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Videos

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When Is Rental Verification Required
Manual Underwriting | Mortgage After Bankruptcy and Foreclosure | Verification Of Rent | Videos

When Is Rental Verification Required By Mortgage Lenders

ByGustan Cho Posted onJanuary 23, 2025April 10, 2025

When Is Rental Verification Required? A Complete Guide for Borrowers in 2025 One of the most common questions we hear…

Continue Reading When Is Rental Verification Required By Mortgage LendersContinue

Lenders for Best Rates
Videos | Headline News Archives

Gustan Cho Associates: The Lenders for Best Rates

ByAlex Carlucci Posted onJanuary 22, 2025February 28, 2025

This guide covers lenders for best rates. We have seen high interest rates and skyrocketing mortgage rates. Still to this…

Continue Reading Gustan Cho Associates: The Lenders for Best RatesContinue

FHA Cashout Refinance Mortgage Loans
FHA Loans | Mortgage Processing And Underwriting | Mortgage Refinance | Refinancing | Videos

Understanding FHA Cash-out Refinance Mortgage Loans

ByAnngelli Abenes Posted onJanuary 22, 2025February 10, 2025

Understanding FHA Cash-out Refinance Mortgage Loans in 2025 Are you a homeowner looking to use your home’s equity to reach…

Continue Reading Understanding FHA Cash-out Refinance Mortgage LoansContinue

Owner-Occupant Multi-Family Mortgage Guidelines
Muti-Family Investment | Non-Occupant Co-Borrowers | Videos

Owner-Occupant Multi-Family Mortgage Guidelines

ByGustan Cho Posted onJanuary 22, 2025January 23, 2025

Updated Owner-Occupant Multi-Family Mortgage Guidelines for 2025 Are you dreaming of owning a home while earning rental income to help…

Continue Reading Owner-Occupant Multi-Family Mortgage GuidelinesContinue

Errors on Credit Reports
Mortgage Processing And Underwriting | Automated Underwriting System | Credit Disputes | Credit Scores | Videos

How Errors on Credit Reports Affect AUS FINDINGS

ByGustan Cho Posted onJanuary 21, 2025January 23, 2025

How Errors on Credit Reports Impact Mortgage Approvals If you’re looking to buy a home, one of the first things…

Continue Reading How Errors on Credit Reports Affect AUS FINDINGSContinue

Reaffirming Debts After Bankruptcy
Mortgage After Bankruptcy and Foreclosure | Videos

Reaffirming Debts After Bankruptcy

ByGustan Cho Posted onJanuary 21, 2025May 5, 2025

Reaffirming Debts After Bankruptcy: A Complete Guide for Borrowers in 2025 Filing for bankruptcy can feel like a major setback,…

Continue Reading Reaffirming Debts After BankruptcyContinue

Qualifying for Jumbo Loans
Jumbo Loans | Bank Statement Loans | NON-QM Loans | Videos

Qualifying For Jumbo Loans With Low FICO in 2025

ByAlex Carlucci Posted onJanuary 20, 2025January 21, 2025

Qualifying for Jumbo Loans in 2025: Your Complete Guide If you dream of purchasing a high-value home and need a…

Continue Reading Qualifying For Jumbo Loans With Low FICO in 2025Continue

Major Changes In FHA Guidelines
FHA Loans | Videos

Major Changes In FHA Guidelines HUD 4000.1 Handbook

ByGustan Cho Posted onJanuary 17, 2025January 19, 2025

This guide will delve into the major changes in FHA guidelines, specifically the HUD 4000.1 Handbook, which may have implications…

Continue Reading Major Changes In FHA Guidelines HUD 4000.1 HandbookContinue

IHDA Mortgage Guidelines on Illinois Home Purchase
Home Purchase | Down Payment Assistance | First Time Home Buyers | Videos

IHDA Mortgage Guidelines on Illinois Home Purchase

ByAlex Carlucci Posted onJanuary 17, 2025January 19, 2025

In this blog, we will cover and discuss IHDA mortgage guidelines on Illinois home purchases. The Illinois Housing Development Authority…

Continue Reading IHDA Mortgage Guidelines on Illinois Home PurchaseContinue

FHA Guidelines on Charge-Offs and Collections
Videos | Bad Credit Mortgages | Charge Off Accounts | Collection Accounts | FHA Loans

FHA Guidelines on Charge-Offs and Collections For 2025

ByDale Elenteny Posted onJanuary 16, 2025April 8, 2025

In this guide, we will discuss the FHA guidelines on charge-offs and collections, crucial information for anyone seeking an FHA…

Continue Reading FHA Guidelines on Charge-Offs and Collections For 2025Continue

Buying Townhouse Versus Single-Family Homes
Condominium Loans | Home Purchase | Real Estate Topic | Town House | Videos

Buying Townhouse Versus Single-Family Homes

ByAlex Carlucci Posted onJanuary 15, 2025January 20, 2025

More and more homebuyers are gravitating towards a townhome purchase versus a single-family home during today’s booming housing market

Continue Reading Buying Townhouse Versus Single-Family HomesContinue

HUD 4000.1 FHA Handbook
FHA Loans | Videos

HUD 4000.1 FHA Handbook Revised For FHA Loans

ByGustan Cho Posted onJanuary 15, 2025January 17, 2025

This blog is a short-cut guide to the HUD 4000.1 FHA Handbook Revised For FHA Loans. The HUD 4000.1 FHA…

Continue Reading HUD 4000.1 FHA Handbook Revised For FHA LoansContinue

Buying a House in Salt Lake City Utah
First Time Home Buyers | Home Mortgages | Home Purchase | Real Estate Topic | Videos

Guide To Buying a House in Salt Lake City Utah

ByMargarett Jurilla Posted onJanuary 14, 2025January 14, 2025

Buying a House in Salt Lake City Utah: A 2025 Guide Getting a home in Salt Lake City, Utah, can…

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Mortgage Process Timeline
Mortgage Processing And Underwriting | Videos

Mortgage Process Timeline From Application To Closing

ByGustan Cho Posted onJanuary 14, 2025January 14, 2025

Understanding the Mortgage Process Timeline: Your Step-by-Step Guide to Getting a Mortgage in 2025 Buying or refinancing your mortgage can…

Continue Reading Mortgage Process Timeline From Application To ClosingContinue

FHA Back to Work Mortgage
FHA Loans | Headline News Archives | Mortgage After Bankruptcy and Foreclosure | NON-QM Loans | Videos

FHA Back To Work Mortgage Waives Bankruptcy and Foreclosure

ByAlex Carlucci Posted onJanuary 14, 2025January 14, 2025

This guide covers the ill-fated HUD’s FHA Back to Work Mortgage. The FHA Back to Work Mortgage no longer exists….

Continue Reading FHA Back To Work Mortgage Waives Bankruptcy and ForeclosureContinue

QM-Qualified Mortgages
Home Mortgages | NON-QM Loans | Videos

What Are QM-Qualified Mortgages Versus Non-QM Loans

ByAlex Carlucci Posted onJanuary 14, 2025January 20, 2025

Understanding QM-Qualified Mortgages: What Borrowers Need to Know in 2025 If you’re thinking about buying a home or refinancing, chances…

Continue Reading What Are QM-Qualified Mortgages Versus Non-QM LoansContinue

Mortgage Approval Without Retracting Credit Disputes
Credit Disputes | Credit Scores | Re-Establishing Credit | Videos

Mortgage Approval Without Retracting Credit Disputes

ByAlex Carlucci Posted onJanuary 13, 2025January 14, 2025

Mortgage Approval Without Retracting Credit Disputes: A Complete Guide for 2024 and Beyond If you’re worried about how credit disputes…

Continue Reading Mortgage Approval Without Retracting Credit DisputesContinue

Conventional Loan After Short Sale
Mortgage After Bankruptcy and Foreclosure | Conventional Loans | Videos

Conventional Loan After Short Sale Mortgage Guidelines

ByGustan Cho Posted onJanuary 10, 2025January 14, 2025

Conventional Loan After Short Sale: Your Guide to Getting Back on Track Life can throw curveballs, and for many homeowners,…

Continue Reading Conventional Loan After Short Sale Mortgage GuidelinesContinue

Credit History and Recent Late Payments
Bad Credit Mortgages | Mortgage Processing And Underwriting | Mortgage With Late Payments | Videos

Credit History and Recent Late Payments? Get Help Today

ByGustan Cho Posted onJanuary 10, 2025April 7, 2025

How Underwriters View Credit History and Recent Late Payments When buying a home, your credit history and recent late payments…

Continue Reading Credit History and Recent Late Payments? Get Help TodayContinue

Manufactured Home Construction To Permanent Mortgages
NON-QM Loans | Home Purchase | Manufactured Homes | One-Time Close Construction Loans | Videos

Manufactured Home Construction To Permanent Mortgages

ByAlex Carlucci Posted onJanuary 9, 2025January 18, 2025

Manufactured Home Construction to Permanent Mortgages: A Simple Guide to Financing Your Dream Home Manufactured homes are quickly becoming the…

Continue Reading Manufactured Home Construction To Permanent MortgagesContinue

Expatraite Mortgage Loans
NON-QM Loans | Videos

Expatriate Mortgage Loans: Quick Start to U.S. Homeownership

ByDale Elenteny Posted onJanuary 7, 2025January 14, 2025

Unlock Your American Dream with Expatriate Mortgage Loans from Gustan Cho Associates Are you dreaming of owning a piece of…

Continue Reading Expatriate Mortgage Loans: Quick Start to U.S. HomeownershipContinue

Hard Pull Credit Inquiries
Credit Scores | Letter Of Explanation | Videos

How Hard Pull Credit Inquiries Affect Credit Scores For a Mortgage

ByGustan Cho Posted onJanuary 7, 2025January 14, 2025

Understanding Hard Pull Credit Inquiries: Your Guide to Smarter Credit Decisions When you’re considering buying a home, every step you…

Continue Reading How Hard Pull Credit Inquiries Affect Credit Scores For a MortgageContinue

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About Us

Gustan Cho Associates are Mortgage Advisor licensed in 48 states including Washington DC, Puerto Rico, and the U.S Virgin Islands (Not licensed in NY and MA). The team at Gustan Cho Associates has a national reputation of being able to do mortgage loans other mortgage companies cannot do. Gustan Cho Associates dba of NEXA Mortgage has a lending partnerships with over 190 wholesale mortgage lenders with dozens of no overlay lending partners on government and conventional loans and countless non-QM and alternative lending partners. Over 80% of our clients are borrowers who could not qualify at other mortgage companies either due to a last-minute mortgage loan denial due to lender overlays or because the lender did not have the mortgage loan program suited for the borrower. At Gustan Cho Associates, we only market mortgage loan products that exists and are possible.

Recent Articles

  • Hard Money Lenders
    Simple Truth: What Are Hard Money Lenders and How They HelpMay 5, 2025
  • Wholesale Mortgage Lenders for Non-Prime Loans
    Best Wholesale Mortgage Lenders For Non-Prime LoansMay 5, 2025
  • Qualifying for Mortgage with Irregular Income
    Qualifying For Mortgage With Irregular IncomeApril 30, 2025
  • Home Loan with Tax Lien
    Home Loan With Tax Lien And Judgment Mortgage GuidelinesApril 29, 2025

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Equal Housing Opportunity Lender Gustan Cho Associates empowered by NEXA Mortgage LLC. NMLS# 1660690,
Corporate Address: 3100 Ray Road Suite 201 Office # 209 | Chandler AZ 85226 Company NMLS 1660690, Gustan Cho NMLS #873293 Company State License #: AZMB - 0944059, Branch: 17W662 Butterfield Road Suite 305 Oakbrook Terrace, Illinois 60181 Branch NMLS 2315275 AXEN is a dba of NEXA Mortgage LLC
DISCLAIMER: The author(s) contributing content to this site, accept no liability or responsibility for errors, omissions or changes in market conditions that may impact the readers' conclusions drawn or assumptions related to the content of this site. The copywritten© information contained on this site is provided on an "as is" basis, at the time of publication, without guarantees of timeliness, thoroughness, accuracy, or usefulness to the consumer. The content on this site does not constitute financial or professional advice of any kind, and readers are encouraged to consult their own professional advisors for professional advice.
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CALL NOW
  • About Us
    • Contact Us
    • Get Pre-Approved
    • Order Credit
    • FICO Simulator
    • MLO License School
    • Why Choose Us
    • Meet Our Team
    • Loan Limits
      • FHA Loan Limits
      • Conforming Loan Limits
    • Preferred Realtor Partner Network
      • Dino Hasapis | Licensed Real Estate Broker | PRPN Director
      • Oakbrook Terrace, Illinois | Gustan Cho Associates Mortgage
  • Types Of Mortgages
    • Purchase
      • Home Purchase Loans
      • Investment Property Loan
    • Refinance
      • Refinance Mortgage Options
      • Chapter 13 Bankruptcy Cash-Out-Buyout
      • FHA Streamline Refinance
      • VA Streamline Refinance
      • Refinancing NON-QM Loans Into Conventional Mortgages
      • Refinance FHA To Conventional Loans
    • FHA Home Loans
      • FHA Manual Underwriting
      • FHA Chapter 13 Bankruptcy Guidelines
      • FHA Loans For Bad Credit
      • FHA Loans For Low Credit Scores
      • FHA Collections
      • FHA Loans Charged Off Accounts
      • W-2 Income Only FHA Loans
      • FHA Loans With Tax Lien
      • FHA Loan With Judgment
    • VA Home Loans
      • VA Manual Underwriting
      • VA Chapter 13 Bankruptcy Guidelines
      • VA Loans For Bad Credit
      • VA Loans For Low Credit Scores
      • VA Loans With Charged-Off Accounts
      • W-2 Income Only VA Loans
      • VA Loans with Tax Lien
      • VA Loan with Judgment
    • USDA Loans
    • How to Get DACA Mortgage Loans Without the Stress
    • Conventional Loans
      • Conventional Loans W-2 Income ONLY Mortgages
      • Conventional Loans After Foreclosure
      • Conventional Loans After Bankruptcy
      • Conventional Loan With Tax Lien
      • Conventional Loan With Judgment
    • Condotel Financing
    • NON-QM Loans
      • Bank Statement Loans
      • DSCR Loans
      • Asset-Depletion
      • Foreign Nationals
      • ITIN Mortgage Loans
      • No-Doc Loans
    • Jumbo Mortgage
    • FHA 203K Loans
    • Reverse Mortgages
    • Commercial Loans
  • Careers
    • Can Realtors Be MLOs At The Same Time
    • Career Opportunities
      • Training a New Mortgage Loan Officer Without Any Experience
      • MLO License School
    • Mortgage Branch Careers
    • Remote Mortgage Loan Officer Career Opportunities
    • How Do I Become A Mortgage Loan Officer
    • MLO Revenue Share Residual Income Opportunity
  • Videos
  • Blogs
    • Headline News Archives
  • Testimonials
  • Talk To A Loan Officer
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