Gustan Cho Associates is the nation’s largest mortgage broker of non-QM and non-Prime loans with its lending partnerships with over 170 wholesale mortgage lenders. Gustan Cho Associates | NEXA Mortgage, LLC NMLS 1660690 is a mortgage broker licensed in 48 states (With the exception of Massachusetts and New York). We have hundreds of mortgage options for non-QM and Non-Prime loans due to our lending partnerships with over 170 wholesale lenders. Gustan Cho Associates (Gustan Cho Associates) has a national reputation for being able to do loans other lenders cannot do. Over 75% of our borrowers at Gustan Cho Associates are folks who could not qualify at other mortgage companies or got a last-minute loan denial. The team at Gustan Cho Associates has close wholesale lending relationships with lenders of non-QM and Non-Prime Loans. With over 170 plus wholesale mortgage lenders, we have selected the best of the best wholesale lenders in their niche fields.
Types of Non-QM and Non-Prime Loans
Gustan Cho Associates has hundreds of mortgage options for non-QM and non-Prime loans. Any loan program in today’s marketplace, you can rest assured that Gustan Cho Associates has the non-QM and non-Prime loans you are looking for. Besides being experts on government and conventional loans with no lender overlays and being able to do loans other lenders cannot do, the team at Gustan Cho Associates has earned its reputation of being a one-stop mortgage shop due to our lending partnership with over 170 wholesale mortgage lenders specializing in hundreds of specialty loan programs for residential, investment, and commercial properties.
Gustan Cho Associates is Known for Being a One-Stop Mortgage Shop Licensed in 48 States
Gustan Cho Associates has expanded its business network to 48 states due to the demand for our services. A large percentage of our government and conforming loans are FHA and VA loans with credit scores down to 500 FICO, FHA and Conforming high-balance loans with no lender overlays, VA and FHA loans during Chapter 13 Bankruptcy bankruptcy repayment plan, and approving/closing loans other lenders could not help. Many homebuyers, sellers, and realtor partners could not believe a lender like Gustan Cho Associates exist. Having a no-lender overlay business platform on government and conventional loans, the team at Gustan Cho Associates are experts in non-QM and non-Prime loans in every niche market.
Non-QM and Non-Prime Loans For Homebuyers and Real Estate Investors
We have no-doc loans, asset-depletion mortgages, non-QM jumbo mortgages, bank statement loans for self-employed borrowers, asset-based mortgages, fix and flip mortgages, construction mortgages, new construction loans, mortgages for homes on acreage, horse farm loans, doctor’s loans, homes for police officers/firefighters, blanket line of credit for investment properties, commercial loans, SBA loans, hard money loans, and hundreds of other non-QM and alternative financing loan programs.
Why Choose Gustan Cho Associates for Non-QM and Non-Prime Loans
Gustan Cho Associates has the client’s interest in mind first. We expanded to 48 states including Puerto Rico and have more lending partnerships with wholesale mortgage lenders than any other mortgage broker in the country. We operate on a broker compensation platform so that we can get the best mortgage rates for our borrowers. Mortgage brokers have limited yield spread premium compensation caps whereas mortgage bankers are exempt from disclosing the back end compensation. Remember that the higher the lender’s compensation, the higher the rate.
Countless Mortgage Options at the Best Rates
Our rates on non-QM and non-Prime loans as well as our government and conforming loan programs are lower than the competition. This is due to the volume of production we do nationally. We believe in giving the very best net tangible benefits to our borrowers and referral partners. By giving our borrowers the best possible rates and offering them five-star platinum service, Gustan Cho Associates has been experiencing explosive record-breaking growth year after year.
Gustan Cho Associates Has the States, Products, and Best Rates
Any product you are looking for that is in the market, you can rest assured Gustan Cho Associates has the loan program to offer. The team at Gustan Cho Associates is available 7 days a week, on evenings, weekends, and holidays. You will always be able to talk to your assigned loan officer, loan officer assistant, processor, support staff, and management. The team at Gustan Cho Associates is always grateful to our clients, and our preferred realtor partners for their faith, confidence, trust, and loyalty for making us the best of the best mortgage brokers in America.