ByJohn Strange, NMLS: 230932
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Mortgage Conditions From Underwriters During Conditional Approval In this article, we will discuss and cover the mortgage conditions by underwriters…
ByJohn Strange, NMLS: 230932
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Everything You Need To Know About The Loan Estimate In this guide, we will discuss and extensively cover everything you…
ByDale Elenteny, NMLS: 904444
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HARP For Underwater Mortgages Lending Guidelines This guide covers HARP for underwater mortgages. This guide is an update of a…
ByDale Elenteny, NMLS: 904444
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Trying to cheat the system and not getting building permits when renovating your home can backfire on you when it comes to selling your home.
ByGustan Cho, NMLS 873293
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How Does Down Payment Assistance Work For Homebuyers With FHA, VA, USDA, And Conventional Loans In this guide, we will…
ByGustan Cho, NMLS 873293
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Debt settlement versus bankruptcy is a serious decision, especially if you want to buy or refinance a home in the…
ByJohn Strange, NMLS: 230932
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The Ultimate Guide to Buying Oceanfront Homes in Puerto Rico (2026 Update) Picture starting your day with waves breaking against…
ByAlex Carlucci, NMLS: 229891
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Government Shutdown And Effects To Mortgage Programs: FHA, VA, USDA, Conventional Loans, Closings, And Borrower Delays Have you ever wondered…
ByGustan Cho, NMLS 873293
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In general, borrowers buy down mortgage rates to get a lower rate on their home loans. However, there are instances where borrowers need to buy down rates due to loan level pricing adjustments due to lower credit scores
ByGustan Cho, NMLS 873293
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A land contract home purchase is a way to buy a home directly from the seller without using a traditional…
ByAlex Carlucci, NMLS: 229891
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VA loans are one of the best mortgage options for eligible veterans, active-duty service members, and qualified surviving spouses. They…
ByGustan Cho, NMLS 873293
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Can you get a Freddie Mac mortgage if you have lots of investments or savings but little or no income? In many cases, you can convert assets into income (for mortgage qualifying purposes) by using asset depletion.
ByDale Elenteny, NMLS: 904444
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Can you buy a primary home far from your employer if your job is remote? Yes, you can buy a…
ByMike Gracz, NMLS: 1160212
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The practice of home builders steering lenders refers to the common industry practice of recommending or ” steering” homebuyers toward…
ByGustan Cho, NMLS 873293
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How Credit Repair Works During The Mortgage Process To Get Approved This guide covers how credit repair works during the…
ByGustan Cho, NMLS 873293
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This guide covers conventional loan 101 for new loan officers and borrowers. I like to congratulate those who recently took…
ByMike Gracz, NMLS: 1160212
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This article will cover how to become a successful mortgage loan officer at Gustan Cho Associates. Starting a new career…
ByJohn Strange, NMLS: 230932
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In this article, we will cover and discuss how credit disputes affect mortgage process and cause loan denial. The pre-approval…
ByGustan Cho, NMLS 873293
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Temporary unemployment mortgage guidelines help homebuyers understand how a job loss, layoff, furlough, or employment gap can affect mortgage approval….
ByMike Gracz, NMLS: 1160212
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Can you get a VA loan pre-approval before finding a home if your file needs manual underwriting? Yes, in some…
ByMike Gracz, NMLS: 1160212
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Jumbo mortgages for self-employed borrowers are available, but qualifying can be more challenging than it is for W-2 employees. Jumbo…
ByGustan Cho, NMLS 873293
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Foreclosure usually happens when a homeowner can no longer keep up with the mortgage payments, property taxes, homeowners’ insurance, HOA…
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