VA Late Payment After Bankruptcy Guidelines on VA Loans
This guide covers VA late payment after bankruptcy mortgage guidelines on VA loans. VA loans were created and implemented to…
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Mortgage Rates After Bankruptcy
This guide covers mortgage rates after bankruptcy on government and conventional loans. There are loan level pricing adjustments (LLPA) charged…
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Homeowner Tax Benefits Versus Renting
This guide covers homeowner tax benefits versus renting. There are so many advantages of buying versus renting a home. One…
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How Lender Overlays Prevent Mortgages For Homebuyers
This guide covers how lender overlays prevent mortgages for homebuyers. The Federal Reserve Board announced that almost a third of…
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How Long is a Pre-Approval Valid When Shopping For a Home
This guide cover how long is a pre-approval valid when shopping for a home. A pre-approval letter is a ticket…
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How Credit Scores Affect Conventional Loans
This guide covers how credit scores affect conventional loans. Two of the most popular mortgage loan programs today are FHA…
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How To Become a Real Estate Agent in Today’s Market
This guide covers how to become a real estate agent in today’s competitive housing market. A career in real estate…
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How Homeowners Insurance Deductibles Work
This guide covers how homeowners insurance deductibles work. Homeowners insurance deductibles used to be straightforward. It was the dollar amount…
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The Importance of Debt-To-Income Ratio in Mortgages
This guide covers the importance of debt-to-income ratio in mortgages. Borrowers need to keep in mind the importance of debt-to-income…
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Written Payment Agreements With Creditors
This guide covers setting up written payment agreements with creditors and collection agencies so you can qualify and get pre-approved…
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VA Loans During Chapter 7 Versus 13 Bankruptcy
In this blog, we will cover and discuss the agency mortgage guidelines from the U.S. Department of Veterans Affairs for…
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Home Mortgage After Forbearance Agency Guidelines
This guide covers qualifying for a home mortgage after forbearance. Borrowers can qualify for a home mortgage after forbearance. The…
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First Payment After Closing For Mortgage Loan Borrowers
This guide covers the first payment after closing for mortgage loan borrowers. One of the most common questions new homebuyers…
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Mortgage Rates and Terms versus Credit Scores and LTV
This guide covers mortgage rates and terms compared to credit scores and loan-to-value. Homebuyers planning on buying a home should…
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DTI Overlays Required By Lenders on Home Loans
This guide covers the DTI overlays lenders require on government and conventional loans. DTI overlays are imposed on home mortgage…
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Mortgage Approval With Bad Credit and Late Payments
This guide covers mortgage approval with bad credit and late payments. Many consumers have had a period in their lives….
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Investing in a Distressed Property
This guide covers investing in a distressed property and what you need to know. Distressed properties refer to properties for…
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Credit Scores Required For FHA and VA Loans
This guide covers the credit scores required for FHA and VA loans. Many borrowers are confused about the credit scores…
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Verified Funds For Home Closing Prior To Clear-To-Close
This guide covers verified funds for home closing before clear-to-close. Failure to provide verified funds for home closing before clear-to-close…
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College Education Versus Work Experience Mortgage Guidelines
This guide covers qualifying for a mortgage after college education versus work experience mortgage guidelines. We will further cover why…
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Recovery of Housing Market and Mortgage Guidelines
This guide covers the recovery of housing market and updates new mortgage guidelines and loan programs. Many of us remember…
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Best Time To Purchase a Home For First-Time Homebuyers
This guide covers the best time to purchase a home for first-time homebuyers. Many homebuyers ask when is the best…
