Simple Steps for FHA Chapter 13 Manual Underwriting
Today, our blog post will explore the FHA Chapter 13 Manual Underwriting Guidelines in detail. If you’re in the middle…
Your Guide to Qualifying for FHA Loan After Short Sale
If you are considering qualifying for FHA loan after short sale, know you’re not alone. Many people find themselves in…
California Housing Market Forecast For 2025
This article will discuss the California Housing Market Forecast for homebuyers of primary owner-occupant homes, second homes, investment homes, and…
The Ultimate Guide to Septic Inspections on Home Purchase
Buying a house is a big deal, and there’s a lot you need to check to make sure you’re making…
VA Cash-Out Guidelines: Save Big on Your Refinance
The Department of Veterans Affairs has lowered the maximum loan to value on cash-out refinance VA loans from 100% LTV to 90% LTV. This was brought on by the VA due to the booming housing market nationwide. HUD, the parent of FHA, also lowered the cash-out loan to value on FHA loans from 85% to 80% LTV.
NON-QM 95% LTV Debt-Consolidation Refinance Made Easy
Are you feeling overwhelmed managing several debt payments every month? If your home doesn’t hold much value but you’re looking…
FHA Chapter 13 Guidelines in Maryland on FHA Loans
In this blog, we will discuss the rules for getting an FHA loan in Maryland when paying back debt under…
Cash-Out Refinance Mortgage Guidelines on Home Loans
A cash-out refinance mortgage allows homeowners to use the value they’ve built up in their house. It means getting a…
Jumbo Mortgages For Self-Employed Borrowers
Are you looking for a big loan while running your own business? You’re in the right spot. Getting a big…
Conventional Loans Versus FHA Loans: Which One is Best?
If you’re considering buying a house and need a loan, getting the lowdown on the main types of loans is…
NON-QM Loans After Bankruptcy And Foreclosure
Many people reestablish themselves sooner than others after bankruptcy and foreclosure. These folks can qualify for a mortgage sooner than the mandatory waiting period on government and conventional loans. Gustan Cho Associates has non-QM loans one day out of bankruptcy and foreclosure with a 30% down payment.
Buying A Home In A Sellers Market With Bad Credit
Navigating a Seller’s Market When Buying a Home When you are interested in buying a home in a sellers market,…
TSAHC DPA Mortgage For Texas Homebuyers
Comprehensive Guide to TSAHC DPA Mortgage Program for Texas Homebuyers Exciting news for everyone looking to buy a home in…
Mortgage With a Recent Eviction: The Expert Guide
Is it possible to get a mortgage with a recent eviction? It’s a common worry – can someone get a…
Mortgage With Outstanding Judgments Lending Guidelines
Are you trying to buy a house but find out you have unpaid court fees on your credit? It feels…
Mortgage Approval Process On Manual Underwriting
Mortgage Approval Process on Manual Underwriting: A Comprehensive Guide for 2024 The mortgage approval process can be overwhelming, especially with…
No-Doc Mortgage Loans For Self-Employed With No Tax Returns
It is often a difficult task for many self-employed persons to acquire mortgage loans. Traditional mortgages usually require long paperwork,…
Fannie Mae Mortgage Included in Chapter 7 Bankruptcy
In this article, we will cover and discuss getting approved for a new home loan after having a prior mortgage…
90 LTV Jumbo Loans With No Private Mortgage Insurance
In this blog, we will discuss and cover our traditional 90 LTV jumbo loans with no private mortgage insurance required….
Non-Conforming Loans: What Are They and How Do They Work?
In this article, we will cover non-conforming loans and the types of non-QM mortgages for borrowers who do not qualify…
No Tax Returns Mortgage Only For Homebuyers
This guide covers no tax returns mortgages. We will discuss W2 income mortgages and no-doc mortgage loans for self-employed borrowers….
Qualifying For FHA Loan After Foreclosure
Qualifying for FHA loan after foreclosure is now possible for homebuyers who meet the mandatory waiting period after foreclosure. Fannie…
