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Videos

Home / Videos - Page 8
Bad Credit Mortgages | Charge Off Accounts | Collection Accounts | Qualifying & Getting Pre-approved | Re-Establishing Credit | Regulations | Videos

Statute of Limitations on Collection Accounts and Bad Credit

ByGustan Cho Posted onMarch 16, 2024August 9, 2024

In this blog, we will cover and discuss the statute of limitations on collection accounts and charge-offs. We will go…

Continue Reading Statute of Limitations on Collection Accounts and Bad CreditContinue

FHA Versus Conforming Loan Limits
Home Mortgages | FHA Loans | Real Estate Topic | Videos

FHA Versus Conforming Loan Limits on Home Purchase

ByGustan Cho Posted onMarch 14, 2024August 9, 2024

This guide covers FHA versus conforming loan limits on home purchase and refinance transactions. FHA versus conforming loan limits on…

Continue Reading FHA Versus Conforming Loan Limits on Home PurchaseContinue

Preparing For Mortgage Process In Illinois
Home Purchase | Mortgage Processing And Underwriting | Property Taxes | Real Estate Topic | Videos

Preparing For Mortgage Process In Illinois

ByGustan Cho Posted onMarch 14, 2024August 9, 2024

This guide covers preparing for mortgage process in Illinois. Preparing For Mortgage Process In Illinois is different than other states….

Continue Reading Preparing For Mortgage Process In IllinoisContinue

How To Shop For A Mortgage In Today's Housing Market
Home Mortgages | Home Purchase | Real Estate Topic | Videos

How To Shop For a Mortgage In Today’s Housing Market

ByJohn Strange Posted onMarch 13, 2024August 9, 2024

In this blog, we will cover and discuss how to shop for a mortgage in today’s housing market. Just over…

Continue Reading How To Shop For a Mortgage In Today’s Housing MarketContinue

Warehouse Line of Credit
Home Mortgages | Mortgage Processing And Underwriting | Videos

Warehouse Line of Credit Used By Mortgage Bankers

ByGustan Cho Posted onMarch 13, 2024August 9, 2024

In this blog, we will discuss and cover the warehouse line of credit used by mortgage bankers and correspondent lenders….

Continue Reading Warehouse Line of Credit Used By Mortgage BankersContinue

Home Mortgage Case Scenarios For Home Buyers
Home Mortgages | First Time Home Buyers | Videos

Home Mortgage Case Scenarios For Homebuyers

ByJohn Strange Posted onMarch 12, 2024March 14, 2024

This guide covers home mortgage case scenarios for homebuyers. Many borrowers have trouble qualifying for conventional and FHA mortgage financing….

Continue Reading Home Mortgage Case Scenarios For HomebuyersContinue

How Do Mortgage Underwriters Qualify Borrowers
Home Mortgages | Automated Underwriting System | Conditional Loan Approval | Mortgage Processing And Underwriting | Qualifying & Getting Pre-approved | Videos

How Do Mortgage Underwriters Qualify Borrowers

ByGustan Cho Posted onMarch 11, 2024October 8, 2024

In this blog, we will cover and discuss how do mortgage underwriters qualify borrowers. Credit scores and income is what…

Continue Reading How Do Mortgage Underwriters Qualify BorrowersContinue

FHA Work History Guidelines
Income And Employment | FHA Loans | Gaps In Employment | Videos

FHA Work History Guidelines on Non-Traditional Jobs and Gaps

ByAnngelli Abenes Posted onMarch 8, 2024February 25, 2025

FHA Work History Guidelines: Can You Qualify with Gaps in Employment? If you’ve been dreaming of owning a home but…

Continue Reading FHA Work History Guidelines on Non-Traditional Jobs and GapsContinue

Sell and Buy House at Same Time During Chapter 13 Bankruptcy
FHA Loans | Home Possible | Manual Underwriting | Mortgage After Bankruptcy and Foreclosure | Qualifying & Getting Pre-approved | Selling Your Home | Videos

How to Buy and Sell a House While in Chapter 13 Bankruptcy

ByGustan Cho Posted onMarch 8, 2024August 8, 2024

In this blog, we will cover and discuss how to buy and sella house while in Chapter 13 Bankruptcy. Borrowers…

Continue Reading How to Buy and Sell a House While in Chapter 13 BankruptcyContinue

Benefits of Refinance Mortgage
Mortgage Refinance | Refinancing | Videos

What Are The Benefits of Refinance Mortgage

ByGustan Cho Posted onMarch 8, 2024August 8, 2024

This guide covers the benefits of refinance mortgage loans. There are many benefits of refinance mortgage. Although the Federal Reserve…

Continue Reading What Are The Benefits of Refinance MortgageContinue

Types of Residential Lending
Bad Credit Mortgages | Conventional Loans | FHA Loans | NON-QM Loans | USDA Loans | VA Loans | Videos

The Types of Residential Lending for Borrowers With Bad Credit

ByGustan Cho Posted onMarch 8, 2024August 8, 2024

This guide covers the different types of residential lending for homebuyers with bad credit out in todays marketplace for owner-occupant…

Continue Reading The Types of Residential Lending for Borrowers With Bad CreditContinue

Buying Homes Remodeled Without Permits
Bad Credit Mortgages

What to do When Buying Homes Remodeled Without Permits

ByDale Elenteny Posted onMarch 7, 2024August 8, 2024

Trying to cheat the system and not getting building permits when renovating your home can backfire on you when it comes to selling your home.

Continue Reading What to do When Buying Homes Remodeled Without PermitsContinue

Owner Occupied Fraud
Mortgage Fraud | Real Estate Topic | Videos

Understanding Owner Occupancy Fraud Mortgage Guidelines

ByAnngelli Abenes Posted onMarch 6, 2024September 24, 2024

Owner Occupancy Fraud: Everything You Need to Know to Avoid Serious Consequences in 2024 When applying for a mortgage, your…

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Preparing For Home Loan
Qualifying & Getting Pre-approved | Mortgage Processing And Underwriting | Videos

Preparing For Home Loan Before Applying For a Mortgage

BySapna Sharma Posted onMarch 6, 2024August 8, 2024

This blog will cover preparing for home loan before applying for a mortgage for a smooth mortgage approval without stress….

Continue Reading Preparing For Home Loan Before Applying For a MortgageContinue

Can I Qualify For FHA Loan With Tax Lien
FHA Loans | Mortgage With Late Payments | Videos

Can I Qualify For FHA Loan With Tax Lien

ByGustan Cho Posted onMarch 6, 2024August 27, 2024

In this article, we will cover and discuss the frequently asked question can I qualify for FHA loan with tax…

Continue Reading Can I Qualify For FHA Loan With Tax LienContinue

Waiting Period To Qualify For a Mortgage
Mortgage After Bankruptcy and Foreclosure | Videos

Waiting Period to Qualify For a Mortgage After Foreclosure

ByGustan Cho Posted onMarch 5, 2024August 8, 2024

This guide cover the waiting period to qualify for a mortgage loan after foreclosure. Homeowners who had a prior foreclosure…

Continue Reading Waiting Period to Qualify For a Mortgage After ForeclosureContinue

Fannie Mae-Freddie Mac Condo Guidelines
Condominium Loans | Condotel and Non-Warrantable Condos | Qualifying & Getting Pre-approved | Real Estate Topic | Videos

Conventional Loan Fannie Mae-Freddie Mac Condo Guidelines

ByAnngelli Abenes Posted onMarch 4, 2024August 8, 2024

This article focuses on the Fannie Mae-Freddie Mac Condo guidelines on conventional loans. These guidelines enable eligible borrowers to secure…

Continue Reading Conventional Loan Fannie Mae-Freddie Mac Condo GuidelinesContinue

Paying Rent Timely Will Help Get Mortgage Approved
Automated Underwriting System | First Time Home Buyers | Manual Underwriting | Verification Of Rent | Videos

Paying Rent Timely Will Help Get a Mortgage Approved

ByGustan Cho Posted onMarch 4, 2024August 8, 2024

This guide covers how paying rent timely will help get a mortgage approved. Homebuyers who have little to no credit…

Continue Reading Paying Rent Timely Will Help Get a Mortgage ApprovedContinue

Jumbo Florida Mortgage
Jumbo Loans | NON-QM Loans | Videos

The Best Jumbo Florida Mortgage Lenders For Non-QM Loans

ByGustan Cho Posted onMarch 2, 2024August 8, 2024

This guide covers the best Jumbo Florida mortgage lenders. for prime and non-QM loans. The Florida housing market is hot…

Continue Reading The Best Jumbo Florida Mortgage Lenders For Non-QM LoansContinue

Qualifying Income
Income And Employment | Videos

What is Considered Qualifying Income For Mortgage Loans

ByGustan Cho Posted onMarch 2, 2024March 2, 2024

This guide covers the types of income that mortgage lenders consider qualifying income can use for mortgage loans. Not all…

Continue Reading What is Considered Qualifying Income For Mortgage LoansContinue

How Holidays Affects The Mortgage Process
Mortgage Processing And Underwriting | Qualifying & Getting Pre-approved | Regulations | Videos

How Holidays Affect The Mortgage Process and Closings

ByMargarett Jurilla Posted onMarch 1, 2024August 8, 2024

This guide covers how holidays affect the mortgage process and can delay home closings. As the holidays come around our…

Continue Reading How Holidays Affect The Mortgage Process and ClosingsContinue

Texas Cash-Out Refinance Guidelines For 2024
Mortgage Refinance | Home Mortgages | NON-QM Loans | Videos

Texas Cash-Out Refinance Guidelines For 2024

ByJohn Strange Posted onMarch 1, 2024August 8, 2024

This blog post will explore and elaborate on the Texas Cash-Out Refinance Guidelines in home mortgages. Gustan Cho Associates, a…

Continue Reading Texas Cash-Out Refinance Guidelines For 2024Continue

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About Us

Gustan Cho Associates are Mortgage Advisor licensed in 48 states including Washington DC, Puerto Rico, and the U.S Virgin Islands (Not licensed in NY and MA). The team at Gustan Cho Associates has a national reputation of being able to do mortgage loans other mortgage companies cannot do. Gustan Cho Associates dba of NEXA Mortgage has a lending partnerships with over 190 wholesale mortgage lenders with dozens of no overlay lending partners on government and conventional loans and countless non-QM and alternative lending partners. Over 80% of our clients are borrowers who could not qualify at other mortgage companies either due to a last-minute mortgage loan denial due to lender overlays or because the lender did not have the mortgage loan program suited for the borrower. At Gustan Cho Associates, we only market mortgage loan products that exists and are possible.

Recent Articles

  • Hard Money Lenders
    Simple Truth: What Are Hard Money Lenders and How They HelpMay 5, 2025
  • Wholesale Mortgage Lenders for Non-Prime Loans
    Best Wholesale Mortgage Lenders For Non-Prime LoansMay 5, 2025
  • Qualifying for Mortgage with Irregular Income
    Qualifying For Mortgage With Irregular IncomeApril 30, 2025
  • Home Loan with Tax Lien
    Home Loan With Tax Lien And Judgment Mortgage GuidelinesApril 29, 2025

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Equal Housing Opportunity Lender Gustan Cho Associates empowered by NEXA Mortgage LLC. NMLS# 1660690,
Corporate Address: 3100 Ray Road Suite 201 Office # 209 | Chandler AZ 85226 Company NMLS 1660690, Gustan Cho NMLS #873293 Company State License #: AZMB - 0944059, Branch: 17W662 Butterfield Road Suite 305 Oakbrook Terrace, Illinois 60181 Branch NMLS 2315275 AXEN is a dba of NEXA Mortgage LLC
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CALL NOW
  • About Us
    • Contact Us
    • Get Pre-Approved
    • Order Credit
    • FICO Simulator
    • MLO License School
    • Why Choose Us
    • Meet Our Team
    • Loan Limits
      • FHA Loan Limits
      • Conforming Loan Limits
    • Preferred Realtor Partner Network
      • Dino Hasapis | Licensed Real Estate Broker | PRPN Director
      • Oakbrook Terrace, Illinois | Gustan Cho Associates Mortgage
  • Types Of Mortgages
    • Purchase
      • Home Purchase Loans
      • Investment Property Loan
    • Refinance
      • Refinance Mortgage Options
      • Chapter 13 Bankruptcy Cash-Out-Buyout
      • FHA Streamline Refinance
      • VA Streamline Refinance
      • Refinancing NON-QM Loans Into Conventional Mortgages
      • Refinance FHA To Conventional Loans
    • FHA Home Loans
      • FHA Manual Underwriting
      • FHA Chapter 13 Bankruptcy Guidelines
      • FHA Loans For Bad Credit
      • FHA Loans For Low Credit Scores
      • FHA Collections
      • FHA Loans Charged Off Accounts
      • W-2 Income Only FHA Loans
      • FHA Loans With Tax Lien
      • FHA Loan With Judgment
    • VA Home Loans
      • VA Manual Underwriting
      • VA Chapter 13 Bankruptcy Guidelines
      • VA Loans For Bad Credit
      • VA Loans For Low Credit Scores
      • VA Loans With Charged-Off Accounts
      • W-2 Income Only VA Loans
      • VA Loans with Tax Lien
      • VA Loan with Judgment
    • USDA Loans
    • How to Get DACA Mortgage Loans Without the Stress
    • Conventional Loans
      • Conventional Loans W-2 Income ONLY Mortgages
      • Conventional Loans After Foreclosure
      • Conventional Loans After Bankruptcy
      • Conventional Loan With Tax Lien
      • Conventional Loan With Judgment
    • Condotel Financing
    • NON-QM Loans
      • Bank Statement Loans
      • DSCR Loans
      • Asset-Depletion
      • Foreign Nationals
      • ITIN Mortgage Loans
      • No-Doc Loans
    • Jumbo Mortgage
    • FHA 203K Loans
    • Reverse Mortgages
    • Commercial Loans
  • Careers
    • Can Realtors Be MLOs At The Same Time
    • Career Opportunities
      • Training a New Mortgage Loan Officer Without Any Experience
      • MLO License School
    • Mortgage Branch Careers
    • Remote Mortgage Loan Officer Career Opportunities
    • How Do I Become A Mortgage Loan Officer
    • MLO Revenue Share Residual Income Opportunity
  • Videos
  • Blogs
    • Headline News Archives
  • Testimonials
  • Talk To A Loan Officer
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