What’s Worse: Foreclosure or Bankruptcy?
Bankruptcy and foreclosure both damage your credit and can make it difficult or impossible to buy or refinance a home. But one is worse than the other.
Steps In The Underwriting Process By Mortgage Lenders
Steps in the Underwriting Process: What Borrowers Need to Know in 2025 If you’re buying a home or refinancing your…
AUS Approval On Conventional Loans Versus Refer/Eligible
AUS Approval On Conventional Loans Versus Refer-Eligible Per AUS: There are ways and tricks of the trade to get an approve eligible per automated underwriting system on conventional loans.
Home Loan With No Credit Tradelines Mortgage Guidelines
Getting a Home Loan With No Credit Tradelines: Your Complete 2025 Guide Buying a home is a thrilling achievement, but…
Buying or Refinancing After Forbearance Mortgage Guidelines
Buying or Refinancing After Forbearance: What You Need to Know in 2025 If you’ve been through a forbearance and are…
Mortgage After Bankruptcy and Foreclosure | High-Balance Mortgage Loans | Jumbo Loans | NON-QM Loans | Videos
Jumbo Loans Chapter 13 Bankruptcy Guidelines
Jumbo Loans Chapter 13 Bankruptcy Guidelines: How to Get Approved in 2025 Many homebuyers think filing Chapter 13 bankruptcy means…
Jumbo Versus High-Balance Mortgages in California
Jumbo Versus High-Balance Mortgages in California: Everything You Need to Know in 2025 If you’re considering buying a home in…
Irregular Deposits Could Ruin Your Mortgage—Learn to Fix It
Buying a home is exciting. But when you’re applying for a mortgage, your bank statements can suddenly become a big…
Exempt Debts From Debt To Income Ratio for Mortgage
Getting approved for a mortgage isn’t just about your income and credit score. A huge factor lenders look at is…
DuPage County Home Values Down 24%, Property Tax Up 7% Since Recession
DuPage County Home Values Down: What’s Really Happening in 2025? Many people across the U.S. hear about home prices going…
How To Get AUS Approval With Late Payments After Bankruptcy
Getting a mortgage approval after bankruptcy can feel stressful. Having late payments after a bankruptcy discharge makes things even more…
Do All Lenders Have the Same Guidelines on VA Loans
Do All Lenders Have the Same Guidelines on VA Loans? One of the most frustrating experiences for VA homebuyers is…
How Regulation Changed the Mortgage Approval Process
Lenders are really strict and can nit-pick during the mortgage process due to tough mortgage regulations. Mortgage regulators can fine lenders. If lenders do not follow mortgage regulations, the mortgage loans the lender closes, and funds may not be able to get sold on the secondary market.
Understanding The VA Funding Fee and Closing Costs
Understanding the VA Funding Fee: Your Ultimate Guide for 2025 Navigating a VA loan can seem complicated at first. Understanding…
Why You Should Not Get a 15-Year Fixed-Rate Mortgage
Why You Should Not Get a 15-Year Fixed-Rate Mortgage: Think Twice Before Choosing a 15-year Fixed-Rate Mortgage. If you’re considering…
Low-Down-Payment Mortgage For First-Time Homebuyers
Low Down Payment Mortgage: First-Time Homebuyer’s Guide to Homeownership Can You Buy a Home With Little to No Down Payment?…
Commercial Loans in Chicago – No Docs, Fast Approval!
Commercial Loans in Chicago: Get Approved Fast with Gustan Cho Associates Are you looking for commercial loans in Chicago but…
Re-Establishing Credit During Waiting Period
Re-Establishing Credit During Waiting Period: How to Boost Your Credit and Get a Mortgage Life happens. Job loss, medical emergencies,…
Conforming Loans After Bankruptcy and Foreclosure
Conforming Loans After Bankruptcy and Foreclosure: How to Get Approved If you’ve gone through bankruptcy or foreclosure, you might think…
Mortgage Process After The Conditional Approval
The Mortgage Process After the Conditional Approval: What Happens Next? The mortgage process after the conditional approval is one of…
Mortgage Rates on Bad Credit Loans With Low Credit Scores
Securing a mortgage with bad credit or a low credit score may be difficult, but it is still achievable. While…
Conventional Loan With Bad Credit And Low Credit Scores
This guide covers qualifying for conventional loan with bad credit and low credit scores. Conventional loans are called conforming loans…
