ByJohn Strange, NMLS: 230932
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This guide covers the differences between FICO and VantageScore Credit Scores. We will explain the differences between FICO and VantageScore…
ByGustan Cho, NMLS 873293
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This blog aims to explore the difference between correspondent lending and mortgage brokers. A common inquiry we receive regularly pertains…
ByGustan Cho, NMLS 873293
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Credit Score Required for Mortgage on Home Loans This guide covers the credit score needed for mortgage on home loans….
ByGustan Cho, NMLS 873293
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In this guide, we will discuss and cover the FHA appraisal transfer from your old lender to a new mortgage…
ByMike Gracz, NMLS: 1160212
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This guide is about understanding mortgage application process to avoid delays. Despite the countless mortgage lending guidelines, applying for a…
ByGustan Cho, NMLS 873293
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In this blog, we will cover the Fannie Mae Chapter 13 dismissal guidelines on conventional loans. One of the most…
ByGustan Cho, NMLS 873293
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According to VA and HUD Chapter 13 cash-out refinance guidelines, homeowners may be eligible for a cash-out refinance on an…
ByGustan Cho, NMLS 873293
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In this blog, we will cover and discuss the difference when qualifying for a mortgage after bankruptcy dismissal versus bankruptcy…
ByDale Elenteny, NMLS: 904444
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Why is the lender asking you to pay for an appraisal or credit report before you are fully approved? It…
ByJohn Strange, NMLS: 230932
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Mortgage Loan Underwriting Process: Simple, Step-by-Step Guide The mortgage loan underwriting process is the lender’s review of your income, credit,…
ByGustan Cho, NMLS 873293
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This guide covers the impact of credit score changes during mortgage process and how it impacts borrowers. Credit Score Changes…
ByGustan Cho, NMLS 873293
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Changing Jobs During Mortgage Approval Process: What You Need to Know Changing jobs during mortgage approval process can be a…
ByAlex Carlucci, NMLS: 229891
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Buying a home involves paperwork, and it can be frustrating when your lender asks for additional documents after you have…
ByMike Gracz, NMLS: 1160212
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This blog is about overlays in underwriting on government and conventional loans. The mortgage industry went through a major overhaul…
ByGustan Cho, NMLS 873293
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In this article, we will cover and discuss applying for mortgage with another lender when denied by the original lender….
ByMargarett Jurilla
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Closing costs on the loan estimate versus closing disclosure will most likely be different. The itemized closing costs on the…
ByGustan Cho, NMLS 873293
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Preparing for a Mortgage in Illinois: Step-by-Step Guide for Homebuyers Buying a home is one of the biggest financial decisions…
ByGustan Cho, NMLS 873293
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Mortgage Markets and Interest Rates: Complete Guide for Homebuyers and Homeowners This guide covers the mortgage markets and interest rates….
ByDale Elenteny, NMLS: 904444
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The Complete Guide to the Mortgage Closing Process in Illinois: Everything You Need to Know Buying a home is one…
ByGustan Cho, NMLS 873293
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The initial loan approval from the mortgage loan approval lists a set of conditions from the mortgage loan underwriter. Once the loan conditions are satisfied, the mortgage underwriter will issue will issue a clear to close.
ByAlex Carlucci, NMLS: 229891
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Non-QM Loans for Self-Employed Borrowers: Qualification Guide This article will cover qualifying for non-QM loans for self-employed borrowers’ home purchases…
ByMike Gracz, NMLS: 1160212
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Getting a mortgage denial after pre-approval can feel like the rug was pulled out from under you. You may already…
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