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ByGustan Cho
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This guide cover the FHA guidelines during vs after Chapter 13 Bankruptcy on FHA loans. VA and FHA guidelines during…
ByGustan Cho
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In this blog, we will cover and discuss the automated approval by the automated underwriting system. It is key to…
ByGustan Cho
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This article will discuss and cover refinancing during Chapter Bankruptcy repayment plans on FHA and VA loans. FHA and VA…
ByGustan Cho
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This article will discuss HUD bankruptcy guidelines following Chapter 7 and Chapter 13 bankruptcy, particularly about FHA loans. HUD Bankruptcy…
ByGustan Cho
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In this blog, we will cover and discuss how to buy and sella house while in Chapter 13 Bankruptcy. Borrowers…
ByDale Elenteny
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In this article, we will discuss and cover the FHA credit guidelines on how to get qualified for an FHA…
ByGustan Cho
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In this article, we will discuss and cover manual underwriting during Chapter 13 mortgage process. Homebuyers can qualify for an…
ByGustan Cho
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This guide covers how paying rent timely will help get a mortgage approved. Homebuyers who have little to no credit…
ByDale Elenteny
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This guide covers HUD FHA 203k loans manual underwriting guidelines on renovation loans. HUD FHA 203k loans manual underwriting guidelines…
ByAlex Carlucci
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HUD, the parent of FHA, allows borrowers down to a 500 credit score to qualify for an FHA loan. However, for borrowers with under a 580 credit score, a 10% down payment is required. Borrowers need a 580 credit score to qualify for an FHA loan with a 3.5% down payment.
ByAlex Carlucci
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Can You Qualify For Manual Underwriting With Late Payments? VA and FHA allow manual underwriting for borrowers who cannot get an approve/eligible per automated underwriting system. Manual underwriting guidelines require timely payments in the past 24 months. However, Gustan Cho Associates can approve manual underwriting with late payments in the past 24 months if the borrower had extenuating circumstances beyond their control. This is more so on VA loans versus FHA loans.
ByAli
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This guide covers manual underwriting DTI guidelines on FHA and VA loans. HUD and the Veterans Administration are the only…
ByGustan Cho
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Can an individual with a credit score of 500 be eligible for a VA loan? Absolutely. The Veterans Administration (VA)…
ByMargarett Jurilla
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This blog post will discuss VA loans with no credit scores in detail and examine the DTI (Debt-to-Income) requirements. VA…
ByGustan Cho
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FHA Chapter 13 Bankruptcy Guidelines allow homebuyers and homeowners to qualify for FHA loans for home purchases and refinance during…
ByGustan Cho
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This guide covers can I qualify for FHA loan with Chapter 13 Bankruptcy. Can I Qualify For FHA Loan With…
ByGustan Cho
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This article will delve into the mortgage guidelines for FHA DTI ratios on manual underwrites. The key distinction between manual…
ByGustan Cho
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According to VA and HUD Chapter 13 cash-out refinance guidelines, homeowners may be eligible for a cash-out refinance on an…
ByAlex Carlucci
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In this blog, we will discuss and cover VA refer-eligible findings versus AUS approval guidelines. The United States Department of…
ByAlex Carlucci
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This blog will discuss HUD late payment mortgage guidelines during the Chapter 13 Bankruptcy repayment plan. HUD and VA are…
ByGustan Cho
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In this blog, we will cover and discuss the difference when qualifying for a mortgage after bankruptcy dismissal versus bankruptcy…
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