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ByRonda Butts
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This blog will discuss buying a home in Hawaii with bad credit. Hawaii is one of the most beautiful places in the world. Many people relocate to Hawaii, especially retirees. Thousands of people have goals of buying a second home in Hawaii. It is no secret everything is expensive in Hawaii, including home prices….
ByAlex Carlucci
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The homebuying and mortgage process in a seller market with historically high rates and soaring inflation can be challenging. The aftermath of the coronavirus pandemic is making the homebuyer and mortgage process more difficult than it used to be. Dale Elenteny of Gustan Cho Associates said the coronavirus outbreak had changed the mortgage industry. Never…
ByAlex Carlucci
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In this article, we will discuss and cover the borrower review of Gustan Cho Associates. Just this past June 2, 2023, I received a frantic call from a home buyer who was extremely disturbed. This was because she learned from multiple mortgage lenders in her community that she could not qualify for a conventional loan…
ByGustan Cho
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In this guide, we will cover how much house can I afford versus qualify. First-time and seasoned home buyers must consider ” How much house can I afford to buy?” when buying a home. Mortgage lenders will qualify borrowers on the maximum housing budget buyers can afford. Just because the lender qualifies for a…
ByGustan Cho
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Borrowers with prior outstanding collections, charged-off accounts, and other bad credit can qualify for a mortgage without paying them off. The key to qualifying for a mortgage is not prior bad credit but timely payments.
ByGustan Cho
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In this blog, we will discuss and cover qualifying and getting approved for a Chicago home loan with bad credit. There is hope for those who were victims of the Great Recession of 2008. Many have gone through bankruptcy, foreclosure, deed instead of foreclosure, short sale, lost their homes, jobs, or just had their credit…
ByGustan Cho
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This guide covers what is the lowest credit score allowed for mortgage approvals. The team at Gustan Cho Associates gets countless daily calls from our viewers about what is the lowest credit score allowed for mortgage approvals. Many borrowers often get confused about why lenders have different credit score requirements on FHA, VA, USDA, and…
ByAlec Finn
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In this article, we will discuss why More Homeowners Fleeing Illinois Than Any Other State in the nation. Illinois is tied neck to neck with California for residents and businesses leaving their state. Illinois is now the sixth most populous state. It used to rank as the fourth most populous state in the country, but…
ByGustan Cho
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This article will cover buying a home in Alaska with bad credit. Buying a home in Alaska with bad credit is definitely possible at Gustan Cho Associates, empowered by NEXA Mortgage. Gustan Cho Associates, a dba of NEXA Mortgage LLC, is licensed in 48 states, including Alaska. Gustan Cho Associates has wholesale lending relationships with…
ByGustan Cho
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This article is about NON-QM Mortgage Guidelines on primary homes, second homes, and investment properties. Every non-QM lender has their own non-QM mortgage guidelines. Gustan Cho Associates has dozens of different lwholesale ending relationships with wholesale non-QM mortgage lenders and financial institutions: For the latest information, it’s advisable to consult with mortgage professionals or refer…
ByAlex Carlucci
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In this blog, we will cover choosing the right lender for a mortgage loan approval. Choosing The Right Lender with no overlays is extremely important for mortgage borrowers with prior credit issues. Examples of prior credit issues include the following: prior bankruptcy prior foreclosure prior short sale prior deed in-lieu-of foreclosure outstanding collections charge off…
ByAlex Carlucci
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In this blog, we will cover everything you need to know about buying a house in Iowa. Iowa is becoming a very popular state for homebuyers, especially first-time homebuyers and people relocating to the state. A frequently asked question is can I buy a house in Iowa with bad credit? Quite honestly, the state of…
ByMike Gracz
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In this blog, we will be comparing the skyrocketing mortgage rates versus housing prices. We will cover the forecast of mortgage rates versus housing prices. Just a little over 12 months ago, mortgage rates were as low as 2.5% on a 30-year fixed-rate conforming loan. Home prices were surging like never before in history. Homebuyers…
ByAlex Carlucci
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Borrowers looking to qualify for a home loan with bad credit Ohio have options with traditional and/or non-traditional mortgages. The Ohio housing market has been bullish for the past few years. Many renters who were planning on buying a house after a few years are now planning on buying a house now before rates increase…
ByMike Gracz
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What Are The Rules On FHA Loan Collection Accounts With Outstanding Balances
ByMike Gracz
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In this blog, we will discuss the best Oregon mortgage lenders with hundreds of loan options for owner-occupant homes, second homes, and investment properties. As many of our readers know, the team at Gustan Cho Associates, Empowered by NEXA Mortgage, LLC, NMLS 1660690 is headquartered in Chandler, Arizona, and is headed by CEO Michael Kortas…
ByDale Elenteny
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Homebuyers have many mortgage options when looking for home loans in Virginia for bad credit and low credit scores. The best home loans in Virginia for bad credit and credit scores down to 550 FICO scores are FHA and VA loans. Unfortunately, not all people are eligible for VA loans. FHA loans are the most…
ByAlex Carlucci
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In this article, we will cover and discuss qualifying for a mortgage after bankruptcy in Minnesota with traditional and non-prime home loans. Homebuyers can qualify for a mortgage after bankruptcy in Minnesota with traditional and non-prime loan programs. There are mandatory waiting period requirements to qualify for a mortgage after bankruptcy in Minnesota on government-backed…
ByAlex Carlucci
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In this blog, we will cover and discuss the best bad credit mortgage lenders in Alaska for FHA loans. The housing market in Alaska is booming. Homes are selling the day they are listed. During these volatile economic times with mortgage rates surging, many homebuyers with lower credit scores are shopping for the best bad…
ByGustan Cho
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In this article, we will cover and discuss the options homebuyers have after they got an FHA loan denied for low credit scores in Ohio with an approve/eligible per automated underwriting system. One of the misconceptions consumers have is that all lenders have the same lending requirements on FHA loans since they are government loans….
ByGustan Cho
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In this blog, we will cover and discuss qualifying for a mortgage with low credit scores in Vermont in 2022. Homebuyers do not need perfect credit to qualify for a mortgage with low credit scores in Vermont. Outstanding collections and charged-off accounts do not have to be paid off to qualify for a mortgage with…
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