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Gustan Cho Associates
  • About UsExpand
    • Contact Us
    • Get Pre-Approved
    • Order Credit
    • FICO Simulator
    • MLO License School
    • Why Choose Us
    • Meet Our Team
    • Loan LimitsExpand
      • FHA Loan Limits
      • Conforming Loan Limits
    • Preferred Realtor Partner NetworkExpand
      • Dino Hasapis | Licensed Real Estate Broker | PRPN Director
      • Oakbrook Terrace, Illinois | Gustan Cho Associates Mortgage
  • Types Of MortgagesExpand
    • PurchaseExpand
      • Home Purchase Loans
      • Investment Property Loan
    • RefinanceExpand
      • Refinance Mortgage Options
      • Chapter 13 Bankruptcy Cash-Out-Buyout
      • FHA Streamline Refinance
      • VA Streamline Refinance
      • Refinancing NON-QM Loans Into Conventional Mortgages
      • Refinance FHA To Conventional Loans
    • FHA Home LoansExpand
      • FHA Manual Underwriting
      • FHA Chapter 13 Bankruptcy Guidelines
      • FHA Loans For Bad Credit
      • FHA Loans For Low Credit Scores
      • FHA Collections
      • FHA Loans Charged Off Accounts
      • W-2 Income Only FHA Loans
      • FHA Loans With Tax Lien
      • FHA Loan With Judgment
    • VA Home LoansExpand
      • VA Manual Underwriting
      • VA Chapter 13 Bankruptcy Guidelines
      • VA Loans For Bad Credit
      • VA Loans For Low Credit Scores
      • VA Loans With Charged-Off Accounts
      • W-2 Income Only VA Loans
      • VA Loans with Tax Lien
      • VA Loan with Judgment
    • USDA Loans
    • How to Get DACA Mortgage Loans Without the Stress
    • Conventional LoansExpand
      • Conventional Loans W-2 Income ONLY Mortgages
      • Conventional Loans After Foreclosure
      • Conventional Loans After Bankruptcy
      • Conventional Loan With Tax Lien
      • Conventional Loan With Judgment
    • Condotel Financing
    • NON-QM LoansExpand
      • Bank Statement Loans
      • DSCR Loans
      • Asset-Depletion
      • Foreign Nationals
      • No SSN? ITIN Mortgage Loans Can Help You Own a Home
      • No-Doc Loans
    • Jumbo Mortgage
    • FHA 203K Loans
    • Reverse Mortgages
    • Commercial Loans
  • CareersExpand
    • Can Realtors Be MLOs At The Same Time
    • Career OpportunitiesExpand
      • Training a New Mortgage Loan Officer Without Any Experience
      • MLO License School
    • Mortgage Branch Careers
    • Remote Mortgage Loan Officer Career Opportunities
    • How Do I Become A Mortgage Loan Officer
    • MLO Revenue Share Residual Income Opportunity
  • Videos
  • BlogsExpand
    • Headline News Archives
  • Testimonials
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Call or Text: (800) 900-8569

Email Us: alex@gustancho.com

Gustancho Associates

Mortgage & Real Estate News

Home / Mortgage & Real Estate News - Page 21
Shopping For Insurance
Home Mortgages | Homeowners Insurance | Videos

Shopping For Insurance With Best Premium and Terms

ByMargarett Jurilla Posted onMay 29, 2024June 11, 2025

This guide covers shopping for insurance for the best premium and terms during the mortgage process. Shopping for insurance is…

Continue Reading Shopping For Insurance With Best Premium and TermsContinue

Can I Buy House In Maine With 580 FICO
Videos | Bad Credit Mortgages | FHA Loans

Can I Buy House in Maine With 580 FICO with No Credit

ByMargarett Jurilla Posted onMay 28, 2024June 11, 2025

In this blog, we will cover and answer the FAQ of can I buy house in Maine with 580 FICO…

Continue Reading Can I Buy House in Maine With 580 FICO with No CreditContinue

Realtors Marketing Package For Home Buyers
Home Mortgages | Career Opportunities/Loan Officer Training | First Time Home Buyers | Mortgage Processing And Underwriting | Real Estate Topic | Videos

Realtors Marketing Package For Home Buyers

ByGustan Cho Posted onMay 28, 2024June 11, 2025

This guide covers realtors marketing package for home buyers, real estate agents and referral partners. Home buyers rely on their…

Continue Reading Realtors Marketing Package For Home BuyersContinue

How Does Mortgage Process Work
Mortgage Processing And Underwriting | Videos

How Does Mortgage Process Work After Being Pre-Approved

ByGustan Cho Posted onMay 28, 2024June 12, 2025

This guide covers how does mortgage process work after being pre-approved. Most folks consult with a loan officer when they…

Continue Reading How Does Mortgage Process Work After Being Pre-ApprovedContinue

What is Home Staging
Real Estate Topic

What is Home Staging

ByRavinder Sharma Posted onMay 28, 2024June 12, 2025

In this article, we will cover and discuss what is home staging for home sellers and its benefits. Home staging…

Continue Reading What is Home StagingContinue

Getting a Mortgage With Bad Credit in Nevada
Bad Credit Mortgages | FHA Loans | NON-QM Loans | VA Loans | Videos

Getting a Mortgage With Bad Credit in Nevada

ByGustan Cho Posted onMay 28, 2024June 12, 2025

This blog will discuss buying a home and getting a mortgage with bad credit in Nevada. Nevada has many amenities,…

Continue Reading Getting a Mortgage With Bad Credit in NevadaContinue

FHA Flipping Guidelines
House Flipping | FHA Loans | Fix-and-Flip Mortgage Loans | Real Estate Topic | Videos

FHA Flipping Guidelines For Homebuyers and Investors

ByAlex Carlucci Posted onMay 27, 2024June 12, 2025

HUD, the parent of FHA, has strict rules on financing home buyers who are buying property flips.

Continue Reading FHA Flipping Guidelines For Homebuyers and InvestorsContinue

High-Balance VA Loans
VA Loans | High-Balance Mortgage Loans | Videos

High-Balance VA Loans (Jumbo VA Loans)

ByMargarett Jurilla Posted onMay 27, 2024June 12, 2025

Most people don’t know that the VA does not limit the amount that you can borrow. The VA guarantee limits the amount that most lenders will allow with zero down, but with a down payment there are no VA loan limits.

Continue Reading High-Balance VA Loans (Jumbo VA Loans)Continue

Making Austin Texas Home
Real Estate Topic | Videos

Making Austin Texas Home

ByLaurie Cho Posted onMay 27, 2024June 12, 2025

Austin, Texas has one of the highest in-migration rates in the nation. The Austin housing market is booming. There is a major shortage of housing in Austin, Texas due to the mass migration to this Texas city.

Continue Reading Making Austin Texas HomeContinue

Appraisal Process Timeline
Appraisal | Mortgage Processing And Underwriting | Real Estate Topic | Videos

Appraisal Process Timeline

ByAlex Carlucci Posted onMay 26, 2024June 12, 2025

This guide covers the home appraisal process timeline during the mortgage process. Gustan Cho Associates will update you on the…

Continue Reading Appraisal Process TimelineContinue

Selling House In Bad Market
Home Sellers | Real Estate Topic | Selling Your Home | Videos

Selling House in Bad Market

ByMargarett Jurilla Posted onMay 26, 2024June 12, 2025

This guide covers selling house in bad market during period of high inflation and skyrocketing mortgage rates. Despite high mortgage…

Continue Reading Selling House in Bad MarketContinue

Illinois Tax Burden
Property Taxes

Illinois Tax Burden is The Least Friendly in The U.S.

ByAlex Carlucci Posted onMay 25, 2024June 12, 2025

This guide covers how Illinois tax burden is the least friendlyy in the U.S. Illinois is making news again. According…

Continue Reading Illinois Tax Burden is The Least Friendly in The U.S.Continue

Bankruptcy For Illinois
Headline News Archives | Videos

Bankruptcy For Illinois is a Solution to Save the State

ByAlex Carlucci Posted onMay 25, 2024June 12, 2025

This guide covers bankruptcy for Illinois may be a possible solution to save the state. Bankruptcy for Illinois may be…

Continue Reading Bankruptcy For Illinois is a Solution to Save the StateContinue

Home Loan With Declining And Irregular Income
Income And Employment | declining income | Videos

Home Loan With Declining And Irregular Income Mortgage Guidelines

ByAnngelli Abenes Posted onMay 24, 2024June 12, 2025

This Article Is About Home Loan With Declining And Irregular Income Mortgage Guidelines. There are ways on how mortgage underwriters…

Continue Reading Home Loan With Declining And Irregular Income Mortgage GuidelinesContinue

VA Guidelines on Co-Borrowers
Videos | Non-Occupant Co-Borrowers | VA Loans

VA Guidelines on Co-Borrowers For VA Loans

ByAnngelli Abenes Posted onMay 24, 2024June 12, 2025

This guide covers VA guidelines on co-borrowers for VA loans. We will discuss the VA guidelines on co-borrowers. Income is…

Continue Reading VA Guidelines on Co-Borrowers For VA LoansContinue

Condotel Mortgage Rates
Condominium Loans | video

Condotel Mortgage Rates | Rates on Non-Warrantable Condos

ByAnngelli Abenes Posted onMay 24, 2024June 12, 2025

This Article Is About Condotel Mortgage Rates And Condotel Loan Guidelines. A condotel, or a condo-hotel, is a condominium unit…

Continue Reading Condotel Mortgage Rates | Rates on Non-Warrantable CondosContinue

Buying a Mountain House
Home Purchase | Investment Homes | Real Estate Topic | Second Homes | video

What To Know Before Buying a Mountain House

ByAnngelli Abenes Posted onMay 23, 2024June 12, 2025

This guide covers everything you need to know before buying a mountain house. Discover how to find your dream home…

Continue Reading What To Know Before Buying a Mountain HouseContinue

How Student And Car Loans Affect DTI
High Debt To Income Ratio | Student Loans | video

How Student And Car Loans Affect DTI For Mortgages

ByAnngelli Abenes Posted onMay 23, 2024June 12, 2025

This article will explore how student and car loans affect DTI (Debt-to-Income) mortgage ratios. Auto loans are typically the second-largest…

Continue Reading How Student And Car Loans Affect DTI For MortgagesContinue

NON-QM Jumbo Loans
NON-QM Loans | Jumbo Loans | Videos

NON-QM Jumbo Loans For Bad Credit and No-Income Docs

ByAnngelli Abenes Posted onMay 23, 2024June 12, 2025

NON-QM jumbo loans are alternative mortgage loan programs for owner-occupant primary homes, second homes, and investment properties. Most non-QM loans…

Continue Reading NON-QM Jumbo Loans For Bad Credit and No-Income DocsContinue

Avoiding Stress During Mortgage Process
Home Purchase | Videos

Avoiding Stress During Mortgage Process And Close On Time

ByAnngelli Abenes Posted onMay 22, 2024June 12, 2025

This Article Is About Ways Of Avoiding Stress During Mortgage Process And Close On Time There is no reason why…

Continue Reading Avoiding Stress During Mortgage Process And Close On TimeContinue

Buying Your First Home In Wyoming
Bad Credit Mortgages | Charge Off Accounts | Collection Accounts | FHA Loans | First Time Home Buyers | VA Loans | Videos

Steps To Buying Your First Home In Wyoming Without Stress

ByAlex Carlucci Posted onMay 22, 2024June 12, 2025

In this blog, we will cover and discuss the steps to buying your first home in Wyoming. Buying your first…

Continue Reading Steps To Buying Your First Home In Wyoming Without StressContinue

How Mortgage Brokers Get Paid
Home Mortgages | Career Opportunities/Loan Officer Training | Mortgage Processing And Underwriting | Videos

How Mortgage Brokers Get Paid on Closed Home Loans

ByAnngelli Abenes Posted onMay 21, 2024June 12, 2025

This guide covers how mortgage brokers get paid on closed home loans. Mortgage brokers, loan originators, or loan officers are…

Continue Reading How Mortgage Brokers Get Paid on Closed Home LoansContinue

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About Us

Gustan Cho Associates are Mortgage Advisor licensed in 48 states including Washington DC, Puerto Rico, and the U.S Virgin Islands (Not licensed in NY and MA). The team at Gustan Cho Associates has a national reputation of being able to do mortgage loans other mortgage companies cannot do. Gustan Cho Associates dba of NEXA Mortgage has a lending partnerships with over 190 wholesale mortgage lenders with dozens of no overlay lending partners on government and conventional loans and countless non-QM and alternative lending partners. Over 80% of our clients are borrowers who could not qualify at other mortgage companies either due to a last-minute mortgage loan denial due to lender overlays or because the lender did not have the mortgage loan program suited for the borrower. At Gustan Cho Associates, we only market mortgage loan products that exists and are possible.

Recent Articles

  • Manual Downgrade From AUS Approval
    Manual Downgrade From AUS Approval on FHA LoansJune 27, 2025
  • Mortgage Guidelines After High School
    Mortgage Guidelines After High School Without ExperienceJune 27, 2025
  • Mortgage Guidelines on Late Payments
    Learn Mortgage Guidelines on Late Payments TodayJune 27, 2025
  • Last-Minute Mortgage Denial
    Reasons For Last-Minute Mortgage Denial From UnderwritersJune 27, 2025

DTI Calculators

  • FHA DTI Calculator
  • VA DTI Calculator
  • Conventional DTI Calculator
  • Jumbo DTI Calculator
  • FHA Loan Limits
  • Conforming Loan Limits

Subsidiary Sites

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  • GCA Mortgage Group
  • GCA Forum

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Resources

  • Get Pre-Approved
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  • FICO Simulator
  • MLO License School
  • DTI Mortgage Calculator
  • Documents Required For Mortgage Process
  • How To Increase FICO Scores For a Mortgage
  • How To Reach A Human At The Credit Bureaus
  • Remove Credit Disputes
  • Contribute To GCA Mortgage Group
  • GCA Approves When Others Can’t
  • Mortgage Guides and Home Loan Options
  • How To Un-Freeze a Credit File?
Equal Housing Opportunity Lender Gustan Cho Associates empowered by NEXA Mortgage LLC. NMLS# 1660690,
Corporate Address: 5559 S Sossaman Rd | Bldg 1 #101, Mesa, AZ 85212 Company NMLS 1660690, Gustan Cho NMLS #873293 Company State License #: AZMB - 0944059, Branch: 17W662 Butterfield Road Suite 305 Oakbrook Terrace, Illinois 60181 Branch NMLS 2315275 AXEN is a dba of NEXA Mortgage LLC
DISCLAIMER: The author(s) contributing content to this site, accept no liability or responsibility for errors, omissions or changes in market conditions that may impact the readers' conclusions drawn or assumptions related to the content of this site. The copywritten© information contained on this site is provided on an "as is" basis, at the time of publication, without guarantees of timeliness, thoroughness, accuracy, or usefulness to the consumer. The content on this site does not constitute financial or professional advice of any kind, and readers are encouraged to consult their own professional advisors for professional advice.
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CALL NOW
  • About Us
    • Contact Us
    • Get Pre-Approved
    • Order Credit
    • FICO Simulator
    • MLO License School
    • Why Choose Us
    • Meet Our Team
    • Loan Limits
      • FHA Loan Limits
      • Conforming Loan Limits
    • Preferred Realtor Partner Network
      • Dino Hasapis | Licensed Real Estate Broker | PRPN Director
      • Oakbrook Terrace, Illinois | Gustan Cho Associates Mortgage
  • Types Of Mortgages
    • Purchase
      • Home Purchase Loans
      • Investment Property Loan
    • Refinance
      • Refinance Mortgage Options
      • Chapter 13 Bankruptcy Cash-Out-Buyout
      • FHA Streamline Refinance
      • VA Streamline Refinance
      • Refinancing NON-QM Loans Into Conventional Mortgages
      • Refinance FHA To Conventional Loans
    • FHA Home Loans
      • FHA Manual Underwriting
      • FHA Chapter 13 Bankruptcy Guidelines
      • FHA Loans For Bad Credit
      • FHA Loans For Low Credit Scores
      • FHA Collections
      • FHA Loans Charged Off Accounts
      • W-2 Income Only FHA Loans
      • FHA Loans With Tax Lien
      • FHA Loan With Judgment
    • VA Home Loans
      • VA Manual Underwriting
      • VA Chapter 13 Bankruptcy Guidelines
      • VA Loans For Bad Credit
      • VA Loans For Low Credit Scores
      • VA Loans With Charged-Off Accounts
      • W-2 Income Only VA Loans
      • VA Loans with Tax Lien
      • VA Loan with Judgment
    • USDA Loans
    • How to Get DACA Mortgage Loans Without the Stress
    • Conventional Loans
      • Conventional Loans W-2 Income ONLY Mortgages
      • Conventional Loans After Foreclosure
      • Conventional Loans After Bankruptcy
      • Conventional Loan With Tax Lien
      • Conventional Loan With Judgment
    • Condotel Financing
    • NON-QM Loans
      • Bank Statement Loans
      • DSCR Loans
      • Asset-Depletion
      • Foreign Nationals
      • No SSN? ITIN Mortgage Loans Can Help You Own a Home
      • No-Doc Loans
    • Jumbo Mortgage
    • FHA 203K Loans
    • Reverse Mortgages
    • Commercial Loans
  • Careers
    • Can Realtors Be MLOs At The Same Time
    • Career Opportunities
      • Training a New Mortgage Loan Officer Without Any Experience
      • MLO License School
    • Mortgage Branch Careers
    • Remote Mortgage Loan Officer Career Opportunities
    • How Do I Become A Mortgage Loan Officer
    • MLO Revenue Share Residual Income Opportunity
  • Videos
  • Blogs
    • Headline News Archives
  • Testimonials
  • Talk To A Loan Officer
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