VA Guidelines Versus Overlays on VA Home Loans
VA loans are one of the best mortgage options for eligible veterans, active-duty service members, and qualified surviving spouses. They…
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Conventional Loan 101 For New Loan Officers and Borrowers
This guide covers conventional loan 101 for new loan officers and borrowers. I like to congratulate those who recently took…
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FHA Spot Loans on Non-HUD-Approved Condos
FHA Spot Loans enables condo buyers to purchase a condo unit in a non-HUD-Approved Condo Complex with an FHA loan.
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How To Become A Successful Mortgage Loan Officer
This article will cover how to become a successful mortgage loan officer at Gustan Cho Associates. Starting a new career…
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Bad Credit Mortgages | FHA Loans | Mortgage With Late Payments | Qualifying & Getting Pre-approved | Re-Establishing Credit | Videos
Home Purchase With Bad Credit With Lender With No Overlays
Homebuyers do not need great credit and high credit scores to qualify for a mortgage. You can have outstanding collections and charged-off accounts and qualify for a mortgage as long
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Collection Accounts | Credit Disputes | Home Mortgages | Mortgage Processing And Underwriting | Videos
How Credit Disputes Affect Mortgage Process
In this article, we will cover and discuss how credit disputes affect mortgage process and cause loan denial. The pre-approval…
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Temporary Unemployment Mortgage Guidelines
Temporary unemployment mortgage guidelines help homebuyers understand how a job loss, layoff, furlough, or employment gap can affect mortgage approval….
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VA TBD Manual Underwriting After Loan Denial
Can you get a VA loan pre-approval before finding a home if your file needs manual underwriting? Yes, in some…
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Jumbo Mortgages For Self-Employed Borrowers
Jumbo mortgages for self-employed borrowers are available, but qualifying can be more challenging than it is for W-2 employees. Jumbo…
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Reasons for Foreclosures: Guide to Causes, Signs, and Fixes
Foreclosure usually happens when a homeowner can no longer keep up with the mortgage payments, property taxes, homeowners’ insurance, HOA…
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Understanding The VA Funding Fee and Closing Costs
Understanding the VA funding fee is one of the first things veterans, active-duty service members, and eligible surviving spouses should…
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How To Appraise Your House to Get The Maximum Value
A home appraisal can affect how much you can sell your home for, how much a buyer can borrow, or…
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New Jersey Housing Market Stronger Than Expected For 2026
The New Jersey housing market is expected to remain competitive in 2026, as buyer demand remains strong, housing inventory remains…
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How Credit Scores Impact DTI When Applying For A Mortgage
How credit scores impact DTI is important because lenders look at both numbers when deciding whether you qualify for a…
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Clear To Close | Credit Disputes | Mortgage Processing And Underwriting | Qualifying & Getting Pre-approved | Videos
How to Avoid the Worst Mistakes Prior to Clear-to-Close
What Are The Typical Mistakes Prior To Clear To Close To Avoid By Mortgage Borrowers? You should not maximize your credit cards, purchase new furniture, buy a car, bounce any checks, or apply for new credit during the mortgage process prior to the clear to close.
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Vacation Rental Amenities That Win More Bookings
How can vacation rental amenities increase rental income and help real estate investors qualify for mortgage financing? If you own…
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Home Purchase | Conventional Loans | FHA Loans | Mortgage Processing And Underwriting | Qualifying & Getting Pre-approved | Real Estate Topic | Videos
Home Purchase Versus Renting Home: Should You Buy or Rent
Home Purchase Versus Renting Home: Should You Buy or Keep Renting? This guide covers home purchase versus renting for homebuyers….
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Buying a House After Bankruptcy Discharged Date
This guide covers buying a house after bankruptcy discharge date. Buying a house after bankruptcy is possible. Many homebuyers think…
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Mortgage After Bankruptcy and Foreclosure | FHA Loans | Manual Underwriting | Mortgage Processing And Underwriting | Qualifying & Getting Pre-approved | Verification Of Rent | Videos
Qualifying For FHA Loan During Chapter 13 Bankruptcy
Qualifying For FHA Loan During Chapter 13 Bankruptcy: FHA Mortgage Approval While In Repayment Plan In this article, we’ll explore…
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Investment Homes | Bank Statement Loans | Commercial Loans | Conventional Loans | NON-QM Loans | Real Estate Topic | Rental Income | Videos
How To Finance A Rental Property: Investment Property Loans
How To Finance A Rental Property: Best Investment Property Loans For Real Estate Investors This guide covers how much profit…
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Mortgage Rates | Conventional Loans | FHA Loans | Mortgage Refinance | USDA Loans | VA Loans | Videos
What Factors Affect Mortgage Rates Pricing on Home Loans
What Factors Affect Mortgage Rates? Complete Guide To Home Loan Pricing In this blog, we will cover what factors affect…
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Conventional Loans | FHA 203k Loan | FHA Loans | Home Improvement/Renovations | Home Mortgages | One-Time Close Construction Loans | Real Estate Topic | Videos
Buy and Repair a Home With Renovation Mortgage Loans
This guide covers renovations after purchase by homeowners. You have purchased your home, and you are done moving in. All…
