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ByGustan Cho
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There is no reason why a pre-approved borrower should ever get a last-minute mortgage denial by a mortgage underwriter. The main reason why borrowers get a last-minute mortgage
ByGustan Cho
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In this blog, we will cover and discuss qualifying and getting a mortgage approval for home purchase on acreage in…
ByGustan Cho
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FHA Loan with Recent Late Payments: A Guide to Qualifying Suppose you’ve had recent late payments on your credit report….
ByGustan Cho
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Appraisal Transfer Policy: How to Transfer a Home Appraisal to a New Lender If you’re changing mortgage lenders and have…
ByGustan Cho
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Most mortgage lenders really don’t like seeing overdrafts in bank statements. If they spot an overdraft, it can make them…
ByGustan Cho
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What Are Hard Money Lenders? A Simple Guide for Real Estate Investors and Borrowers If you’ve been turned down by…
ByGustan Cho
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Bankruptcy and foreclosure both damage your credit and can make it difficult or impossible to buy or refinance a home. But one is worse than the other.
ByGustan Cho
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Steps in the Underwriting Process: What Borrowers Need to Know in 2025 If you’re buying a home or refinancing your…
ByGustan Cho
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AUS Approval On Conventional Loans Versus Refer-Eligible Per AUS: There are ways and tricks of the trade to get an approve eligible per automated underwriting system on conventional loans.
ByGustan Cho
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Buying a home with a well and septic system can feel confusing, mainly if you’ve never dealt with private utilities…
ByGustan Cho
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Getting a Home Loan With No Credit Tradelines: Your Complete 2025 Guide Buying a home is a thrilling achievement, but…
ByApril Ramirez
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The Ultimate Guide to Buying Oceanfront Homes in Puerto Rico (2025 Update) Picture starting your day with waves breaking against…
ByMargarett Jurilla
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Property Tax Homestead Exemption: Your 2025 Guide to Lowering Your Tax Bill and Buying a Home If you’re a homeowner…
ByGustan Cho
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Buying or Refinancing After Forbearance: What You Need to Know in 2025 If you’ve been through a forbearance and are…
ByGustan Cho
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Jumbo Loans Chapter 13 Bankruptcy Guidelines: How to Get Approved in 2025 Many homebuyers think filing Chapter 13 bankruptcy means…
ByGustan Cho
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Getting approved for a mortgage isn’t just about your income and credit score. A huge factor lenders look at is…
ByGustan Cho
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Getting a mortgage approval after bankruptcy can feel stressful. Having late payments after a bankruptcy discharge makes things even more…
ByGustan Cho
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Do All Lenders Have the Same Guidelines on VA Loans? One of the most frustrating experiences for VA homebuyers is…
ByAlex Carlucci
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Understanding the VA Funding Fee: Your Ultimate Guide for 2025 Navigating a VA loan can seem complicated at first. Understanding…
ByAlex Carlucci
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Why You Should Not Get a 15-Year Fixed-Rate Mortgage: Think Twice Before Choosing a 15-year Fixed-Rate Mortgage. If you’re considering…
ByGustan Cho
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Low Down Payment Mortgage: First-Time Homebuyer’s Guide to Homeownership Can You Buy a Home With Little to No Down Payment?…
ByGustan Cho
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Commercial Loans in Chicago: Get Approved Fast with Gustan Cho Associates Are you looking for commercial loans in Chicago but…
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