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This guide covers skyrocketing home prices due to the housing shortage facing homebuyers. The U.S. is facing a severe housing shortage of homebuyers and skyrocketing prices. The housing market was booming before the coronavirus outbreak in February 2020. All states had governors exercise their executive stay-at-home orders and were shut down. Under the watch of…
This guide covers buying a house after bankruptcy discharge date. Buying a house after bankruptcy is possible. Many homebuyers think that bankruptcy is the end of the world when it comes to obtaining credit, especially a mortgage. This is not true. Many people have credit scores higher than 700 FICO less than a year before…
Not all Florida VA lenders have the same lending requirements on VA loans. Not all Florida VA lenders do manual underwrites. Gustan Cho Associates are Florida VA lenders with no lender overlays on VA loans. VA loans are the best loan program in the nation. At competitive rates, lenders offer VA loans with no down…
This guide covers the top 5 reasons to buy a home now rather than wait. Rents are increasing across the nation with no signs of a pullback. Home prices have been rising nationally. There has been double-digit yearly appreciation in many parts of the country since 2012. In many parts of California, there are housing…
This guide covers the Chicago housing market forecast for homebuyers in Chicago and surrounding suburbs. It seems like the Housing Market has fully recovered after years of sluggish sales. Statistics indicate that Chicago Housing Market values have increased the most in almost seven years. Chicagoland Housing Market has been the best since the Great Recession…
This guide covers disabled Veterans benefits on VA loans. The Department of Veterans Affairs (VA) insures and guarantees VA Loans to private lenders. There are no minimum credit score requirements on VA Loans. There are no maximum debt-to-income ratio requirements on VA Loans. VA Loans have much easier lending guidelines than any other loan program….
This guide covers easy tips on how to sell your home fast. Despite high rates and soaring inflation, homes are still in demand, and prices are increasing. Do you want to know how to sell your home fast? Believe it or not but it is still a seller’s market. Getting a good, experienced real estate…
This guide covers qualifying income guidelines to qualify for home loan. There are federal income guidelines to qualify for home loan. Days of no income verification to qualify for a home loan have long been gone, and it does not seem like they will ever come back shortly. There are strict income guidelines to qualify…
Real estate agents are the biggest referral source for loan officers. On the flip side, Realtors depend on experienced knowledgeable real estate agents to qualify and approve their clients.
If you are in the market for a mortgage loan, you know the importance of credit scores for home loans during periods of high inflation and increasing rates. Having low credit scores can be incredibly frustrating. You can wreck them in one night and can take years to rebuild. In this blog, we will detail the…
In this blog, we will cover and discuss qualifying for a high-balance FHA loan with FHA Jumbo Lenders in Hawaii with no lender overlays. Many FHA lenders in Hawaii have lender overlays on high-balance FHA loans. FHA Jumbo Lenders in Hawaii believe high-balance FHA loans pose higher risk factors. Therefore, FHA Jumbo Lenders in Hawaii…
Gustan Cho Associates is the nation’s largest mortgage advisor of non-QM and non-Prime loans with its lending partnerships with over 170 wholesale mortgage lenders. Gustan Cho Associates | NEXA Mortgage, LLC NMLS 1660690 is a mortgage advisor licensed in 48 states (With the exception of Massachusetts and New York). We have hundreds of mortgage options…
In this article, we will cover and discuss qualifying for FHA loans with under 620 FICO in Utah with outstanding collection and charged-off accounts. There is a huge market for borrowers who need to get approved for FHA loans with under 620 FICO in Utah. One thing borrowers do not realize is that not all…
In this blog, we will discuss and cover the recorded date in foreclosure versus the surrender date of the home. Borrowers can qualify for a mortgage after a housing event. There are three different types of housing events: Foreclosure Deed in lieu of foreclosure Short sale There is a waiting period after bankruptcy, foreclosure, deed…
In this blog, we will discuss and cover how home prices skyrocket to record highs pricng homebuyers out of the housing market. If you are in the market to buy a home or already in your home, you probably know home values are sky-high right now. In this blog, we will detail the driving factors…
Eligible active duty and retired veterans meeting the minimum Washington VA loan requirements can qualify for VA loans with no minimum credit score requirements, no maximum debt to income ratio caps, and no maximum loan limits. Washington has one of the highest home prices in the nation next to California. FHA and conventional loans have…
Many lenders in California have lender overlays on FHA loans due to the state having many high-cost areas.
In this blog, we will cover and discuss the coronavirus pandemic impact on lenders and borrowers. Gustan Cho Associates encourage our readers to take the necessary precautions to keep themselves and their loved ones as safe as possible during these times of uncertainty. This worldwide pandemic is something I have never seen in my lifetime….
This Article Is About Turning A Profit Flipping Homes In Today’s Booming Housing Market Real estate investors can be turning a profit flipping homes in today’s booming housing market. There are many pre-approved borrowers at Gustan Cho Associates who have been looking for homes for over one year. Due to the strong demand of homes…
This Article Is About How To Buy A Home If I Do Not Have The Down Payment How To Buy A Home If I Do Not Have The Down Payment on home purchase: In general, there are two costs involved in a home purchase The down payment and closing costs Most Americans live paycheck to…
This Breaking News Article Is About States Attracting New Taxpayers Due To Low Taxes And Cost Of Living 2020 is finally over and we are off to a new start in 2021. Americans faced many challenges in 2020. Americans have been able to endure 2020 with the health, economic, and political impact on us as…
This Article Is About FHA Automated Findings With Low Credit Scores And High DTI It will be much more difficult getting an FHA Automated Findings Approval on the automated underwriting system (AUS) this year. HUD, the parent of FHA, has changed its algorithms on the automated underwriting system. The algorithm changes make it much more…
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