How Credit Scores Affect Mortgage Rates When Locking Loan
Mortgage Rates have dropped has dropped again after the sudden surge in recent weeks.
Minimum Credit Score Mortgage Guideline on Home Loans
This guide covers the minimum credit score mortgage guidelines on home loans. Income, credit, credit history, and credit scores are…
NON-QM Mortgage Rates Compared to Conforming Loans
Non-QM mortgage rates are determined by the down payment, credit scores, credit history of the borrower, and type of property. The higher the credit score and the higher the down payment, the lower the mortgage rates.
FHA Loans Colorado With Bad Credit and 500 FICO Scores
In this blog, we will cover and discuss qualifying for FHA loans Colorado with bad credit and credit scores down…
VA Loans Mississippi Guidelines And Requirements On Home Purchase
Can I Qualify For A VA Loan With A Lender With No Lender Overlays In Mississippi? Absolutely, Gustan Cho Associates is a lender with no lender overlays on VA loans and is licensed in Mississippi.
Buying Down Mortgage Rates With Discount Points
In general, borrowers buy down mortgage rates to get a lower rate on their home loans. However, there are instances where borrowers need to buy down rates due to loan level pricing adjustments due to lower credit scores
Understanding VA Mortgage Rates And LLPA
This Article Is About Understanding VA Mortgage Rates And Loan Level Pricing Adjustments VA loans are the best home mortgage…
Getting Approved For VA Loans in New Mexico With Bad Credit
In this article, we will cover getting approved for VA loans in New Mexico. Are you an active duty military…
VA Guidelines after Short Sale Waiting Period on VA Loans
This blog will discuss the VA guidelines after short sale waiting period requirements to qualify for a VA loan. VA…
Checking Your Credit Before Buying Home
This guide covers checking your credit before buying home. Your credit score and credit report are significant in the mortgage…
VA Loans Ohio With Bad Credit And No Lender Overlays
This Article Is About VA Loans Ohio With Bad Credit And No Lender Overlays Ohio is one of the hottest…
VA Automated Findings On Automated Underwriting System (AUS)
In this article, we will discuss and cover the VA automated findings on the automated underwriting systems (AUS). VA loans…
VA Foreclosure Guidelines In Qualifying For VA Home Loans
In this article, we will cover and discuss VA foreclosure guidelines in qualifying for VA loans. VA Foreclosure Guidelines require…
HUD Cash-Out Mortgage Guidelines on FHA Loans
This blog will cover and discuss HUD Cash-Out Mortgage Guidelines on FHA loans for 2024. Home values are rising across…
FHA Mortgage Loans With No Overlays FHA Lenders
Gustan Cho Associates is a mortgage company licensed in multiple states, specializing in FHA mortgage loans with no overlays. More…
Duplex Mortgage Loans Down Payment Guidelines
In this blog, we will discuss and cover duplex mortgage loans down payment guidelines. A duplex is a two-unit multi-unit…
What To Do If Homeowners Cannot Afford Property Taxes
What To Do If Homeowners Cannot Afford Property Taxes: Every homeowner has to pay property taxes. Homeowners who own home…
VA Loan Denial And Qualifying With Lender With No Overlays
This Article Is About VA Loan Denial And Getting Qualified With Lender With No Overlays There should be no reason why…
Government Shutdown And Effects To Mortgage Programs
Have you ever wonder what is government shutdown and effects to mortgage programs? A government shutdown occurs when non-essential federal…
Credit Score Guidelines Versus Lender Overlays During Pandemic
Understanding Credit Score Guidelines Versus Lender Overlays during the coronavirus pandemic is important. A detailed analysis of the covid 19…
Buying House During Chapter 13 Repayment Plan Mortgage Guidelines
This ARTICLE Is About Buying House During Chapter 13 Repayment Plan Mortgage Guidelines Buying House During Chapter 13 Repayment Plan…
Home Mortgages | Conventional Loans | FHA Loans | Mortgage After Bankruptcy and Foreclosure | Videos
Comparing FHA Versus Conforming Mortgages
This guide compares FHA versus conforming mortgages, the two most popular mortgage loan programs for homebuyers in the United States….
