Credit Scores and Mortgage Rates versus Pricing Adjustments
This guide covers credit scores and mortgage rates versus pricing adjustments. Credit scores and mortgage rates go side by side….
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This guide covers credit scores and mortgage rates versus pricing adjustments. Credit scores and mortgage rates go side by side….
Traversing the landscape of mortgage loans can be an intricate voyage, presenting many options tailored to meet diverse financial requirements….
This guide covers what is PMI on conventional loans. What Is PMI? One of the most common questions I often…
Many homebuyers have substantial value on their 401k. They can use up to 60% of the value of their 401k for their down payment and/or closing costs on their home purchase. The amount used from their 401k is not used for their debt to income ratio calculations.
This guide covers housing demand strong despite highest mortgage rates and surging inflation numbers. Home sales throughout the United States…
This blog aims to explore the difference between correspondent lending and mortgage brokers. A common inquiry we receive regularly pertains…
All mortgage loan programs require a maximum front debt-income ratio and back debt to income ratio. However, conventional loans do not require a front debt to income ratio. VA loans do not have a debt to income ratio requirements. Lenders can have lender over lender overlays on debt to income ratios.
This guide covers down payment assistance with CHENOA DPA EDGE PROGRAM. Down payment assistance program can be forgiveable or non-forgiveable….
In this blog, we will cover and discuss FHA 203k loan for fixer-uppers and gut-rehab homes. Many home buyers look…
This guide covers qualifying for a home mortgage with bad credit. One of the frequently asked questions by our clients…
This article discusses the changes in FHA guidelines that are particularly relevant to first-time home buyers. The Federal Housing Administration…
This guide covers the frequently asked question how do I qualify for private money loan to invest in real estate….
Gustan Cho Associates has crafted an exhaustive guide on VA home loan requirements specifically designed for our potential clients and…
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This guide covers shopping for best mortgage rates in California on home purchase and refinance home loans. California is the…
Gustan Cho Associates has no lender overlays on debt to income ratio on government and conventional loans. We just go off the agency caps on debt to income ratio no government and conventional loans.
VA home loans are ideal for primary residences, offering 100% financing with no down payment required for those who qualify,…
This Article Is About NON-QM Cash-Out Debt Consolidation Refinance With 90% LTV. The housing market is hot despite rising mortgage…
HUD reserve requirements mandate maintaining reserves in specific scenarios, and it’s prudent for homeowners to voluntarily set aside funds for…
In this blog post, we’ll explore how to remove your ex-spouse from your mortgage following a divorce. Despite the overall…
This guide covers qualifying for the lowest FHA mortgage rates on FHA loans. Qualifying for the lowest FHA mortgage rates…