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Gustan Cho Associates
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    • Contact Us
    • Get Pre-Approved
    • Order Credit
    • FICO Simulator
    • MLO License School
    • Why Choose Us
    • Meet Our Team
    • Loan LimitsExpand
      • FHA Loan Limits
      • Conforming Loan Limits
    • Preferred Realtor Partner NetworkExpand
      • Dino Hasapis | Licensed Real Estate Broker | PRPN Director
      • Oakbrook Terrace, Illinois | Gustan Cho Associates Mortgage
  • Types Of MortgagesExpand
    • PurchaseExpand
      • Home Purchase Loans
      • Investment Property Loan
    • RefinanceExpand
      • Refinance Mortgage Options
      • Chapter 13 Bankruptcy Cash-Out-Buyout
      • FHA Streamline Refinance
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      • Refinancing NON-QM Loans Into Conventional Mortgages
      • Refinance FHA To Conventional Loans
    • FHA Home LoansExpand
      • FHA Manual Underwriting
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      • FHA Loans For Bad Credit
      • FHA Loans For Low Credit Scores
      • FHA Collections
      • FHA Loans Charged Off Accounts
      • W-2 Income Only FHA Loans
      • FHA Loans With Tax Lien
      • FHA Loan With Judgment
    • VA Home LoansExpand
      • VA Manual Underwriting
      • VA Chapter 13 Bankruptcy Guidelines
      • VA Loans For Bad Credit
      • VA Loans For Low Credit Scores
      • VA Loans With Charged-Off Accounts
      • W-2 Income Only VA Loans
      • VA Loans with Tax Lien
      • VA Loan with Judgment
    • USDA Loans
    • How to Get DACA Mortgage Loans Without the Stress
    • Conventional LoansExpand
      • Conventional Loans W-2 Income ONLY Mortgages
      • Conventional Loans After Foreclosure
      • Conventional Loans After Bankruptcy
      • Conventional Loan With Tax Lien
      • Conventional Loan With Judgment
    • Condotel Financing
    • NON-QM LoansExpand
      • Bank Statement Loans
      • DSCR Loans
      • Asset-Depletion
      • Foreign Nationals
      • No SSN? ITIN Mortgage Loans Can Help You Own a Home
      • No-Doc Loans
    • Jumbo Mortgage
    • FHA 203K Loans
    • Reverse Mortgages
    • Commercial Loans
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    • Career OpportunitiesExpand
      • Training a New Mortgage Loan Officer Without Any Experience
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Call or Text: (800) 900-8569

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Mortgage & Real Estate News

Home / Mortgage & Real Estate News - Page 55
Artificial Intelligence in Real Estate
Home Mortgages | Home Purchase | Real Estate Topic | Videos

How Realtors use Artificial Intelligence in Real Estate

ByMargarett Jurilla Posted onJune 7, 2023July 24, 2024

Artificial Intelligence in real estate sales is a game changer in the housing industry. More and more realtors are using…

Continue Reading How Realtors use Artificial Intelligence in Real EstateContinue

Real Estate Closing
Mortgage Processing And Underwriting | Home Mortgages | Home Purchase | Property Taxes | Real Estate Topic | Videos

What To Expect in The Real Estate Closing Process

ByMargarett Jurilla Posted onJune 6, 2023July 24, 2024

This guide will cover the frequently asked question on real estate closing. Does the real estate closing costs process different…

Continue Reading What To Expect in The Real Estate Closing ProcessContinue

Real Estate Referral Agent
Career Opportunities/Loan Officer Training | Home Mortgages | Home Purchase | Real Estate Topic | Videos

Real Estate Referral Agent For Homebuyers

ByMargarett Jurilla Posted onJune 6, 2023July 29, 2025

This guide will cover the preferred real estate referral agent network at Gustan Cho Associates. Are you investigating buying or…

Continue Reading Real Estate Referral Agent For HomebuyersContinue

Homebuying and Mortgage Process
Bad Credit Mortgages

Homebuying and Mortgage Process in a Sellers Market

ByAlex Carlucci Posted onJune 6, 2023February 10, 2025

The homebuying and mortgage process in a seller market with historically high rates and soaring inflation can be challenging. The…

Continue Reading Homebuying and Mortgage Process in a Sellers MarketContinue

Commercial Mortgage Loans
Commercial Loans | Investment Homes | NON-QM Loans | One-Time Close Construction Loans | Profit and Loss Statement Only Mortgages | Real Estate Topic | Videos

Guide To Commercial Mortgage Loans

ByMargarett Jurilla Posted onJune 5, 2023April 23, 2024

This guide will cover commercial mortgage loans. We will discuss the various options for investors on commercial mortgage loans and…

Continue Reading Guide To Commercial Mortgage LoansContinue

Borrower Review of Gustan Cho Associates
Videos | Bad Credit Mortgages | Career Opportunities/Loan Officer Training | Mortgage Processing And Underwriting | Mortgage Rates | NON-QM Loans

Borrower Review of Gustan Cho Associates

ByAlex Carlucci Posted onJune 4, 2023July 24, 2024

In this article, we will discuss and cover the borrower review of Gustan Cho Associates. Just this past June 2,…

Continue Reading Borrower Review of Gustan Cho AssociatesContinue

Boise Idaho Housing Market
Home Purchase | Home Sellers | House Flipping | Real Estate Topic | Videos

Boise Idaho Housing Market Forecast For 2023

ByMargarett Jurilla Posted onJune 2, 2023July 24, 2024

This guide will cover the Boise Idaho housing market forecast for 2023. Welcome to the Boise Idaho housing Market update!…

Continue Reading Boise Idaho Housing Market Forecast For 2023Continue

Types Of Commercial Lending
Commercial Loans | Real Estate Topic | Videos

Types of Commercial Lending For Real Estate Investors

ByGustan Cho Posted onJune 1, 2023July 8, 2025

In this guide on types of commercial lending, we will cover the various commercial loans available at Gustan Cho Associates…

Continue Reading Types of Commercial Lending For Real Estate InvestorsContinue

iBuyer
First Time Home Buyers | Home Purchase | Home Sellers | Real Estate Topic | Videos

What Is an iBuyer and How Does It Work

ByMargarett Jurilla Posted onMay 30, 2023July 29, 2025

In this guide, we will cover what the iBuyer program is? ibuying programs have become increasingly popular over the past…

Continue Reading What Is an iBuyer and How Does It WorkContinue

How To Save Money Moving
First Time Home Buyers | Home Purchase | Home Sellers | Real Estate Topic | Videos

How To Save Money Moving on Moving Costs

ByMargarett Jurilla Posted onMay 27, 2023July 24, 2024

  In this blog, we will cover how to save money moving. Moving to a more affordable location can be…

Continue Reading How To Save Money Moving on Moving CostsContinue

Mortgage Loan Underwriting Process For Home Buyers
Mortgage Processing And Underwriting | Videos

Mortgage Loan Underwriting Process For Home Buyers

ByApril Ramirez Posted onMay 12, 2023May 30, 2024

This article will cover how the mortgage loan underwriting process works. The qualification and the pre-approval process are the most…

Continue Reading Mortgage Loan Underwriting Process For Home BuyersContinue

Mortgage Lending Guidelines On Government Versus Conventional Loans
Conventional Loans | FHA Loans | VA Loans | Videos

Mortgage Lending Guidelines on Traditional Home Loans

ByGustan Cho Posted onMay 1, 2023April 7, 2025

Conventional Loans also referred to as Conforming Loans are not guaranteed and/or insured by the federal government. Conventional Loans need to …..

Continue Reading Mortgage Lending Guidelines on Traditional Home LoansContinue

Types of bankruptcies
Mortgage After Bankruptcy and Foreclosure | Videos

Mortgage Guidelines For Types of Bankruptcies

ByAlex Carlucci Posted onApril 21, 2023July 14, 2025

This article will cover the mortgage guidelines for the types of bankruptcies—James Miller of Miller explains how you can qualify…

Continue Reading Mortgage Guidelines For Types of BankruptciesContinue

Role of Mortgage Loan Coordinator
Mortgage Processing And Underwriting

Role of Mortgage Loan Coordinator In The Mortgage Process

ByGustan Cho Posted onApril 14, 2023July 24, 2024

In this guide, we will cover the role of mortgage loan coordinator in the mortgage process. When borrowers apply for…

Continue Reading Role of Mortgage Loan Coordinator In The Mortgage ProcessContinue

Mortgage Lenders For The Best Rates
Conventional Loans | FHA Loans | First Time Home Buyers | Home Mortgages | Mortgage Rates | Videos

How to Find Mortgage Lenders For The Best Rates

ByMargarett Jurilla Posted onApril 7, 2023July 29, 2025

This guide will cover finding the best mortgage lenders for the best rates. Buying a home is a significant milestone,…

Continue Reading How to Find Mortgage Lenders For The Best RatesContinue

How Much House Can I Afford To Buy Versus Qualify
Bad Credit Mortgages | Home Mortgages | Home Purchase | Videos

How Much House Can I Afford To Buy Versus Qualify

ByGustan Cho Posted onApril 6, 2023July 24, 2024

  In this guide, we will cover how much house can I afford versus qualify. First-time and seasoned home buyers…

Continue Reading How Much House Can I Afford To Buy Versus QualifyContinue

How Loan Officers Build Referral Partnerships
Career Opportunities/Loan Officer Training

How Loan Officers Build Referral Partnerships With Realtors

ByMargarett Jurilla Posted onApril 2, 2023January 2, 2025

Real estate agents are the biggest referral source for loan officers. On the flip side, Realtors depend on experienced knowledgeable real estate agents to qualify and approve their clients.

Continue Reading How Loan Officers Build Referral Partnerships With RealtorsContinue

Down Payment Assistance
First Time Home Buyers

How Does Down Payment Assistance Work

ByGustan Cho Posted onApril 2, 2023December 26, 2024

In this guide, we will cover what down payment assistance is and how it works. We will discuss how down…

Continue Reading How Does Down Payment Assistance WorkContinue

Mortgage for First-Time Home Buyers
Bad Credit Mortgages | First Time Home Buyers | Home Purchase | Videos

Mortgage for First-Time Home Buyers with Bad Credit

ByGustan Cho Posted onMarch 17, 2023July 29, 2025

Borrowers with prior outstanding collections, charged-off accounts, and other bad credit can qualify for a mortgage without paying them off. The key to qualifying for a mortgage is not prior bad credit but timely payments.

Continue Reading Mortgage for First-Time Home Buyers with Bad CreditContinue

How To Become A Successful Mortgage Loan Officer
Career Opportunities/Loan Officer Training | Videos

How To Become A Successful Mortgage Loan Officer

ByMike Gracz Posted onFebruary 11, 2023July 24, 2024

This article will cover how to become a successful mortgage loan officer at Gustan Cho Associates. Starting a new career…

Continue Reading How To Become A Successful Mortgage Loan OfficerContinue

Credit Score Needed For Mortgage
Home Mortgages | Credit Scores | FHA Loans | Videos

Credit Score Needed For Mortgage on Home Loans

ByGustan Cho Posted onFebruary 7, 2023July 24, 2024

This blog will cover the credit score needed for mortgage on home loans. We will cover the frequently asked question…

Continue Reading Credit Score Needed For Mortgage on Home LoansContinue

Underwriting Credit Guidelines During The Mortgage Process
Mortgage Processing And Underwriting | Videos

Underwriting Credit Guidelines During Mortgage Process

ByGustan Cho Posted onJanuary 29, 2023July 24, 2024

This article will cover underwriting credit guidelines during the mortgage process. Mortgage borrowers should not stress during the mortgage process….

Continue Reading Underwriting Credit Guidelines During Mortgage ProcessContinue

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About Us

Gustan Cho Associates are Mortgage Advisor licensed in 48 states including Washington DC, Puerto Rico, and the U.S Virgin Islands (Not licensed in NY and MA). The team at Gustan Cho Associates has a national reputation of being able to do mortgage loans other mortgage companies cannot do. Gustan Cho Associates dba of NEXA Mortgage has a lending partnerships with over 190 wholesale mortgage lenders with dozens of no overlay lending partners on government and conventional loans and countless non-QM and alternative lending partners. Over 80% of our clients are borrowers who could not qualify at other mortgage companies either due to a last-minute mortgage loan denial due to lender overlays or because the lender did not have the mortgage loan program suited for the borrower. At Gustan Cho Associates, we only market mortgage loan products that exists and are possible.

Recent Articles

  • Recent Increase In Income
    How is Recent Increase in Income Viewed by UnderwritersAugust 12, 2025
  • Mortgage Approval with 580 FICO Credit Score
    Mortgage Approval With 580 FICO Credit ScoreAugust 12, 2025
  • Refinance Mortgage Guidelines
    Refinance Mortgage GuidelinesAugust 12, 2025
  • Illinois versus Indiana Property Tax Comparison
    Illinois versus Indiana Property Tax ComparisonAugust 12, 2025

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Equal Housing Opportunity Lender Gustan Cho Associates empowered by NEXA Mortgage LLC. NMLS# 1660690,
Corporate Address: 5559 S Sossaman Rd | Bldg 1 #101, Mesa, AZ 85212 Company NMLS 1660690, Gustan Cho NMLS #873293 Company State License #: AZMB - 0944059, Branch: 17W662 Butterfield Road Suite 305 Oakbrook Terrace, Illinois 60181 Branch NMLS 2315275 AXEN is a dba of NEXA Mortgage LLC
DISCLAIMER: The author(s) contributing content to this site, accept no liability or responsibility for errors, omissions or changes in market conditions that may impact the readers' conclusions drawn or assumptions related to the content of this site. The copywritten© information contained on this site is provided on an "as is" basis, at the time of publication, without guarantees of timeliness, thoroughness, accuracy, or usefulness to the consumer. The content on this site does not constitute financial or professional advice of any kind, and readers are encouraged to consult their own professional advisors for professional advice.
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CALL NOW
  • About Us
    • Contact Us
    • Get Pre-Approved
    • Order Credit
    • FICO Simulator
    • MLO License School
    • Why Choose Us
    • Meet Our Team
    • Loan Limits
      • FHA Loan Limits
      • Conforming Loan Limits
    • Preferred Realtor Partner Network
      • Dino Hasapis | Licensed Real Estate Broker | PRPN Director
      • Oakbrook Terrace, Illinois | Gustan Cho Associates Mortgage
  • Types Of Mortgages
    • Purchase
      • Home Purchase Loans
      • Investment Property Loan
    • Refinance
      • Refinance Mortgage Options
      • Chapter 13 Bankruptcy Cash-Out-Buyout
      • FHA Streamline Refinance
      • VA Streamline Refinance
      • Refinancing NON-QM Loans Into Conventional Mortgages
      • Refinance FHA To Conventional Loans
    • FHA Home Loans
      • FHA Manual Underwriting
      • FHA Chapter 13 Bankruptcy Guidelines
      • FHA Loans For Bad Credit
      • FHA Loans For Low Credit Scores
      • FHA Collections
      • FHA Loans Charged Off Accounts
      • W-2 Income Only FHA Loans
      • FHA Loans With Tax Lien
      • FHA Loan With Judgment
    • VA Home Loans
      • VA Manual Underwriting
      • VA Chapter 13 Bankruptcy Guidelines
      • VA Loans For Bad Credit
      • VA Loans For Low Credit Scores
      • VA Loans With Charged-Off Accounts
      • W-2 Income Only VA Loans
      • VA Loans with Tax Lien
      • VA Loan with Judgment
    • USDA Loans
    • How to Get DACA Mortgage Loans Without the Stress
    • Conventional Loans
      • Conventional Loans W-2 Income ONLY Mortgages
      • Conventional Loans After Foreclosure
      • Conventional Loans After Bankruptcy
      • Conventional Loan With Tax Lien
      • Conventional Loan With Judgment
    • Condotel Financing
    • NON-QM Loans
      • Bank Statement Loans
      • DSCR Loans
      • Asset-Depletion
      • Foreign Nationals
      • No SSN? ITIN Mortgage Loans Can Help You Own a Home
      • No-Doc Loans
    • Jumbo Mortgage
    • FHA 203K Loans
    • Reverse Mortgages
    • Commercial Loans
  • Careers
    • Can Realtors Be MLOs At The Same Time
    • Career Opportunities
      • Training a New Mortgage Loan Officer Without Any Experience
      • MLO License School
    • Mortgage Branch Careers
    • Remote Mortgage Loan Officer Career Opportunities
    • How Do I Become A Mortgage Loan Officer
    • MLO Revenue Share Residual Income Opportunity
  • Videos
  • Blogs
    • Headline News Archives
  • Testimonials
  • Talk To A Loan Officer
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