ByGustan Cho, NMLS 873293
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Is it Possible to Refinance During Chapter 13 Bankruptcy? Yes, refinancing during Chapter 13 bankruptcy is possible! Many homeowners think…
ByGustan Cho, NMLS 873293
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How Underwriters View Liabilities in Mortgage Qualification (Updated for 2024) When applying for a mortgage, understanding how underwriters evaluate liabilities…
ByGustan Cho, NMLS 873293
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In this article, we will discuss and cover manual underwriting during Chapter 13 mortgage process. Homebuyers can qualify for an…
ByEric Jeanette, NMLS:1330
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HUD Manual Underwriting DTI Guidelines: Everything You Need to Know in 2024 If you’ve been denied a mortgage because your…
ByJohn Strange, NMLS: 230932
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HUD DTI Guidelines on Manual vs AUS Findings: What You Need to Know for 2024 When buying a home with…
ByDale Elenteny, NMLS: 904444
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Looking for the best Minnesota mortgage lenders for bad credit might seem daunting, but it doesn’t have to be. If…
ByJohn Strange, NMLS: 230932
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Mortgage Approval Process on Manual Underwriting: A Comprehensive Guide for 2024 The mortgage approval process can be overwhelming, especially with…
ByAlex Carlucci, NMLS: 229891
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In this blog, we will be discussing the factors that are considered layered risks in manual underwriting. FHA and VA…
ByGustan Cho, NMLS 873293
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This Article Is About FHA AUS Approval Versus Manual Underwriting On FHA Loans HUD, the parent of the Federal Housing…
ByJohn Strange, NMLS: 230932
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This guide covers HUD FHA 203k loans manual underwriting guidelines on renovation loans. HUD FHA 203k loans manual underwriting guidelines…
ByJohn Strange, NMLS: 230932
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When And Why Do Mortgage Lenders Ask For Reserves? On VA and FHA manual underwriting, one month’s reserves are required. Multi-family units require reserves by homebuyers.
ByGustan Cho, NMLS 873293
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In this blog, we will discuss and cover HUD waiting period guidelines after Chapter 13 on FHA loans. Why is…
ByAlex Carlucci, NMLS: 229891
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Many people have no credit score. This can make getting a mortgage to buy a home harder. However, it’s not impossible. You can re-establish credit after bankruptcy or other serious credit problems. And if you have no credit score at all, lenders can approve you with a non-traditional credit report.
ByJohn Strange, NMLS: 230932
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Gustan Cho Associates has no lender overlays on debt to income ratio on government and conventional loans. We just go off the agency caps on debt to income ratio no government and conventional loans.
ByMike Gracz, NMLS: 1160212
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When does an automated underwriting system approved file get downgraded to a VA manual underwrite downgrade on VA loans happen?…
ByGustan Cho, NMLS 873293
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After experiencing financial difficulties, it can be overwhelming to navigate the intricacies of mortgage lending. The process can be complex…
ByGustan Cho, NMLS 873293
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In this blog, we will discuss and cover the mortgage guidelines for getting qualified and approved for an FHA loan…
ByGustan Cho, NMLS 873293
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This guide covers late payments after Chapter 13 bankruptcy mortgage guidelines. Mortgage lenders do not want to see any late…
ByGustan Cho, NMLS 873293
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In this blog, we will cover and discuss the automated underwriting system approval, which is also referred to as AUS…
ByGustan Cho, NMLS 873293
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In this blog, we will cover and discuss the automated approval by the automated underwriting system. It is key to…
ByGustan Cho, NMLS 873293
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In this blog, we will cover and discuss how to buy and sella house while in Chapter 13 Bankruptcy. Borrowers…
ByDale Elenteny, NMLS: 904444
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In this article, we will discuss and cover the FHA credit guidelines on how to get qualified for an FHA…
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