Bad Credit Mortgages

In this blog, we will cover and discuss turning an owner-occupied to investment home. The exiting home will turn into a rental investment home. By doing so, buying a new primary residence home will not be stressful due to rental income coming in from the exiting home. There are cases where a homeowner with an…

In this blog, we will cover and discuss necessary ending giving loan officers strength. Good Morning and Happy Saturday World, I hope all of you are having an amazing weekend thus far. Me, I’ve had a pretty amazing weekend. I had a chance to really sit back and analyze, think about, and dissect my life…

In this blog, we will discuss and cover qualifying and getting approved on FHA loans with not paying off collections and charged-off accounts. I met Gustan Cho when I was working with another lender as a licensed mortgage loan originator. I was seeking out some information concerning a loan that I was working on at…

Homebuyers in Kansas with prior credit issues can now qualify for bad credit mortgage loans Kansas with credit scores as low as 500 FICO. The housing market in Kansas is booming. The Kansas bullish housing market is forecasted to continue to be strong for the next several years despite the rising inflation, coronavirus vaccine mandates…

This article is about building credit with timely housing payments. One of the strongest credit tradelines consumers can have is by building credit with on-time housing payments. Most landlords do not report rental payments to the credit bureaus. However, there is a way of reporting on-time timely monthly payments to all three credit reporting agencies….

This Article Is About VA Bad Credit Mortgage Guidelines Versus Lender Overlays VA Home Loans are primary residence owner-occupant mortgages only available to active and/or retired members of the United States Armed Services with a Certificate of Eligibility. VA loans is one of three government-backed home mortgage loan programs available in the United States. However,…

This Article Is About Florida FHA Loan With Bad Credit And High Debt To Income Ratio Homebuyers can now qualify for Florida FHA Loan With Bad Credit, high debt to income ratios, and outstanding collections & charge-off accounts with Gustan Cho Associates. Most mortgage loan applicants do not bother trying to get qualified for FHA…

In this article, we will discuss and cover bad credit mortgage loans with collections guidelines for 2022. A substantial percentage of consumers fell victim to the 2008 real estate and credit meltdown. The financial crisis of 2008 devastated their credit and many were forced into bankruptcy. Millions of Americans lost their jobs and businesses. The…

This article is about Things To Do After Home Closing For New Homeowners.  There are many Things To Do After Home Closing for the new homeowner. The home closing is when the transfer of ownership takes place. In most states, the closing takes place at a title company and/or an attorney’s office. The home closing…