ByGustan Cho, NMLS 873293
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Part-Time Income To Full-Time Income Mortgage Guidelines There are strict rules regarding the part-time income to full-time income mortgage guidelines….
ByAlex Carlucci, NMLS: 229891
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What is Required On A Non-Occupying Co-Borrower For A Mortgage? When it comes to getting home loans, buyers sometimes need…
ByGustan Cho, NMLS 873293
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Final Mortgage Underwriter Approval Before Clear to Close: What Borrowers Must Know This guide covers final mortgage underwriter approval prior…
ByGustan Cho, NMLS 873293
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This guide cover how long is a pre-approval valid when shopping for a home. A pre-approval letter is a ticket…
ByGustan Cho, NMLS 873293
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Borrowers Need To Realize How Credit Balance Impacts Credit Scores To Qualify For Mortgage: The key to getting a low mortgage rate is to maximize your credit scores prior to applying for a mortgage. It can simply be done by paying down your credit card balance to a 10% credit utilization ratio.
ByGustan Cho, NMLS 873293
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One Day Mortgage Loan Approval: Fast, No-Stress Approval with Gustan Cho Associates Buying a home is stressful—especially when time is…
ByAlex Carlucci, NMLS: 229891
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Closing a Mortgage on Time: Steps To Prevent Delays And Keep The Process Stress-Free Buying a home is exciting, but…
ByGustan Cho, NMLS 873293
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Borrowers who have credit scores under 620 FICO need a lower debt to income ratio to get an approve/eligible per automated underwriting system.
ByAlex Carlucci, NMLS: 229891
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Mortgage Guidelines on Late Payments: How to Qualify for a Home Loan Despite Credit Challenges Life happens. Unexpected events like…
ByAlex Carlucci, NMLS: 229891
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Importance of Mortgage Qualification and Pre-Approval Before Buying a Home This guide covers the importance of mortgage qualification and pre-approval….
ByGustan Cho, NMLS 873293
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2026 Guide to Waiting Periods on Conventional Loans After Deed-in-Lieu of Foreclosure The conventional loan waiting period after deed-in-lieu of…
ByGustan Cho, NMLS 873293
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FHA Mortgage After Bankruptcy Mortgage Guidelines: How to Qualify After Chapter 7 or Chapter 13 Borrowers can qualify for FHA…
ByGustan Cho, NMLS 873293
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This guide covers advice and tips for home buyers in qualifying and getting approved for a mortgage. Buying a home…
ByGustan Cho, NMLS 873293
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Self-Employed Relocation Mortgage Guidelines: What to Expect in 2026, Requirements, and How to Get Approved This guide covers self-employed relocation…
ByGustan Cho, NMLS 873293
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This guide covers avoiding home loan denial during the mortgage process. We will go deeply in giving our viewers tips…
ByGustan Cho, NMLS 873293
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Updated FHA Loan Requirements: What You Need to Know Big changes are coming to FHA loan requirements in 2026, including…
ByJohn Strange, NMLS: 230932
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Choosing a loan officer can have a major impact on your homebuying experience. A good loan officer helps you understand…
ByMike Gracz, NMLS: 1160212
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Removing Judgments Off Credit Report For Mortgage Approval: What Homebuyers Need To Know This guide covers removing judgments off credit…
ByDale Elenteny, NMLS: 904444
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Quick Answer: Documents Required for Mortgage Processing and Underwriting To avoid delays and get to closing on time, submit a…
ByAlex Carlucci, NMLS: 229891
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Sacramento California Home Purchase: 2026 Mortgage Guide for All Buyers Buying a home is a big decision; if you’re looking…
ByGustan Cho, NMLS 873293
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Buying a home starts with one question: what mortgage can you qualify for with your credit score—and what will it…
ByMike Gracz, NMLS: 1160212
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Gustan Cho Associates works with many families in different areas of the country. However, our clients commonly ask similar questions….
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