Refinancing NON-QM Loans To Traditional Mortgages
Refinancing Non-QM Loans: How to Lower Your Rate and Save More If you took out a Non-QM loan to buy…
Mortgage Processing And Underwriting | Clear To Close | Home Purchase | Home Sellers | Real Estate Topic | Videos
Escrow Hold Back For Home Repairs
This article will cover what escrow hold back is in the mortgage loan process. We will discuss escrow hold back…
Understanding VA Mortgage Rates And LLPA
This Article Is About Understanding VA Mortgage Rates And Loan Level Pricing Adjustments VA loans are the best home mortgage…
What Does a Clear-to-Close on FHA Loans Mean?
This guide covers what a clear-to-close on FHA loans means. What does a clear-to-close on FHA loans mean for borrowers?…
Manual Underwriting | Compensating Factors | FHA Loans | High Debt To Income Ratio | VA Loans | Verification Of Rent | Videos
DTI Manual Underwriting Guidelines on FHA and VA Loans
Understanding DTI Manual Underwriting Guidelines for FHA, VA, Non-QM, and Alternative Loans (2025 Update) Debt-to-income (DTI) manual underwriting guidelines are…
Yield Spread Premium Charged By Mortgage Brokers
Mortgage brokers are paid a commission, referred to as Yield Spread Premium Explained, from wholesale mortgage lenders or end lenders,…
FHA Loans After Unemployment Mortgage Guidelines
This blog examines the eligibility requirements for FHA loans after unemployment or employment gaps. Prospective FHA loan applicants now have…
Manual Underwriting With Late Payments Mortgage Guidelines
Can You Qualify For Manual Underwriting With Late Payments? VA and FHA allow manual underwriting for borrowers who cannot get an approve/eligible per automated underwriting system.
FHA Debt-To-Income Ratio Requirements
FHA Debt-To-Income Ratio Requirements: What You Need to Know If you’re applying for an FHA loan, one of the most…
The Role Of The Loan Officer Assistant In Mortgage Process
The Role of the Loan Officer Assistant: How They Help You Get a Mortgage Buying a home or refinancing can…
Manual Downgrade From AUS Approval on FHA Loans
Manual Downgrade from AUS Approval: What It Means and How to Get a Mortgage in 2025 Getting a mortgage can…
Learn Mortgage Guidelines on Late Payments Today
Mortgage Guidelines on Late Payments: How to Qualify for a Home Loan Despite Credit Challenges Life happens. Unexpected events like…
FHA Loan With Recent Late Payments in the Past 12 Months
FHA Loan with Recent Late Payments: A Guide to Qualifying Suppose you’ve had recent late payments on your credit report….
Appraisal Transfer Policy From One Lender To Another
Appraisal Transfer Policy: How to Transfer a Home Appraisal to a New Lender If you’re changing mortgage lenders and have…
Social Security Income For Mortgage Lending Guidelines
Social Security Income for Mortgage: How to Use It to Buy a Home If you’re living on Social Security income…
How Underwriters View Overdrafts in Bank Statements
Most mortgage lenders really don’t like seeing overdrafts in bank statements. If they spot an overdraft, it can make them…
What’s Worse: Foreclosure or Bankruptcy?
Bankruptcy and foreclosure both damage your credit and can make it difficult or impossible to buy or refinance a home. But one is worse than the other.
Steps In The Underwriting Process By Mortgage Lenders
Steps in the Underwriting Process: What Borrowers Need to Know in 2025 If you’re buying a home or refinancing your…
AUS Approval On Conventional Loans Versus Refer/Eligible
AUS Approval On Conventional Loans Versus Refer-Eligible Per AUS: There are ways and tricks of the trade to get an approve eligible per automated underwriting system on conventional loans.
Home Loan With No Credit Tradelines Mortgage Guidelines
Getting a Home Loan With No Credit Tradelines: Your Complete 2025 Guide Buying a home is a thrilling achievement, but…
Buying or Refinancing After Forbearance Mortgage Guidelines
Buying or Refinancing After Forbearance: What You Need to Know in 2025 If you’ve been through a forbearance and are…
Mortgage After Bankruptcy and Foreclosure | High-Balance Mortgage Loans | Jumbo Loans | NON-QM Loans | Videos
Jumbo Loans Chapter 13 Bankruptcy Guidelines
Jumbo Loans Chapter 13 Bankruptcy Guidelines: How to Get Approved in 2025 Many homebuyers think filing Chapter 13 bankruptcy means…
