Rebuilding Credit Being an Authorized Credit Card User
This guide covers rebuilding and re-establishing your credit by being an authorized credit card user. There are many home buyers…
Borrowers Cost Out of Pocket in The Mortgage Process
This guide covers borrowers cost out of pocket in the mortgage process. There are two types of costs involved when…
Steps of the Home Mortgage Process
Steps of the Home Mortgage Process: A Simple Guide to Get Approved Fast Are you thinking about buying a home…
Shopping For Best Mortgage Rates in California
This guide covers shopping for best mortgage rates in California on home purchase and refinance home loans. California is the…
Buying a House in States With Exceptional Campgrounds
Buying a Home in States With Exceptional Campgrounds: Your Guide to Outdoor Living Are you dreaming of a home where…
Debt-To-Income Ratio Overlays Versus Agency Guidelines
Debt-to-Income Ratio Overlays: What Homebuyers Need to Know Your debt-to-income ratio (DTI) matters to lenders when getting a mortgage. But…
Benefits of Open Houses For Homebuyers and Sellers
This guide covers the benefits of open houses for homebuyers and sellers. There are many reasons why a homeowner decides…
Self-Employed Mortgage Borrowers With No Income Tax Returns
In this guide, we will cover self-employed mortgage borrowers with no income tax returns required on a home purchase. Many…
Escrow Account Mortgage Guidelines on Home Mortgage Loans
This article covers escrow account mortgage guidelines and requirements. Lenders conduct periodic escrow analyses to ensure that the account balance…
Refinancing NON-QM To Conforming Loans
Refinancing Non-QM to Conforming Loans in 2025: A Smart Move for Lower Rates If you have a non-QM loan and…
Fix-and-Flip Mortgage Loans | Home Improvement/Renovations | House Flipping | Investment Homes | NON-QM Loans | Real Estate Topic | Videos
Investment LLC Property Mortgage Guidelines For Investors
Can You Close Your Investment Property Under A Limited Liability Corporation? Many wholesale real estate investors will not allow borrowers of investment properties to close
Condominium Questionnaire For Condo Mortgage Loans
This guide covers condominium questionnaire on warrantable, non-warrantable, and condo hotel condominium units. Warrantable, non-Warrantable and condotel financing are a…
Artic Blast Can Cause Homeowners Havoc
This blog covers how the artic blast cause homeowners havoc like it did back in January 2019. Chicago and nearby…
Non-QM Loans for Real Estate Investors Made Easy
Non-QM Loans for Real Estate Investors: A Smart Alternative to Hard Money in 2025 If you’re a real estate investor…
Waiting Period After Mortgage Part of Bankruptcy Guidelines
This guide covers the Fannie Mae guidelines on conventional loans with a waiting period after mortgage part of bankruptcy. Many…
Preparing To Qualify For Conventional Loans
Preparing to Qualify for Conventional Loans: Your Step-by-Step Guide to Homeownership Are you ready to buy a home but unsure…
When Is Rental Verification Required By Mortgage Lenders
When Is Rental Verification Required? A Complete Guide for Borrowers in 2025 One of the most common questions we hear…
Refinancing NON-QM Loans To Traditional Mortgages
Refinancing Non-QM Loans: How to Lower Your Rate and Save More If you took out a Non-QM loan to buy…
Mortgage Processing And Underwriting | Clear To Close | Home Purchase | Home Sellers | Real Estate Topic | Videos
Escrow Hold Back For Home Repairs
This article will cover what escrow hold back is in the mortgage loan process. We will discuss escrow hold back…
Understanding VA Mortgage Rates And LLPA
This Article Is About Understanding VA Mortgage Rates And Loan Level Pricing Adjustments VA loans are the best home mortgage…
What Does a Clear-to-Close on FHA Loans Mean?
This guide covers what a clear-to-close on FHA loans means. What does a clear-to-close on FHA loans mean for borrowers?…
Manual Underwriting | Compensating Factors | FHA Loans | High Debt To Income Ratio | VA Loans | Verification Of Rent | Videos
DTI Manual Underwriting Guidelines on FHA and VA Loans
Understanding DTI Manual Underwriting Guidelines for FHA, VA, Non-QM, and Alternative Loans (2025 Update) Debt-to-income (DTI) manual underwriting guidelines are…
