Home Loans in South Carolina For Homebuyers With Bad Credit
In this article, we will cover and discuss home loans in South Carolina for homebuyers with bad credit and low…
Paying Down Credit Cards During Mortgage Process Due To High DTI
This guide covers paying down credit cards during mortgage process due to high debt-to-income ratios. Debt-to-income ratios are one of…
Bad Credit Mortgage Lenders in Rhode Island with 500 FICO
In this blog, we will discuss and cover bad credit mortgage lenders in Rhode Island for borrowers with bad credit…
FHA Versus Conventional Mortgage Rates
This guide covers FHA versus conventional mortgage rates on purchase and refinances transactions. One of the most common questions the…
Mortgage Rate Lock Versus Floating Rate
This article covers the mortgage rate lock process and how to decide when to lock in a mortgage. You cannot…
Washington NON-QM Lenders For No-Doc and DSCR Loans
Washington NON-QM Lenders are offering multiple non-prime loans throughout the state. Homebuyers in Washington state no longer are tied with…
Jumbo Mortgages | Lender Options – LTV – Rates – Terms
Jumbo Mortgages are home mortgage loans that are higher than the conforming loan limit. The conforming loan limit for 2024…
Pre-Qualifying Borrowers With Bad Credit For Mortgage Loans
In this blog, we will be covering pre-qualifying borrowers with bad credit for mortgage loans. This article on pre-qualifying borrowers…
Most Affordable States For Home Buyers To Purchase Home
Remote job positions enable homebuyers to purchase homes in other states. This is because remote wage earners no longer have to report to a brick-and-mortar location. Many people are fleeing high-taxed cities and states to lower-taxed states with affordable housing and lower cost of living.
How Credit Scores Affect Mortgage Rates When Locking Loan
This Article Is About How Credit Scores Affect Mortgage Rates When Locking Loan Mortgage Rates have dropped 0.25% after the…
Minimum Credit Score Mortgage Guideline on Home Loans
This guide covers the minimum credit score mortgage guidelines on home loans. Income, credit, credit history, and credit scores are…
NON-QM Mortgage Rates Compared to Conforming Loans
Non-QM mortgage rates are determined by the down payment, credit scores, credit history of the borrower, and type of property. The higher the credit score and the higher the down payment, the lower the mortgage rates.
FHA Loans Colorado With Bad Credit and 500 FICO Scores
In this blog, we will cover and discuss qualifying for FHA loans Colorado with bad credit and credit scores down…
VA Loans Mississippi Guidelines And Requirements On Home Purchase
Can I Qualify For A VA Loan With A Lender With No Lender Overlays In Mississippi? Absolutely, Gustan Cho Associates is a lender with no lender overlays on VA loans and is licensed in Mississippi.
Buying Down Mortgage Rates With Discount Points
In general, borrowers buy down mortgage rates to get a lower rate on their home loans. However, there are instances where borrowers need to buy down rates due to loan level pricing adjustments due to lower credit scores
Getting Approved For VA Loans in New Mexico With Bad Credit
In this article, we will cover getting approved for VA loans in New Mexico. Are you an active duty military…
VA Guidelines after Short Sale Waiting Period on VA Loans
This blog will discuss the VA guidelines after short sale waiting period requirements to qualify for a VA loan. VA…
Checking Your Credit Before Buying Home
This guide covers checking your credit before buying home. Your credit score and credit report are significant in the mortgage…
VA Loans Ohio With Bad Credit And No Lender Overlays
This Article Is About VA Loans Ohio With Bad Credit And No Lender Overlays Ohio is one of the hottest…
VA Automated Findings On Automated Underwriting System (AUS)
In this article, we will discuss and cover the VA automated findings on the automated underwriting systems (AUS). VA loans…
VA Foreclosure Guidelines In Qualifying For VA Home Loans
In this article, we will cover and discuss VA foreclosure guidelines in qualifying for VA loans. VA Foreclosure Guidelines require…
HUD Cash-Out Mortgage Guidelines on FHA Loans
This blog will cover and discuss HUD Cash-Out Mortgage Guidelines on FHA loans for 2024. Home values are rising across…
