mortgage With Charge-Off Balances If you’re worried about buying a home because your credit report…
ByGustan Cho, NMLS 873293
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Introduction: Your Credit Score Is the Key to Homeownership Buying a home is one of the most significant financial steps…
ByAlex Carlucci, NMLS: 229891
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This guide covers how to boost credit scores with collection accounts. Borrowers can qualify for FHA loans with outstanding collection…
ByGustan Cho, NMLS 873293
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Bankruptcy and foreclosure both damage your credit and can make it difficult or impossible to buy or refinance a home. But one is worse than the other.
ByGustan Cho, NMLS 873293
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Getting a Home Loan With No Credit Tradelines: Your Complete 2025 Guide Buying a home is a thrilling achievement, but…
ByGustan Cho, NMLS 873293
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Re-Establishing Credit During Waiting Period: How to Boost Your Credit and Get a Mortgage Life happens. Job loss, medical emergencies,…
ByAlex Carlucci, NMLS: 229891
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Mortgage Approval Without Retracting Credit Disputes: A Complete Guide for 2024 and Beyond If you’re worried about how credit disputes…
ByAlex Carlucci, NMLS: 229891
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Reestablishing Credit After Bankruptcy: Your Step-by-Step Guide to Homeownership in 2024 Going through bankruptcy is tough, but it doesn’t mean…
ByGustan Cho, NMLS 873293
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How Does Rapid Rescore Assist You in Securing a Mortgage in 2024? Imagine this: You’re almost ready to buy your…
ByJohn Strange, NMLS: 230932
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Re-Establishing Credit to Qualify for FHA Loan: Your 2024 Guide to Homeownership Are you dreaming of buying a home but…
ByMike Gracz, NMLS: 1160212
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Government and conventional loans require a mandatory waiting period after bankruptcy. Non-QM loans one day out of bankruptcy does not have waiting period requirements. However, a 30% down payment is required.
ByGustan Cho, NMLS 873293
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This guide covers how bankruptcy affects mortgage approval and the waiting period after discharge date. Bankruptcy is a great tool…
ByGustan Cho, NMLS 873293
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Gustan Cho Associates Has Special Tricks On Ways Of Boosting Credit Before Applying For Mortgage. Do not hire any credit repair companies if you are planning on applying for a mortgage. Credit repair does more harm than good during the mortgage process. You cannot have credit disputes during the mortgage process.
ByGustan Cho, NMLS 873293
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This guide covers bad credit mortgage guidelines on home purchase and refinance. Mortgage borrowers can qualify for home loans with…
ByAlex Carlucci, NMLS: 229891
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This guide covers common credit score questions from first-time homebuyers. What does a “good credit or good FICO” really mean…
ByGustan Cho, NMLS 873293
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In this blog, we will cover and discuss the statute of limitations on collection accounts and charge-offs. We will go…
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