Credit Repair During Mortgage Underwriting Can Halt Loan Process
This guide covers how credit repair during mortgage underwriting can halt loan process . Mortgage borrowers should know the impact…
Jumbo Loan vs Conventional Loan Comparison | Rates and LTV
In this article, we will cover and discuss the comparison between jumbo loan vs conventional loan programs and the differences…
FHA Debt-To-Income Ratio Requirements
This blog will cover FHA debt-to-income ratio requirements for FHA loans. Just because borrowers meet all the HUD Agency Mortgage…
Is Timeshare Foreclosure Considered Mortgage Foreclosure?
Is Timeshare Foreclosure Considered Mortgage Foreclosure? A timeshare is not considered real estate and is classified as an installment loan. Foreclosure waiting period guidelines do not apply on timeshare foreclosures.
FHA Loans | High Debt To Income Ratio | Mortgage Lender Overlays | Mortgage Processing And Underwriting | Videos
Overlays on Debt To Income Ratio on FHA Loans
This guide covers overlays on debt-to-income ratio on FHA loans. Homebuyers who got issued pre-approval from a mortgage loan originator…
Eliminating FHA Mortgage Insurance Premium
This guide covers eliminating FHA mortgage insurance premium by refinancing FNMA. Borrowers taking out an FHA insurance mortgage loan, besides…
Bad Credit Mortgages | Home Purchase | Mortgage Processing And Underwriting | Qualifying & Getting Pre-approved | Real Estate Topic | Videos
Kentucky Housing Market Heats Up As Lenders Ease Guidelines
Kentucky’s economy is booming, especially the housing market. Many individual taxpayers and businesses are making Kentucky their home due to low state taxes and affordable housing and low property taxes. Homebuyers are finding home priced reasonably and home prices are beginning to creep up.
Non-QM Down Payment Guidelines on Home Purchase
This guide covers non-QM down payment guidelines on home purchase. Non-QM down payment guidelines on home purchase for homebuyers on…
Mortgage Waiting Period Guidelines After Bankruptcy Dismissal
In this article, we will cover and discuss when you can get a mortgage approval after bankruptcy dismissal. There are…
How To Negotiate a Home Purchase Prior To Signing Contract
This guide covers how to negotiate a home purchase prior to signing a contract. How to negotiate a home purchase…
Conventional Loan Waiting Period After Deed-in-Lieu
The conventional loan waiting period after deed-in-lieu of foreclosure and short sale of four years is shorter than the 7-year…
Investor Cash-Flow Mortgage For Investment Properties
This guide covers investor cash-flow mortgage for investment properties. Gustan Cho Associates now offers investor cash-flow loan programs on investment…
Mortgage Guidelines After Bankruptcy on Home Purchase
In this blog, we will cover and discuss the mortgage guidelines after bankruptcy on home purchases and refinance transactions. There…
Lender Overlays on Credit Tradelines By Underwriters
This guide covers lender overlays on credit tradelines by mortgage underwriters. Do all mortgage companies have lender overlays on credit…
Automated Underwriting System | Manual Underwriting | Mortgage After Bankruptcy and Foreclosure | VA Loans | Videos
VA Refer-Eligible Findings Versus AUS Approval Guidelines
In this blog, we will discuss and cover VA refer-eligible findings versus AUS approval guidelines. The United States Department of…
Buying Townhouse Versus Single-Family Homes
More and more homebuyers are gravitating towards a townhome purchase versus a single-family home during today’s booming housing market
Debt-To-Income Ratio Limit To Qualify For Mortgage Loan
This GUIDE covers debt-to-income ratio limit to qualify for a mortgage loan. Home loans and debt-to-income ratio limit. Every mortgage…
Mortgage Rates on NON-QM Loans and No-Doc Mortgages
This guide covers mortgage rates on non-QM loans and no-doc mortgages. Current Home Mortgage Rates after the election of President…
Conventional Refinance Loan With No PMI
Homeowners With FHA Loans Should Consider A Conventional Refinance Loan While Mortgage Rates Are At Historic Lows And Avoid Paying FHA MIP. Mortgage rates are at historic lows and many home values have skyrocketed in the past several years. Many homeowners with FHA loans can benefit by refinancing to a conventional mortgage and avoid paying LPMI.
Lender Versus Borrower Paid Mortgage Transactions
In this blog, we will discuss lender versus borrower-paid mortgage transactions. Mortgage brokers can often opt to go with a…
Increase Credit Scores Before Applying For Mortgage
This guide covers how to increase credit scores before applying for mortgage. Consumer credit report and credit scores are probably the most…
