Understanding The Basics of What is a Mortgage
This guide covers understanding the basics on what is a mortgage. We will cover and discuss the meaning of what…
Self-Employed Mortgage With One-Year Tax Returns
Self-employed borrowers are now eligible to get an approve/eligible per automated underwriting system with one-year income tax returns.
VA Loans Versus Other Loan Programs
What does it take to get VA home loan approval?
You must first be eligible. Only servicemembers, honorably-discharged veterans and sometimes their families are eligible.
VA underwriting guidelines are flexible, with no minimum credit score an no minimum down payment.
However, you must be able to afford your loan and have no serious recent credit problems.
The VA mortgage program is an earned benefit for members of the US military. It’s one of the best mortgage programs available.
Benefits of Non-QM Loans and Non-Traditional Mortgages
This guide outlines the advantages of Non-QM loans and Non-Traditional Mortgages. Gustan Cho Associates serves as your reliable ally for…
Buying Home In Mississippi With Bad Credit and Low FICO
Is Possible To Buying Home In Mississippi With Bad Credit With Lender With No Overlays? Yes, it is at Gustan Cho Associates. Gustan Cho Associates is a mortgage company licensed in Mississippi and dozens of other states with no lender overlays on government and conventional loans.
Mortgage With No Income Documentation and No Tax Returns
Gustan Cho Associates has mortgage with no income documentation, no tax returns, and low credit scores. Many folks who have…
FHA vs Conventional Cash-Out Refinance Mortgage Loans
In this blog, we will discuss and cover FHA vs conventional cash-out refinance mortgage loans and general rate and term…
Getting Faster Mortgage Approvals and Closing on Time
Borrowers should not stress during the mortgage process. . There is no reason why there should be stress during the mortgage process. There is no reason why the closing date needs to get delayed. Follow these tips for a smooth and timely closing.
What is Net Tangible Benefits For Refinancing
This guide covers what is the definition of net tangible benefits for refinancing. When mortgage rates were at a 3-year…
VA Guidelines on Charge-Offs and Collections on VA Loans
This article discusses the revised VA guidelines regarding charge-offs and collections. According to the VA Guidelines on Charge-Offs and Collections,…
Steps in Mortgage Process For Closing Home Loan on Time
This guide covers the steps in mortgage process for closing home loan on time. Homebuyers looking to purchase a new…
VA Loans With High Debt-To-Income Ratio Mortgage Guidelines
This blog will discuss VA loans with high debt-to-income ratio mortgage guidelines. The team at Gustan Cho Associates gets frequently…
Get Recent Update Credit Report Fast With a Rapid Rescore
In this blog post, we’ll delve into the most recent methods to update credit report fast using rapid rescore to…
Home Loan Approval After Losing Job During Mortgage Process
This guide covers how to close on home loan after losing job during mortgage process. We will show you qualifying…
Mortgage Underwriter Errors
This guide covers mortgage underwriter errors causing borrowers a loan denial. Mortgage underwriter errors do happen. Underwriters are human and…
Minimum Credit Score Mortgage Guideline on Home Loans
This guide covers the minimum credit score mortgage guidelines on home loans. Income, credit, credit history, and credit scores are…
Non-Qualified Mortgage Products and Lending Guidelines
Dozens of non-QM loan programs have been created and launched in recent years. A large percentage of homebuyers who cannot qualify for traditional loans gravitate towards non-QM loans. This holds especially true for self-employed borrowers who do not have to provide income tax returns and can just use bank statement deposits.
Credit Score Mortgage Guidelines For Home Loans
In this blog, we will cover and discuss the credit score mortgage guidelines for home purchase and refinance. What is…
NON-QM Loan With Recent Late Payments In The Past 12 Months
This article will delve into qualifying for a non-QM loan with recent late payments in the past 12 months. Homebuyers…
Chapter 13 Trustee Mortgage Approval During Bankruptcy
Homebuyers and homeowners can secure Chapter 13 Trustee Mortgage Approval under the Chapter 13 Bankruptcy repayment plan. FHA and/or VA…
Mortgage Denied After Pre-Approval By Underwriters
In this blog post, we will explore a tackle problem many borrowers face – Mortgage Denied After Pre-Approval. The landscape…
