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      • Conventional Loans W-2 Income ONLY Mortgages
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      • Asset-Depletion
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Mortgage & Real Estate News

Home / Mortgage & Real Estate News - Page 55
Government Mortgages
FHA Loans | USDA Loans | VA Loans

Government Mortgages For Owner-Occupant Homebuyers

ByGustan Cho Posted onApril 16, 2022October 8, 2024

In this blog, we will cover and discuss government mortgages for owner-occupant homebuyers. We will go in-depth about what government…

Continue Reading Government Mortgages For Owner-Occupant HomebuyersContinue

FAQ Mortgage Questions
Bad Credit Mortgages | Real Estate Topic

FAQ Mortgage Questions on Home Purchase and Refinance

ByGustan Cho Posted onApril 16, 2022October 8, 2024

Homebuyers should take time and ask as many questions as possible prior to the homebuying process. This holds especially true even if they are purchasing the home cash.

Continue Reading FAQ Mortgage Questions on Home Purchase and RefinanceContinue

What Are Conventional Loans
Conventional Loans

What Are Conventional Loans and Conforming Mortgages

ByMike Gracz Posted onApril 16, 2022October 9, 2024

In this blog, we will cover and discuss what are conventional loans or conforming mortgages and their benefits. Many home…

Continue Reading What Are Conventional Loans and Conforming MortgagesContinue

VA Loan Limits
VA Loans

VA Loan Limits on How Much Home You Can Buy With a VA Loan

ByMike Gracz Posted onApril 15, 2022October 9, 2024

In this blog, we will cover and discuss VA loan limits on how much home you can buy with a…

Continue Reading VA Loan Limits on How Much Home You Can Buy With a VA LoanContinue

Homes For Heroes Mortgage For Firefighters
Home Purchase

Homes For Heroes Mortgage For Firefighters and Policemen

ByMike Gracz Posted onApril 15, 2022October 8, 2024

In this article, we will cover and discuss homes for heroes mortgage for firefighters and police officers. Gustan Cho Associates…

Continue Reading Homes For Heroes Mortgage For Firefighters and PolicemenContinue

Wisconsin VA Mortgage Lenders
VA Loans

Wisconsin VA Mortgage Lenders With Competitive Rates

ByGustan Cho Posted onApril 14, 2022October 8, 2024

In this blog, we will cover and discuss qualifying for VA loans by Wisconsin VA mortgage lenders with no lender…

Continue Reading Wisconsin VA Mortgage Lenders With Competitive RatesContinue

VA New Construction To Permanent One-Time Close Mortgages
VA Loans

VA New Construction To Permanent One-Time Close Mortgages

ByMike Gracz Posted onApril 14, 2022October 8, 2024

In this blog, we will cover and discuss VA New Construction to Permanent One-Time Close Mortgages. VA New Construction To…

Continue Reading VA New Construction To Permanent One-Time Close MortgagesContinue

Second Home Versus Investment Home Financing
Bad Credit Mortgages

Second Home Versus Investment Home Financing

ByGustan Cho Posted onApril 10, 2022April 7, 2025

In this blog, we will discuss and cover second home versus investment home financing. For homeowners who currently own a…

Continue Reading Second Home Versus Investment Home FinancingContinue

Tax Settlement For Borrowers Who Have Tax Liens
Income And Employment

Tax Settlement For Borrowers Who Have Tax Liens

ByAlex Carlucci Posted onApril 9, 2022October 8, 2024

In this blog, we will cover and discuss tax settlement for borrowers who have tax liens. With the advent of…

Continue Reading Tax Settlement For Borrowers Who Have Tax LiensContinue

Online Mortgage Shopping
Home Mortgages

Online Mortgage Shopping Changed Mortgage Lending

ByGustan Cho Posted onApril 9, 2022October 9, 2024

In this blog, we will cover and discuss how online mortgage shopping changed mortgage lending. The Greatest Benefits Of Online…

Continue Reading Online Mortgage Shopping Changed Mortgage LendingContinue

Owner-Occupied To Investment Home & Buying New Home
Bad Credit Mortgages

Owner-Occupied To Investment Home Mortgage Guidelines

ByGustan Cho Posted onApril 8, 2022October 8, 2024

In this blog, we will cover and discuss turning an owner-occupied to investment home. The exiting home will turn into…

Continue Reading Owner-Occupied To Investment Home Mortgage GuidelinesContinue

Changing Jobs
Income And Employment

Changing Jobs Until Finding The Perfect Career

ByDale Elenteny Posted onApril 8, 2022October 8, 2024

In this article, we will cover and discuss changing jobs until finding the perfect career. In my 12+ years of…

Continue Reading Changing Jobs Until Finding The Perfect CareerContinue

Buying Condominium Versus Single-Family Homes Mortgage Guidelines
Videos

Buying Condominium Versus Single-Family Homes

ByMike Gracz Posted onApril 6, 2022October 8, 2024

In this blog, we will cover and discuss buying condominium versus single-family homes. Are you looking to buy a condo?…

Continue Reading Buying Condominium Versus Single-Family HomesContinue

Credit Scoring And How It Works To Qualify For Mortgage
Videos

Credit Scoring And How It Works To Qualify For Mortgage

ByGustan Cho Posted onApril 6, 2022October 9, 2024

In this blog, we will cover and discuss credit scoring and how it works in the mortgage process. Credit scoring…

Continue Reading Credit Scoring And How It Works To Qualify For MortgageContinue

Choosing The Right Neighborhood When Buying A Home
Home Purchase

Choosing The Right Neighborhood When Buying A Home

ByMike Gracz Posted onApril 6, 2022October 8, 2024

In this blog, we will discuss and cover choosing the right neighborhood when buying a home. Choosing The Right Neighborhood:…

Continue Reading Choosing The Right Neighborhood When Buying A HomeContinue

Buying Home Near Schools
Home Purchase

Buying Home Near Schools For First-Time Homebuyers

ByAlex Carlucci Posted onApril 4, 2022October 8, 2024

In this blog, we will discuss and cover buying home near schools for first-time homebuyers. There are pros and cons…

Continue Reading Buying Home Near Schools For First-Time HomebuyersContinue

Conventional Loans With No Lender Overlays Illinois
Conventional Loans

Conventional Loans With No Lender Overlays Illinois

ByGustan Cho Posted onApril 3, 2022April 7, 2025

In this blog, we will discuss and cover qualifying for conventional loans with no lender overlays in Illinois. Gustan Cho…

Continue Reading Conventional Loans With No Lender Overlays IllinoisContinue

How To Avoid Customer Complaints
Home Mortgages

How To Avoid Customer Complaints By Mortgage Borrowers

ByAlex Carlucci Posted onApril 1, 2022October 8, 2024

In this blog, we will cover and discuss how to avoid customer complaints by mortgage borrowers. Mortgage customer complaints have…

Continue Reading How To Avoid Customer Complaints By Mortgage BorrowersContinue

Education Around The Mortgage Industry
Home Mortgages

Education Around The Mortgage Industry And Lending Guidelines

ByMike Gracz Posted onApril 1, 2022October 8, 2024

In this article, we will cover and discuss education around the mortgage industry and lending guidelines. Good Evening to each…

Continue Reading Education Around The Mortgage Industry And Lending GuidelinesContinue

Retirees Fleeing High-Taxed States
Selling Your Home

Retirees Fleeing High-Taxed States To Low-Taxed States

ByGustan Cho Posted onMarch 28, 2022July 22, 2024

In this blog, we will cover and discuss retirees fleeing high-taxed states to low-taxed states with affordable housing and low…

Continue Reading Retirees Fleeing High-Taxed States To Low-Taxed StatesContinue

Necessary Ending
Bad Credit Mortgages

Necessary Ending Giving Loan Officers Strength

ByMike Gracz Posted onMarch 26, 2022April 3, 2025

In this blog, we will cover and discuss necessary ending giving loan officers strength. Good Morning and Happy Saturday World,…

Continue Reading Necessary Ending Giving Loan Officers StrengthContinue

Roles Of Fannie Mae And Freddie Mac
Home Mortgages

Roles Of Fannie Mae And Freddie Mac In The Mortgage Industry

ByGustan Cho Posted onMarch 16, 2022July 22, 2024

In this blog, we will cover and discuss the roles of Fannie Mae and Freddie Mac in the housing and…

Continue Reading Roles Of Fannie Mae And Freddie Mac In The Mortgage IndustryContinue

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About Us

Gustan Cho Associates are Mortgage Advisor licensed in 48 states including Washington DC, Puerto Rico, and the U.S Virgin Islands (Not licensed in NY and MA). The team at Gustan Cho Associates has a national reputation of being able to do mortgage loans other mortgage companies cannot do. Gustan Cho Associates dba of NEXA Mortgage has a lending partnerships with over 190 wholesale mortgage lenders with dozens of no overlay lending partners on government and conventional loans and countless non-QM and alternative lending partners. Over 80% of our clients are borrowers who could not qualify at other mortgage companies either due to a last-minute mortgage loan denial due to lender overlays or because the lender did not have the mortgage loan program suited for the borrower. At Gustan Cho Associates, we only market mortgage loan products that exists and are possible.

Recent Articles

  • FHA Loans After Unemployment
    FHA Loans After Unemployment Mortgage GuidelinesJune 30, 2025
  • Manual Underwriting With Late Payments Mortgage Guidelines
    Manual Underwriting With Late Payments Mortgage GuidelinesJune 30, 2025
  • FHA Debt-To-Income Ratio Requirements
    FHA Debt-To-Income Ratio RequirementsJune 30, 2025
  • The Role Of The Loan Officer Assistant
    The Role Of The Loan Officer Assistant In Mortgage ProcessJune 30, 2025

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Equal Housing Opportunity Lender Gustan Cho Associates empowered by NEXA Mortgage LLC. NMLS# 1660690,
Corporate Address: 5559 S Sossaman Rd | Bldg 1 #101, Mesa, AZ 85212 Company NMLS 1660690, Gustan Cho NMLS #873293 Company State License #: AZMB - 0944059, Branch: 17W662 Butterfield Road Suite 305 Oakbrook Terrace, Illinois 60181 Branch NMLS 2315275 AXEN is a dba of NEXA Mortgage LLC
DISCLAIMER: The author(s) contributing content to this site, accept no liability or responsibility for errors, omissions or changes in market conditions that may impact the readers' conclusions drawn or assumptions related to the content of this site. The copywritten© information contained on this site is provided on an "as is" basis, at the time of publication, without guarantees of timeliness, thoroughness, accuracy, or usefulness to the consumer. The content on this site does not constitute financial or professional advice of any kind, and readers are encouraged to consult their own professional advisors for professional advice.
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CALL NOW
  • About Us
    • Contact Us
    • Get Pre-Approved
    • Order Credit
    • FICO Simulator
    • MLO License School
    • Why Choose Us
    • Meet Our Team
    • Loan Limits
      • FHA Loan Limits
      • Conforming Loan Limits
    • Preferred Realtor Partner Network
      • Dino Hasapis | Licensed Real Estate Broker | PRPN Director
      • Oakbrook Terrace, Illinois | Gustan Cho Associates Mortgage
  • Types Of Mortgages
    • Purchase
      • Home Purchase Loans
      • Investment Property Loan
    • Refinance
      • Refinance Mortgage Options
      • Chapter 13 Bankruptcy Cash-Out-Buyout
      • FHA Streamline Refinance
      • VA Streamline Refinance
      • Refinancing NON-QM Loans Into Conventional Mortgages
      • Refinance FHA To Conventional Loans
    • FHA Home Loans
      • FHA Manual Underwriting
      • FHA Chapter 13 Bankruptcy Guidelines
      • FHA Loans For Bad Credit
      • FHA Loans For Low Credit Scores
      • FHA Collections
      • FHA Loans Charged Off Accounts
      • W-2 Income Only FHA Loans
      • FHA Loans With Tax Lien
      • FHA Loan With Judgment
    • VA Home Loans
      • VA Manual Underwriting
      • VA Chapter 13 Bankruptcy Guidelines
      • VA Loans For Bad Credit
      • VA Loans For Low Credit Scores
      • VA Loans With Charged-Off Accounts
      • W-2 Income Only VA Loans
      • VA Loans with Tax Lien
      • VA Loan with Judgment
    • USDA Loans
    • How to Get DACA Mortgage Loans Without the Stress
    • Conventional Loans
      • Conventional Loans W-2 Income ONLY Mortgages
      • Conventional Loans After Foreclosure
      • Conventional Loans After Bankruptcy
      • Conventional Loan With Tax Lien
      • Conventional Loan With Judgment
    • Condotel Financing
    • NON-QM Loans
      • Bank Statement Loans
      • DSCR Loans
      • Asset-Depletion
      • Foreign Nationals
      • No SSN? ITIN Mortgage Loans Can Help You Own a Home
      • No-Doc Loans
    • Jumbo Mortgage
    • FHA 203K Loans
    • Reverse Mortgages
    • Commercial Loans
  • Careers
    • Can Realtors Be MLOs At The Same Time
    • Career Opportunities
      • Training a New Mortgage Loan Officer Without Any Experience
      • MLO License School
    • Mortgage Branch Careers
    • Remote Mortgage Loan Officer Career Opportunities
    • How Do I Become A Mortgage Loan Officer
    • MLO Revenue Share Residual Income Opportunity
  • Videos
  • Blogs
    • Headline News Archives
  • Testimonials
  • Talk To A Loan Officer
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