Building Credit With Timely Housing Payments
This article is about building credit with timely housing payments. One of consumers’ strongest credit tradelines is building credit with…
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First Time Home Buyers | Mortgage Processing And Underwriting | Qualifying & Getting Pre-approved | Real Estate Topic | Videos
Frequently Asked Mortgage Question From Homebuyers
Gustan Cho Associates works with many families in different areas of the country. However, our clients commonly ask similar questions….
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Buying House During Off Season: A Smart Guide
Buying when most people pause — late fall through winter — can mean less competition, more negotiating power, and sometimes…
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The Benefits of Buying a Lake House
Buying a lake house should feel like sunrise on calm water—not a guessing game. In this guide, you’ll learn how…
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Business Cash-Flow Analysis for Self-Employed (Guide)
This guide covers business cash-flow analysis for self-employed wage earners. Positive business cash-flow analysis is critical to effectively managing every…
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How to Avoid Foreclosure: Guide to Save Your Home
You’re late on the mortgage. Stress is real. But you have more options than you think. This plain-English guide shows…
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Green Mortgage: A Guide to Energy-Efficient Home Financing
Why Green Mortgages Matter in 2026 Are you looking for a way to lower your bills and make your home…
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Changes In Mortgage Lending and How It Affects Buyers
Mortgage rules change all the time, and 2026 will be no different. There are increases in loan limits, easier student…
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APR Versus Interest Rate Quoted By Mortgage Lenders
APR Versus Interest Rate: What Homebuyers Need to Know in 2025 When you shop for a mortgage, you’ll see two…
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Mortgage Amortization: How Home Loans Get Paid Over Time
Buying a home is one of the biggest financial decisions most people will ever make — and understanding how your…
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Buying A Home With A VA Loan With No Money Down
Buying a Home With a VA Loan in 2026: The Clear, No-Nonsense Guide You served. You earned this benefit. If…
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Traditional and Non-Prime Investment Home Mortgage Loans
Investment Home Mortgage Loans: 2026 Guide to No Doc, DSCR, and Non-QM Options Getting the right investment home mortgage loan…
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FHA Bankruptcy Waiting Period and Mortgage Guidelines
Understanding the FHA Bankruptcy Waiting Period The FHA Bankruptcy Waiting Period determines how long a borrower must wait after filing…
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Steps In Buying A House And Getting Qualified For Mortgage
If you’ve been dreaming of owning a home, learning the exact steps in buying a house is the key to…
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Manual Underwriting | Compensating Factors | FHA Loans | High Debt To Income Ratio | VA Loans | Verification Of Rent | Videos
DTI Manual Underwriting Guidelines on FHA and VA Loans
TL;DR: DTI Manual Underwriting Guidelines (2026 Update) If a computer system says “no” to your mortgage because your debt-to-income ratio…
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12 Home Buying Mistakes To Avoid By First-Time Homebuyers
12 Common Home Buying Mistakes and How to Avoid Them (2026 Guide) Buying a home is one of the biggest…
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21 Day FAST Track TBD Loan Program On Home Loans
21 Day Fast Track TBD Loan Program: The Fastest Way to Close Your Mortgage Buying a home shouldn’t take months….
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Illinois DPA Mortgage Programs For First Time Home Buyers
Illinois DPA Mortgage Programs: 2026 Guide to Buying a Home With Little or No Money Down Buying a home in…
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Home Loan After Foreclosure Waiting Period Guidelines
Home Loan After Foreclosure: 2026 Waiting Period Guidelines and Options Losing a home to foreclosure can feel like the end…
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Rebuild and Rise: Mortgage After Short Sale Waiting Period
Mortgage After Short Sale Waiting Period: How Soon Can You Repurchase a Home? If you went through a short sale…
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Need Fast Funding? Hard Money Loan Closings Made Simple
Hard Money Loan Closings: A Complete Guide to Quick Financing for Real Estate Investors Are you a real estate investor…
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Conforming Loan Underwriting Guidelines for Quick Approval
Conforming Loan Underwriting Guidelines: What You Need To Know in 2025 If you’re considering buying a home and want a…
