How to Stop Foreclosure Without Panic or Fear
If you’re behind on your mortgage and the letters are piling up, you’re not alone—and you have options. This easy-to-follow…
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Credit Score Mortgage Guidelines For Home Loans
Buying a home starts with one question: what mortgage can you qualify for with your credit score—and what will it…
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Buying House During Off Season: A Smart Guide
Buying when most people pause — late fall through winter — can mean less competition, more negotiating power, and sometimes…
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Traditional and Non-Prime Investment Home Mortgage Loans
Investment Home Mortgage Loans: 2026 Guide to No Doc, DSCR, and Non-QM Options Getting the right investment home mortgage loan…
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FHA Bankruptcy Waiting Period and Mortgage Guidelines
Understanding the FHA Bankruptcy Waiting Period The FHA Bankruptcy Waiting Period determines how long a borrower must wait after filing…
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Steps In Buying A House And Getting Qualified For Mortgage
If you’ve been dreaming of owning a home, learning the exact steps in buying a house is the key to…
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Manual Underwriting | Compensating Factors | FHA Loans | High Debt To Income Ratio | VA Loans | Verification Of Rent | Videos
DTI Manual Underwriting Guidelines on FHA and VA Loans
TL;DR: DTI Manual Underwriting Guidelines (2026 Update) If a computer system says “no” to your mortgage because your debt-to-income ratio…
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12 Home Buying Mistakes To Avoid By First-Time Homebuyers
12 Common Home Buying Mistakes and How to Avoid Them (2026 Guide) Buying a home is one of the biggest…
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Conforming Loan Underwriting Guidelines for Quick Approval
Conforming Loan Underwriting Guidelines: What You Need To Know in 2025 If you’re considering buying a home and want a…
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Self-Employed Mortgage Borrowers With No Income Tax Returns
In this guide, we will cover self-employed mortgage borrowers with no income tax returns required on a home purchase. Many…
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FHA Investor Overlays Versus HUD Agency Mortgage Guidelines
FHA Investor Overlays: What They Are and How to Avoid Them Are you trying to get an FHA loan but…
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Why Underwriters Issue Denials and What You Can Do
This guide covers why underwriters issue denials on mortgage loans. The mortgage process should not be a stressful process and…
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Preparing Credit Profile to Qualify for Mortgage Quickly
Preparing Credit Profile to Qualify for Mortgage: 2025 Guide Buying a home is exciting, but getting approved for a mortgage…
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Waiting Period After CARES Act Forbearance Easy Loan Guide
When COVID-19 hit in early 2020, millions of homeowners used the CARES Act mortgage forbearance program to stay afloat. Years…
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FNMA Waiting Period Guidelines After Foreclosure For 2026
In this blog, we will cover and discuss FNMA waiting period guidelines after foreclosure for 2025. Conventional loans are often…
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Veteran Administration Loans: Complete VA Home Loan Guide
Veteran administration loans are one of the most powerful mortgage options available to the men and women who served our…
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Mortgage After Bankruptcy and Foreclosure | FHA Loans | Manual Underwriting | Mortgage Processing And Underwriting | VA Loans | Videos
Bankruptcy Mortgage Guidelines on Waiting Period
In this blog, we will discuss and cover the bankruptcy mortgage guidelines on government and conventional loans. All mortgage loan…
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FHA Jumbo Loans While In Chapter 13 Bankruptcy
In this blog, we will cover and discuss qualifying for FHA jumbo loans while in Chapter 13 Bankruptcy repayment plan….
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Home Loans in Virginia For Bad Credit and 550 FICO Scores
Homebuyers have many mortgage options when looking for home loans in Virginia for bad credit and low credit scores. The…
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Subprime Mortgages: Lifesaver Or Debt Trap For You?
Subprime mortgages never really disappeared—they evolved. Today, they live under labels like “non-prime” or “non-QM” (non–qualified mortgage), but the core…
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Recommended Lender By Realtors With No Lender Overlays
When you hear the phrase recommended lender by realtors, it usually means one thing: this lender has already proven they…
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Shopping For Insurance With Best Premium and Terms
When you are buying a home, shopping for insurance is just as important as shopping for your mortgage. The homeowners’…
