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ByGustan Cho
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In this blog, we’ll address the common inquiry: Can I buy a house in South Dakota with poor credit and…
ByGustan Cho
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One of the most common inquiries we receive daily pertains to the eligibility for an FHA loan with recent late…
ByGustan Cho
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This blog will discuss the appraisal transfer policy from one lender to another when a borrower changes mortgage lenders. As…
ByGustan Cho
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One of the frequently asked mortgage questions we get from home buyers is when is rental verification required by mortgage…
ByGustan Cho
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This blog will discuss how mortgage underwriters calculate property taxes on new construction homes. Property taxes on new construction homes…
ByGustan Cho
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This article will discuss buying home near railroad tracks and its negative impact on appreciation and resale value. No doubt…
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This blog will discuss and cover bank statement deposit only mortgage for self-employed borrowers with no income tax returns required….
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This article covers qualifying for an FHA loan with low credit scores mortgage guidelines for 2024. FHA loans are the…
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This blog will cover how mortgage underwriters look at credit report vs credit scores. Minimum credit scores are required to…
ByGustan Cho
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This article covers 12 Month Bank Statement Mortgage For Self-Employed Borrowers Until recently, most self-employed home buyers had a difficult…
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This guide covers how qualified mortgages affect borrowers and lenders on residential loans. To avoid another 2008 financial crisis, Congress…
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In this blog, we will discuss and cover the mortgage guidelines for getting qualified and approved for an FHA loan…
ByGustan Cho
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This guide covers portfolio loan programs. We will cover what a portfolio loan is. We will compare the benefit of…
ByGustan Cho
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The bankruptcy manual underwriting guidelines on FHA and VA loans are covered in this guide, which focuses on the exclusive…
ByGustan Cho
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In this blog post, we’ll discuss qualifying for FHA loans with top North Carolina FHA lenders for bad credit. It’s…
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This blog will cover and discuss how to calculate income for mortgage with multiple jobs. Homebuyers can qualify for a…
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In this blog, we will cover and discuss manual underwriting versus automated underwriting guidelines. The Automated Underwriting System is a…
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This guide covers rebuilding credit during Chapter 13 Bankruptcy repayment plan. Rebuilding credit during Chapter 13 Bankruptcy is highly recommended…
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In this mortgage guide, we will cover and discuss federal employee mortgage loan programs offered at Gustan Cho Associates Gustan…
ByGustan Cho
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We will discuss and cover owner-occupant multi-family mortgage guidelines on two to four units. Any property between one to four…
ByGustan Cho
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This article will discuss the FHA Waiting Period After Bankruptcy and Foreclosure. The FHA mandates waiting periods after bankruptcy, foreclosure,…
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