Call or Text: (800) 900-8569
Email Us: alex@gustancho.com
ByGustan Cho
Posted on
There is no reason why a pre-approved borrower should ever get a last-minute mortgage denial by a mortgage underwriter. The main reason why borrowers get a last-minute mortgage
ByGustan Cho
Posted on
In this blog, we will cover and discuss qualifying and getting a mortgage approval for home purchase on acreage in…
ByGustan Cho
Posted on
FHA Loan with Recent Late Payments: A Guide to Qualifying Suppose you’ve had recent late payments on your credit report….
ByGustan Cho
Posted on
Appraisal Transfer Policy: How to Transfer a Home Appraisal to a New Lender If you’re changing mortgage lenders and have…
ByGustan Cho
Posted on
Most mortgage lenders really don’t like seeing overdrafts in bank statements. If they spot an overdraft, it can make them…
ByGustan Cho
Posted on
What Are Hard Money Lenders? A Simple Guide for Real Estate Investors and Borrowers If you’ve been turned down by…
ByGustan Cho
Posted on
Qualifying for Mortgage With Irregular Income: 2025 Guide for Homebuyers Are you worried that your irregular income might stop you…
ByGustan Cho
Posted on
Every Mortgage Loan Program Has Its Own Agency Guidelines When It Comes To Qualifying For A Mortgage With An Outstanding Tax Lien And/Or Judgment
ByGustan Cho
Posted on
Mortgage Insurance Premium on Non-QM Mortgage Loans: What You Need to Know When buying a home, mortgage insurance premium often…
ByGustan Cho
Posted on
Bankruptcy and foreclosure both damage your credit and can make it difficult or impossible to buy or refinance a home. But one is worse than the other.
ByGustan Cho
Posted on
Steps in the Underwriting Process: What Borrowers Need to Know in 2025 If you’re buying a home or refinancing your…
ByGustan Cho
Posted on
AUS Approval On Conventional Loans Versus Refer-Eligible Per AUS: There are ways and tricks of the trade to get an approve eligible per automated underwriting system on conventional loans.
ByGustan Cho
Posted on
Buying a home with a well and septic system can feel confusing, mainly if you’ve never dealt with private utilities…
ByGustan Cho
Posted on
Buying a house can be exciting, but feeling a bit nervous about the mortgage process is normal. One big question…
ByGustan Cho
Posted on
Getting a Home Loan With No Credit Tradelines: Your Complete 2025 Guide Buying a home is a thrilling achievement, but…
ByGustan Cho
Posted on
Non-QM Mortgage Guidelines: Your Guide to Getting Approved in 2025 If you’ve been told you don’t qualify for a traditional…
ByGustan Cho
Posted on
Bankruptcy can feel like a financial dead end but, it doesn’t have to be. If you’re wondering whether you can…
ByGustan Cho
Posted on
What are the alternatives to bankruptcy? Many people are struggling with unbearable debt or bad credit and bankruptcy seems like…
ByGustan Cho
Posted on
Will mortgage rates rise or will there be a correction in 2025? With interest rates and home prices at the…
ByGustan Cho
Posted on
Adding Co-Borrower To Qualify For Home Loan: Your Guide To Getting Approved in 2025 Trying to qualify for a home…
ByGustan Cho
Posted on
The California Mortgage Credit Certificate Program (MCC) is a state initiative to assist first-time homebuyers and qualified veterans achieve homeownership…
ByGustan Cho
Posted on
Buying or Refinancing After Forbearance: What You Need to Know in 2025 If you’ve been through a forbearance and are…
CALL NOW