Primary Home Versus Second Home Purchase
This guide covers primary home versus second home purchase. A primary home is the principal residence of the homeowner. John…
How To Qualify for a Mortgage With Disability Income
This guide covers qualifying for a mortgage with disability income. People with disability income are eligible for a mortgage loan…
Fannie Mae HomeStyle Mortgage Guidelines
This guide covers Fannie Mae HomeStyle Mortgage Guidelines on conventional loans. Have you thought about adding a pool to your…
Curb Appeal In Selling Your House Will Attract More Buyers
This guide covers curb appeal in selling your house fast. Importance Of Curb Appeal In Selling Your House: Home sales…
Debt-To-Income Ratio Overlays Versus Agency Guidelines
This guide covers debt-to-income ratio overlays versus agency mortgage guidelines. We will be discussing what debt-to-income ratio overlays by independent…
Final Mortgage Underwriter Approval Prior To Clear To Close
This guide covers final mortgage underwriter approval prior to clear to close. The mortgage process is a true process that…
What Are Common Lender Overlays on Government Mortgages
All mortgage companies need to have their borrower meet the minimum agency mortgage guidelines of HUD, VA, USDA, Fannie Mae, Freddie Mac. However, lenders can have higher lending requirements called lender overlays.
Disabled Veterans Benefits on VA Loans
This guide covers disabled Veterans benefits on VA loans. The Department of Veterans Affairs (VA) insures and guarantees VA Loans…
Conforming Underwriting Guidelines on Conventional Loans
This guide covers conforming underwriting guidelines on conventional loans. Conventional Loans are called conforming loans because they need to conform…
Qualifying For Mortgage With High Student Loan Debts
This guide covers qualifying for mortgage with high student loan debts. Every loan program has different guidelines on mortgage with…
Easy Tips That Work on How to Sell Your Home Fast
This guide covers easy tips on how to sell your home fast. Despite high rates and soaring inflation, homes are…
When Is The Right Time To Buy a Home With High Rates
This guide covers when the right time to buy a home with high mortgage rates, skyrocketing home prices, and soaring…
Steps To Buying Your First Home During a Booming Housing Market
This guide covers the steps to buying your first home during a booming housing market. Buying your first home during…
How Is a Mortgage Pre-Approval Issued By Lenders
This guide covers mortgage pre-approval issued by underwriters. Over 80% of our borrowers at Gustan Cho Associates are folks who…
How Lenders Price Mortgage Rates
Many borrowers are confused about how lenders price mortgage rates. How can mortgage rates just under 3.0% just a little…
UPDATED Non-QM Guidelines POST Coronavirus Outbreak
This guide covers the updated non-QM guidelines post-coronavirus outbreak and political scare. Non-QM guidelines are not uniform agency lending guidelines…
Income Guidelines To Qualify For Home Loan Programs
This guide covers qualifying income guidelines to qualify for home loan. There are federal income guidelines to qualify for home…
FHFA FNMA Guidelines UPDATE on Conventional Loans
This guide covers the FHFA FNMA Guidelines updates on Conventional loans. There are FNMA guidelines changes for mortgage loan borrowers…
Why Rent When You Can Own a Home With DPA
This guide covers why rent when you can own a home. We will discuss the advantages of owning versus renting…
What Is Lender-Paid Mortgage Insurance on Conventional Loans
In this guide, we will cover what is lender-paid mortgage insurance on conventional loans. Lender-paid mortgage insurance is also referred…
Types of Commercial Lending For Real Estate Investors
In this guide on types of commercial lending, we will cover the various commercial loans available at Gustan Cho Associates…
Mortgage Lending Guidelines on Traditional Home Loans
Conventional Loans also referred to as Conforming Loans are not guaranteed and/or insured by the federal government. Conventional Loans need to …..
