Importance of Credit Reports in the Mortgage Process
This guide covers the importance of credit reports in the mortgage application process. Our society is credit-driven. Almost every aspect…
Best Wholesale Mortgage Lenders For Non-Prime Loans
The Best Wholesale Mortgage Lenders for Non-Prime Loans: Your Complete Guide in 2025 Are you a borrower with less-than-perfect credit,…
Conforming Versus FHA Mortgage Guidelines and Benefits
This guide covers conforming versus FHA mortgage guidelines and benefits. Sometimes, borrowers need to choose between conforming and FHA mortgage…
Short Sale Versus Foreclosure Mortgage Guidelines
In this guide, we will explain the difference between a short sale and foreclosure, as many viewers often get confused…
How To Get The Lowest Mortgage Rates on Home Loans
This guide covers how to get the lowest mortgage rates on home loans. Mortgage loan officers who have been in…
Foreclosure In Mortgage Qualification Lending Guidelines
This guide covers foreclosure in mortgage qualification lending guidelines. We will thoroughly discuss the waiting period requirements when there is…
How Do I Qualify For A Conventional Loan
This guide covers homebuyers’ frequently asked questions about how do I qualify for a conventional loan. A conventional loan is…
Mortgage Rates Rise For 7 Continuous Weeks
This guide will cover the rise in mortgage rates for seven consecutive weeks with no sign of a correction. Mortgage…
Mortgage Rate Adjustments For Higher Risk Borrowers
This guide covers mortgage rate adjustments (LLPAs) for higher-risk borrowers. The lower your credit scores, the higher your mortgage rates….
Refinancing NON-QM Loans To Traditional Mortgages
Refinancing Non-QM Loans: How to Lower Your Rate and Save More If you took out a Non-QM loan to buy…
Funds Required For First-Time Home Buyer on a Purchase
This guide covers the funds required for first-time home buyer on a home purchase. Are you a first-time home buyer?…
Mortgage Processing And Underwriting | Clear To Close | Home Purchase | Home Sellers | Real Estate Topic | Videos
Escrow Hold Back For Home Repairs
This article will cover what escrow hold back is in the mortgage loan process. We will discuss escrow hold back…
Understanding VA Mortgage Rates And LLPA
This Article Is About Understanding VA Mortgage Rates And Loan Level Pricing Adjustments VA loans are the best home mortgage…
What Does a Clear-to-Close on FHA Loans Mean?
This guide covers what a clear-to-close on FHA loans means. What does a clear-to-close on FHA loans mean for borrowers?…
Manual Underwriting | Compensating Factors | FHA Loans | High Debt To Income Ratio | VA Loans | Verification Of Rent | Videos
DTI Manual Underwriting Guidelines on FHA and VA Loans
Understanding DTI Manual Underwriting Guidelines for FHA, VA, Non-QM, and Alternative Loans (2025 Update) Debt-to-income (DTI) manual underwriting guidelines are…
Yield Spread Premium Charged By Mortgage Brokers
Mortgage brokers are paid a commission, referred to as Yield Spread Premium Explained, from wholesale mortgage lenders or end lenders,…
FHA Loans After Unemployment Mortgage Guidelines
This blog examines the eligibility requirements for FHA loans after unemployment or employment gaps. Prospective FHA loan applicants now have…
Manual Underwriting With Late Payments Mortgage Guidelines
Can You Qualify For Manual Underwriting With Late Payments? VA and FHA allow manual underwriting for borrowers who cannot get an approve/eligible per automated underwriting system.
FHA Debt-To-Income Ratio Requirements
FHA Debt-To-Income Ratio Requirements: What You Need to Know If you’re applying for an FHA loan, one of the most…
The Role Of The Loan Officer Assistant In Mortgage Process
The Role of the Loan Officer Assistant: How They Help You Get a Mortgage Buying a home or refinancing can…
How Holidays Affect The Mortgage Process and Closings
How Holidays Affect the Mortgage Process: What Every Homebuyer Should Know Buying a home is one of the most significant…
Manual Downgrade From AUS Approval on FHA Loans
Manual Downgrade from AUS Approval: What It Means and How to Get a Mortgage in 2025 Getting a mortgage can…
